Personal Investment Chatter

I want to rollover my employer provided HSA acct to one that has investment options. Any HSA accts with investment options that anyone would recommend?? Thx!

Do you buy physical form of pure gold online or goto near by store?any reliable online websites to order delivery?

How much do you make and how much do you save per month?

I’m a U.S. citizen living in the U.K. Is there any way for me to access US-registered ETFs? I see I can open an expat brokerage account, E.g., with Schwab, but they also prohibit UK residents from inv… more

Not an investment question but wanted to know if anyone is familiar with and used a home equity loan. Looking to get a home equity loan and don’t know where to start. Are there any banks that are bett… more

My father had the means and knowledge to teach me about finances early on, but didn't. He's an academic and has done well saving for his retirement from what I can tell. Lazy, or didn't ca… more

Are you all doing anything different in a volatile market/potential downturn situation? Have all finances, investments figured out and in line from a retirement planning (39yo). I know the idea is to… more

As anyone ever use IUL index fund for life insurance? Any advice for me?? Trying to buy life insurance using IUL…

First time home buyer and looking for some sound advice. With a HHI of $150k, is looking at a $700k house irresponsible? Can afford 50% down payment. Would leave $100k liquid, and $1M net worth otherw… more

You just received $3M post-tax (eg inheritance/gift/extra bonus/etc. - something not financially planned for).
You are still far from retirement (20+ years).
All else is equal and you intend to keep working.
… more

If you have access to an HSA through your employer, is it a no brainer?

Do high end, authenticated sports memorabilia hold value? I understand they won’t make as much as other investments but wondering if they’re safe to hold value while I enjoy them

Wife’s company uses Optum for HSA. We were setting up an investment account (did not finish enrolling). But then we saw a transaction for about $700 pending as “HSA Now” funds. Any idea what that is? Optum has no… more

At what net worth or liquidity did you feel ready to buy your first property? Is it worthwhile if you don’t even live in it most of the time?

For context, I am 26 and considering real estate as an inv… more

Do any of you think Upstart holdings stock will ever go back up?

For those of you raising families, what would you say are the average house prices and incomes in your neighborhoods?

Second income stream investment ideas apart from dividend and rental income? How is everyone generating extra income with a corporate job? Thanks fishes. Time to become a shark 🦈

Can anyone please describe wtf these funded trading prop firms are? Friend of mine is looking to do this full time and it just seems crazy to me, but I’ve never heard of it before so what do i know 🫤

High interest savings vs CD? How long do we think high interest savings will last?

Is there a catch with the Citizen’s Bank 4.25% interest rate for savings accounts? Seems high for a traditional bank.

Are ibonds still a good investment? Why or why not?

I have 200K points on CSR. What’s the best way to use them?

Hi fishes, one quick question, how many of you are investing using DCA on ETFs?

Which would you recommend and why, Apple card or a AMEX Blue preferred card or any other good options. I’m not a frequent flier, just looking to increase my credit limits. Credit score 760+ current cr… more

How would you ideally allocate a bonus? TTC and was thinking of starting a 529 but I also want LASIK. Any other things you would prioritize?

What are some good rate CDs? Saw fidelity offer 5.15% for 12 months. Any better ones out there?

Best place(s) to park $10k for the next 10 years?

Does adding beneficiaries in my high-yield savings account increase my FDIC insurance limit? My small bank rep said I can increase 250k per each added beneficiary (up to 5), but my quick Google search… more

My 401k from my previous employer is being moved to a different service provider (from Principal to ADP). Do I move it to ADP, roll it into to my current employer 401k (Fidelity) or move it into an IR… more

i have a tuition payment coming up and it’s rather large. any recs on if i can use something similar to Amex’s Pay It and Plan It? They occasionally offer 0 plan fees as a promo every now and then but… more

Yield on a 6month Tbill is higher than a 12mo, and yields on Tbills are higher than Treasury Notes. Understand this is correlated to an inverted yield curve. Question is: in such an environment, why … more

Hello, wanted to get some advice on what my next move should be. NW is around 800k, this includes my home. Of this, I have about 300k in hysa/checking etc. I sold stocks when market was tanking. Worr… more

Thoughts on I Bonds? Reading that this may be a better approach than a CD as the interest is tax free. Maximum contribution of $10k annually per person

Credit card question. I don’t use any credit cards right now. Have a great credit score. Looking to get a card that gives me the best rewards for normal purchases (mortgage, bills, groceries). My goal… more

Can I still do Mega backdoor roth if the terms of my employer 401k plan don’t explicitly mention After-Tax voluntary contributions?