Is this really a buying opportunity if valuations are still high from a historical perspective? Continue to DCA or accelerate contributions as possible?

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Should I DCA or just lump sum in the money I was going to invest for the rest of Jan? It’s only a small amount, but curious what others are doing.

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I know we hate BABA but is now a decent time to DCA or enter new positions for long term given current environment?

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Should I throw my entire $6k of Backdoor Roth contributions into VTI or DCA in case of market downturn (ex: $2k per month)?

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I have a lump sum of money I’m looking to DCA over the next while (about 20% of my current portfolio). My portfolio is a mish mosh of stuff that’s got a lot of overlap and I’ve never given it much of a high level look like the below picture before. Thoughts on what ETF to invest the money into based on my current allocation? Any other general thoughts also welcome. Retirement accounts will continue to get maxed out. Thanks in advance!

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SPCE😱😱 anyone still holding?

I have 400 shares at ~$17…Though I was going to hold for a couple years, it’s bleeding rn which makes me nervous

Are u holding, selling, DCA with today’s drop?

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Teach me DCA.. have been buying a few dips.

I had put limits day before yesterday thinking CPI stats will continue the draw down this week, but everything is up ⬆️..

In situation like this, when and if you change your limits?

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Favorite taxable brokerage Fidelity index fund? Thinking about changing it up from FBGRX…thx!

Need to DCA for the next two years. Maybe $1500-2500 per month or 6-8 times a year.

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Haven’t taken Southwest in many years. Have no status. Have a free voucher. How bad is it to fly a single leg, with no status? Is the boarding experience at DCA bad? Looks like I wouldn’t be eligible for TSA pre since no status on the airline?

funnylike

Have $100k to invest. To DCA or throw it in lump sum? With a 30+ yr time horizon is this splitting hairs?

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Hi guys

Few days back I put my resignation.

I'm on BPO2, curently working on IT project

Today got call from HR for retention.She is giving me 2 options.
1. DCA: interview will be scheduled and depending on that package might get revised (not ready to tell percent).
2. BPS to c1 IT conversation with no hike.( Without hike which is of no use I Guess)

Got offer outside with 110 percent hike but they want me to join early.

Please advise

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Hello Friends,
Am working as DevOps Engineer in TCS since 1.5 yrs with overall 8 yrs of experience in TCS. My CTC is 5.6 lacs. The management has raised my AST promotion with DCA. Pls suggest if I should wait for the hike or try to switch other company

What are some non index high growth etfs/funds in which you regularly invest/dca with high degree of conviction for a 5y to 20y investment time frame? Ive been thinking of adding non index etf exposure and wanted to see what you guys are buying... im liking meta, icln and potx etfs

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Just rolled over an old 401k that contained 80% of my retirement assets. I now have that amount in cash in an IRA. I’m normally not one for market timing, but I’m a little queasy about immediately investing this entire lump sum given today’s market. Should I do that? DCA? Wait for the inevitable bear market?

funnylike

It’s time like this when one should be doing consistent DCA with crypto. When things are flat and a bit quiet. When new money is not pouring in.

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How do you plan your investment portfolio? I can start saving 6k each month starting January - excluding bonus and 401K portfolio. How should I allocate my DCA across categories- Backdoor Roth, Brokerage, HSA, 529, BTC, emergency fund?

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I am 38 and only have 200k in 401k. I started late and made some bad investments and lost about 150k in options in 2021.Is there any hope left for me for FIRE? Now I am doing DCA to VTSAX but markets seem all time high. Looking to buy investment property but feels like I am buying on top of the cycle. Any suggestions on path forward?

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Hi Fishes,

I had resigned from TCS during Mayl21...had got offer from KPMG...
But luckily I cleared Jan DCA and I got almost the same offer...they promised me that they'll change my project to BigData which they have...so I withdrew my resignation...

Now just yday I received an offer from LTI...
It's a good offer...

But, I am afraid whether I am eligible to resign within this 8 month interval?
Is there any cooling period between two resignations in TCS?

Pls help guys🙏🏾

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Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

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so.. savings mode.. 401K check, HSA check, Roth IRA check - all maxed out. rest in index funds in my brokerage account. Small DCA 300$/month in crypto over a bunch of coins - eth, btc, solana etc. two questions: what else can I do? I see people mentioning they also have traditional IRA on top of this - why?

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My flight for today was scheduled to leave for 9:40 am for a connecting flight to chicago that leaves at 12:40 pm. Was supposed to reach final destination at 1:30 pm. Flight at DCA got delayed 3 times to where i couldnt make the connection flight. I was rebooked for another route and now i get home at 9 pm. Been in airports since 7 am. Should i ask for a free voucher or discount for the inconvenience?

likehelpful

Have around ~160k cash (savings + sold house for a nice profit recently). I wanted to buy more rental properties in 2022 (own 2 currently) but life has been busy and I can't dedicate time to real estate currently.
Lump sum the entire amount into brokerage or DCA over the next few months?

likefunny

I am seeing caravans of Amazon trucks around my neighborhood. Lots of people I know have switched to Amazon as the primary shopping destination. In some cases we get stuff delivered within a day. My spouse prefers Amazon instead of physical stores. I DCA small amounts in Amazon stock. Given this explosive Amazon's growth what other stock options are out there. Is it time to short others like Target, Walmart or any others

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I probably have 3-4x times my 6 month emergency savings in my savings account (with no upcoming major purchases). Have been slowly DCA $1000k / month into VTI in brokerage account. Am I still being too cautious? Want to have my money grow but anxious to try to put more in at a time in such an uncertain market

likesmart

Are the wings1 DCA result out? How much hike are they giving???

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TCS Hr trying to retain me saying that 35% Hike will be done and that too over fixed CTC and not as elevate incentive, BUT she said she won't share breakup until I revoke
Is there something suspicious? She said she will raise my case as exception so that it don't go via DCA route
I have offer of 120% hike but sometime mind wanders to stay in TCS but fear that they might add in variable and as elevate

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What is the easiest way to calculate average cost basis? I’ve been apeing/DCA basically nonstop since summer 2020, but coinbase/coinbase pro doesn’t make it very easy. Any useful tools or guidance to help calculate?

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Should you DCA into VOO/SPY/QQQ/VTI or invest it all at once?

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Should you DCA into VOO/SPY/QQQ/VTI or invest it all at once?

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New to crypto investing here. Looking to buy 3-5 coins to DCA and hold long term. Curious to get thoughts from those that aren’t trying to get rich quick but more so using crypto as a way to hedge, diversify, and potentially grow wealth.

Looking at: BTC, ETH, SOL, ADA.

1. What else should I add? Any to remove?
2. I’m looking to put no more than 5k into crypto. Thoughts on Lump Sum vs DCA given current market conditions?
3. What % breakdown is ideal for long term investing for coins above?

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Should I be loading up on BTC/ETH now? I generally stay disciplined to my weekly DCA but ended up "panic buying" a few weeks worth during last night's crash. Go back to weekly schedule or keep dumping more in while it's at 48k/4k?

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What to do?
Remain in TCS with 8lpa (cleared DCA Wings1)
Switch with 11 lpa
Yoe- 3.2 years

How does one get to DCA Terminal A (Southwest airlines) via public transport? I know the yellow/blue goes to DCA but it drops off at the opposite side of the airport.
That walk over is easy enough to manage if you have a small carry on and budget the time to walk, but not so manageable if you have larger luggage.

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Plan to invest $50-$60k into crypto. I get my bonus tomorrow

DCA or lump sum?
Does $10+k withdrawal from traditional bank account trigger any IRS reporting?

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I have been investing so far using my Fidelity account, and all my index funds are also by Fidelity. See most people on this bowl recommending Vanguard ETFs and Mutual Funds. Is there really much difference between Vanguard offerings vs. equivalent by Fidelity? Also asking because I have a significant amount of cash (<$100k) in my savings account that I want to invest over the next few months(some DCA) and am wondering if I need to open an account with Vanguard to avoid transaction fees. TIA!!

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I need to hold a fair amount of cash for ~1 year (a third of my gross pay). But I don’t need “instant” access to it - maybe over 6 months when asked.

Does it make sense to DCA it into an ETF/ keep it in a HYSA/or something else?

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Do people expect a bear market for crypto next year? For folks that have been in crypto since the last bull run, do you recommend just DCA or sell near the top and then get back in at a later point?

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FAANG stocks good investment? DCA method.

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Hi Fishes,
Good day!
Can you please refer me in your company for Automation QA role?
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Need some likes to get the DM feature ☺️

likehelpful
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