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Anyone have any luck convincing their parents to move away from a house they can't afford anymore? Parents are stubborn and getting to the age of retirement (with no funds). Only thing they can do… more

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NYC Question: was moving to NJ (Jersey city/Hoboken) worth it to avoid paying the city tax. How much are you saving and is it worth it in the long run ?

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If my 529 plan is with NY state, can I only use it for the college expenses for the schools in NY?

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Is Plaid really safe? I can’t manually add my bank account, I’m asked to provide my bank log in info which I don’t want to do. Does Coinbase use it too?

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Is it safe to keep most of my savings in the stock market during a period of inflation?

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Does anybody here contribute to their 401k and Roth IRA while their spouse does the same? Trying to see if it’s worth opening up a Roth IRA for my wife. She will start contributing to a 401k when she … more

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Does anyone use margin to invest? Not on options, but on more of the same stable investments?

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If you had 200k you wanted to put into VTI now, how would you DCA it? I’m thinking 20k a week for 10 weeks. Would you suggest anything different and if so why? Thank you for advice/thoughts.

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Any suggestions on good medium-long term investments right now or in the near future? Can contribute approximately $50k now. Already maxed retirement accounts for the year, and I contribute $5k monthl… more

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Tell me if I'm missing something! Mega backdoor Roth IRA steps 1. Begin contributing to after-tax 2. Set up link between my Schwab Roth IRA and my alight account 3. Calculate the estimated gains o… more

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What is everyone’s stance on emergency funds? I personally have never had an emergency fund (invest all residual cash into index funds). A personal opinion that has worked out for me, if something in … more

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Anyone here get paid bi-weekly but budget on a monthly basis? How do you account for the lack of cash flow until the month with the third paycheck hits?

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Is everyone’s ETFs down?

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Thoughts on buying a used car w/ a low interest bank loan and then driving Uber/Lyft to pay off?

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First time home buyers…is it worth getting a buyer’s agent or working directly with the listing agent? Why/ why not? Thanks!

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Hello everyone, I am a Deloitte auditor and on a H-1b visa. My long term goal is to eventually go back to my home country. Should I still invest in Deloitte 401-k? I just want to know what the deducti… more

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My apt lease is up in a few months and I realized that I don’t want to pay someone else anymore and rather take mortgage and pay myself. I can afford a $150k down payment without touching my liquid ca… more

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Has anyone put down <20% and waived the PMI and get an equally good rate you would get at 20%? I’m looking to buy a house with 10% down and trying to understand how I can avoid paying PMI and locki… more

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My 18 yr old son is starting to golf . He’s a lefty . Any suggestions for reasonably priced set of clubs ?

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In the US for about 5 years. Looking to cash out and move to Europe then. 401k matched. What next steps would you take to manage the rest of your cash?

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Is there any downside to buying Vanguard mutual funds or ETFs through Schwab? I have accounts with both but I find the Vanguard site so clunky. Would I be somehow paying more buying through Schwab? Th… more

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Hi Everyone, has anyone here bought a larger lot/teardown property and split it into multiple lots? Looking to get advice on if it’s possible or not and what goes into something like this. Thank you �… more

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Have 400k in bank. Poor in investment ideas . What should be the best investment strategy. Do you prefer in financial advisor?

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What are the cons of Fidelity zero expense ratio funds? Are FSKAX and FZROX the same with the only difference being ones 0 ER? Why would anyone get FSKAX in that case?

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I have been contributing the max 19.5k to a Roth post tax IRA since I started working 5 years ago. I recently switched companies and they offer a mega back door roth option - which I’ve never heard o… more

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I just scored a “Black Friday” type deal. Bought a house for only 20k over asking!

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Any rental property investors here? Looking for recommendation on good areas to invest in. Primary goal is income, cap appreciation is only seconds.

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Thinking about refinancing my mortgage - will my taxes increase (as a result) as the current value of the house will appraise for significantly more than the purchase price (is the town made aware)? … more

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Honest question - HSAs are a "relatively"new investment vehicle (seems niche to me don't hear of my peers using it), in my mind it seems kind of risky to put a bunch of money in for use … more

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Where would you put 25k right now? (Have 8-month emergency fund and no consumer debt)

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Looking to start consolidating our finances as a couple and starting with a joint bank account. Any recommendations / best practices lol?

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Hello! What percentage of my salary should I put into my 401k if I still have over $25k in CC debt? Also am 40 yrs old living in NYC & wayyy behind financially but at least just got a well paying … more

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NYC Area Fishes: the suburban market is through the roof and city market market has relatively good options. I am thinking of buying a place in downtown JC or Hoboken. Does anyone have an opinion on i… more

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Finally reached 100k net worth today! (Just turned 28). I started really cracking down on saving over the last year so only was 40k NW at this time last year. Just wanted to share because I feel good … more

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Got a bonus check mailed to me and then quit a week later. When I deposited the bonus my old agency stopped payment and the bank charged me a fee for the transaction. Is there anything I can do about … more

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Any hopes left in MGNI,XL,RMO,AI. Down 40% and thinking of averaging them. Lot of beaten down tech has recovered well in June but MGNI hasn't budged. Folks who are bagholders what's your plan.

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The posts about HSAs got me wondering: what are some qualified medical expenses that HSAs cover that most people might not know/expect?

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Anyone bought a 900k-1M house recently? Any regrets? While we can afford to buy in that range and it will check off all boxes for long term its definitely scary and not sure how to decide whether or n… more

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What are some tax credit strategies you use? A couple years ago I bought a solar powered gate and was surprised how much I got back on my fed taxes. This year I bought a plug-in EV.

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