{ "_id": "607805b1da674200226672f1", "_isBlocked": false, "creationDate": "2021-04-15T09:21:53.456Z", "categories": [], "description": "we are here to improve your yields on investment", "relatedCrowdIds": [ "5f0372b0eecc0b001af4c310", "620417e746da87002a48aecf", "60f19b15fc523b002f774065", "620419b751c087002d3bb4a1" ], "fishIconColor": "ffda2f", "hideNumberOfUsers": false, "iconUrl": "https://dslntlv9vhjr4.cloudfront.net/bowls_images/gZ606lxf3Scqx.jpg", "rectangleIconUrl": "", "isLocked": false, "isCommentsEnabled": false, "isPublic": false, "handleUrl": "financial-advisory", "isVisible": true, "name": "Financial advisory", "networkingEnabled": false, "numberOfNetworkingUsers": 71, "numberOfUsers": 10991, "feedState": { "countOfMessages": 483, "countOfUserMessages": 480, "countOfSystemMessages": 0, "lastMessage": "I have two home loans of 25L at 8.5(fixed) and 50L at 8.4(floating) each for 15yrs. i also have corpus of 40l invested in market, should i repay my loan to max or keep money invested ?", "lastSign": "Software Engineer", "lastUpdateDate": "2023-11-23T04:30:33.427Z", "lastMessageDate": "2023-11-23T04:30:33.427Z", "countOfUserComments": 131 }, "priority": 0, "numberOfFollowers": 3, "roomEnabled": false, "promptsDisabled": true, "type": 2, "creatorId": "606ff0dee8e4b50021a10d76", "bowlType": "58e6c2e40ebdd20010849126", "bowlTypeName": "Professional Expertise", "background": { "from": "740D82", "to": "2B47E9" }, "divisions": [], "regions": [ "61891cd52ca26eaffdf8d910" ], "joinMode": 1, "requestToJoinSettings": { "isJoinReasonRequired": false, "shouldRequestPhoto": false, "isMultipleChoiceEnabled": false }, "bowlTypes": [ { "bowlTypeId": "58e6c2e40ebdd20010849126", "bowlTypeName": "Professional Expertise" } ], "currentMonthPosts": 4, "suggestedIndustry": { "_id": "60f19b15fc523b002f774065", "name": "Tech India", "iconUrl": "https://dslntlv9vhjr4.cloudfront.net/crowd_images/IMtbHhFpou9sy.png", "crowdIconUrl": "https://dslntlv9vhjr4.cloudfront.net/crowd_images/qwBNWfWrlFN7L.png" }, "noIndex": false, "lastView": "" }

I have two home loans of 25L at 8.5(fixed) and 50L at 8.4(floating) each for 15yrs. i also have corpus of 40l invested in market, should i repay my loan to max or keep money invested ?

like

How can I earn 35k in 4 months? Any ideas?

like

Kindly suggest. Need to renew the health insurance for parents and monther in law.
1. Parents are converted in office group insurance 3 lakh with free. And for parents star health insurance renewal amount is 38k for 3l… more

like

Hi fishes,
I have 4+ YOE in .Net Core, Angular, MSSQL. Working in second company and package is 8.4 LPA. Recently I was offered H1B Lottery Nomination and I got picked in the Lottery. Now I am confused what to do next. Shoul… more

like

Is it wise decision to buy agriculture land around 50lakh amount in Maharashtra. 80% amount from loan. This is 1st land in family. Please share valuable feedback. Thank you.

like

Some good term insurance plans pls?

like

Did anyone researched on term insurance? Then please suggest me good brand to go with like hdfc , icici , tata aia , max life ..etc.

like

Hi Sharks,
I have problem related to stamp duty refund. Actually we cancelled flat in Pune in 2021 and havnt got stamp duty refund till now, after too much continuous following builder, just a month back we… more

like

I bought 2 Sgbs from a demat account as shares, but in complete last year I saw an increment of 1-2 percent. I am thinking, should I even invest in sgb or not or what is the right way. Any suggestions… more

like

My Fixed component is 55LPA which means i should get around 4.6lac per month but i end up getting only 3.7
How can i save more in taxes? I declare HRA, 80c, homeloan, 80D and NPS. What more can i do?

likefunny

Anyone invested in US stocks or ETF from India? Which apps you prefer? Can you please advise. Thank you

like

Planning a trip to Vietnam (self-planned, no agents) and confused about the new rules concerning TCS on foreign spends. Can someone simplify it for me?

Say, if I book a cruise on a foreign website from India with credi… more

like

Hi everyone,

I joined Oct 2021 and received RSU from my current company, last year Oct my RSU was vested and my company deducted tax for the same, also I can see the tax deduction in form 16 as well, … more

like

Is it mandatory to file ITR every year. What happen if I skip this year and file next year. This year I have to pay an extra 20000Rs as I have switched companies in between financial year and TDS was … more

like

Hi team,

What the last date of filling ITR for 2023-24

like

Fishes please don't fall for such scams from a few CA consulting services where they will get you full refund with fake investment proof but if IT team issue notices we will be in trouble.

Soon if IT team do the same kind of investigation across country then many such cases will be busted

Post Photo
like

Hi everyone,
If I have a turnover of more than Rs. 1 crore in F&O, but I am in loss of around 5 lakhs for the FY 22-23, will I have to get it audited by the CA while filling the ITR? Can someone p… more

like

Need some advice on pan-aadhar linking for my father.
There are two major issue:
1. Mobile linked to aadhar is now lost, ( i am thinking of biometric based update at aadhar center)
2. There is demographic mis match of dob in PAN card ( for… more

like

Hi

likefunny

TDS paid for flat purchase need to be mentioned while filing ITR ?

like

I didn't provide investment proof to my employer about HRA and elss. So now form -16 don't have deduction info. So can I claim during ITR filling and how ? Can anyone provide steps? We need t… more

like

Hi,
Currently I have a company provided insurance that covers my spouse and child. Should I take a new one outside for future cover, please advise.

like

Hi alll,

My salary is 7.15. My TDS got deducted 2000 per month even i selected ols regime . I invested in pf and lic. What i need to do whil filing ITR for refund.
Actually i got recently promotion my … more

like

Contact us to divarious aspects of financial planning

likefunny
like

Hi all. My ctc is 15 lpa. I have a home loan emi of 55k pm. Which tax regime should I opt for?

like

Hello Fellow members of fishbowl
I have 7 years of Work Experience in Accounts and Finance domain.I have MBA Finance degree full time from University of Mumbai.Currently looking job opportunities in Mu… more

like

Off topic question:

Has anyone converted SBI home term loan to max gain ? Any charges applicable?

( SBI person not replying so asking here 😁)

like

Is the tax exemption under section 80EEB still applicable on EV cars? I believe that it was for loans taken before 31st March 2023. The bank guys seem to have no clue about it.. Kindly suggest!Tata Co… more

like

Hi,
I need an advise on how should I plan to move to noida, as my workplace is located there.
Currently I am staying in sonepat which is around 100 km away, I generally travels once a week to my workplace an… more

like

Aim for taxplanning instead of tax evadion

like

Should a Chartered Accountant learn SQL ?
Does this lead to exceptional compensation?

Are Remote/WFH Options available

like

E&Y I am an NRI, I am also doing freelancing which produces income of 2.5 lakh per month and getting credited to my Indian account. I heard that the freelancer income should be paid in advance, otherwise 1% of penalty. I have already received the payment for 4 months. How can I avoid paying penalty? Or can I just skip and pay for upcoming ones. E&Y PwCmore

like

Come and discuss all legal ways to improve yoelds

like

If you want a detailed excel sheet that helps in deciding which regime to choose, DM me

Tata Consultancy EY EY Deloitte Accenture ZS Associates Capgemini

like

Hi Folks, need some genuine advise.. i hv a plot in a tier 2 city now i am planning to build a house on it, not very fancy just a floor where 2 plus 1 guest room can be built. The idea is to have seco… more

like

Hey Folks,

Any idea about package of Vice president in Bank of America, product control.

like

General question related to the market

What does movement under high volume sell / buy indicate?
1) large number of investors exiting/entering
2) large institution exiting/entering

Context : recent infy nosedive.

Post Photo
like

Sharks 🦈
Please Suggest me good mutual funds, sip to invest
Age 31
Home Loan 15L

I am New to MF, till date only investments are
Gold 1.5L
FD 1.5L
Other savings - 2L

Can invest monthly 10-15 k
Thanks in adva… more

like

Which sector to focus in FY 2023-24 for equity investments?

Any suggestions for Government bonds for Capital gains tax saving?

like
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Send download link to your phone

OR

Scan your QR code to download
Fishbowl app on your mobile

By continuing you agree to Terms of Use and Privacy Policy.

Messaging rates may apply

Download app

Sign up for free to join this community on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal