Do rewards matter when choosing a credit card?. Here is my monthly spending breakdown: online groceries, online food delivery, gas, little shopping on Amazon. Don’t know about travel until Covid ends. What would be the best credit card ? I’ve bofa cash rewards and travel rewards and a corporate amex

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Hello everyone. Welcome to the AmEx India bowl. I created this bowl to welcome anyone and everyone who is an AmEx colleague, from any LOB, from any department. I hope you will help in the growth of this bowl so that we have build a community outside our work as well.

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Thinking of re-vamping my cc strategy. Currently have the Amex Plat and the Delta Amex Plat (mainly just for the companion pass each year which cancels out the AF) but because of the increase in Amex Plat’s AF I’m thinking of downgrading to Amex Gold, then getting Delta Reserve card for Skyclub access to replace my Delta Plat card. Thoughts on this or is there something I’m not thinking of? Lounge access and Amex’s transfer partners are the two main priorities to me

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I heard the United travel bank still works for the Amex airline credit…. Has anyone recently tried it and got the credit?

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In your opinion, is it worth keeping the AMEX Gold card after using up the sign-up bonus points?

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Thoughts on Kabbage Checking by Amex? Looking at a $300 sign up offer and a 1.10% APY.

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Need to transfer over 100k Amex points to either a gift card or hotel/airlines miles. What’s the most lucrative conversion ? What have other done.

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Starting as a PM at AmEx, is it possible to eventually move into tech?

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Accidentally double paid a credit card bill as it was already on autopay and then paid manually. Can I get AMEX to pay me back the negative balance?

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I have a personal point based Amex card. It is linked to the same Amex account as my corporate Amex. I’m in plans to quit the firm. Does the point transfer from one card to other?

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Have the CSR but thinking about switching to Amex Gold + something for flights and hotels. Maybe one of the American Airlines cards? Any other suggestions?

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Can’t believe they upped the annual fee on Amex platinum

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Thoughts on the changes with Amex Cobalt Card? They’ve increased the fee to $12.5 /mo instead of $10 (so $155/yr) and said they’re giving 3x points for subscriptions from (only) 11 streaming services that doesn’t include prime! - (plus a cap of 30k for 5x points that was applied earlier)

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Anyone here from Amex? Need a referral

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Amex Platinum, Chase Sapphire Reserve, or other? And do you own more than one? Trying to decide.

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Tried searching and didn’t really find an answer. I’m starting at a new firm in a month and have the option to upgrade the Green Corp Amex to either Gold or Platinum. I’ll be traveling every week so I’m thinking that platinum would be worth the cost since I pay personally. My question is: can I use the benefits from the card personally even though it is a corporate card?

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If you have CSP or AMEX gold can you rent a car with you credit card even if you are not the driver and still get the free insurance benefits?

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Delta Amex or Chase Sapphire? What card in each family would you prefer and why? I don't mind being tied to Delta.

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Pretty torn between CSR and Amex Gold cards. Ignoring annual fees, I’m torn between points earning potential. With most of my budget going towards discretionary spending (dining, groceries, drinks) the Gold has an appeal, yet CSR’s broader definition for travel might even out the point earning potential (ie covering full cost of one Airbnd for several friends would be a big point generator). Are there any other major factors I might not be considering? I’ve gone thru the TPG review FWIW.

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I have heard a lot of buzz around amex cards. Whats the benefit and why the buzz? PS. I am an analyst and its just been 2 years. Honestly I might not even have the money to spend, in my cards (unless credit), but just curious.

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Hello friends! Looking for some insight in Miami. I’m planning a trip there for the first week of November and will be attending the Miami Seed Food and Wine Festival. There is not a lot of details on where the events are happening, but several mention Regatta Park/Coconut Grove. I’m trying to figure out where to target for a place to stay. I have a bunch of Marriott and Amex points I would like to try to use but no special standing. Would appreciate any recommendations!

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Any Amex platinum referral?

SOS. Wracked up a ton of credit card charges last month. Have three credit cards. One is fully paid off. One I can make the min payment. The last is Amex gold and I can’t pay it all down. What to do?

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new joiner at deloitte. what are some of the personal benefits we can have with the amex green corporate?

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Who’s canceling AMEX plat?

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Booked a hotel via Amex travel for a business trip and Bonvoy does not want to give me the nights. Does anyone have a solution for that?

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Has anyone used cellphone damage protection benefits for amex plat? Any challenges and tips that I should know ? What are some of the docs that they require to get reimbursement

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Did anyone else get access to Resy’s Global Dining Access with Amex Gold? I thought it was only for Platinums, but somehow I was eligible with my gold.

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i want to take advantage of a major churn opportunity in the amex delta platinum (90k miles, $200 delta credit, $250 annual fee), but i’m hesitating due to the fine print here… is this new? would they really claw back the rewards, or even cancel me?

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@credit card junkies If I get a Delta AMEX card, do I have to have booked my ticket with that card in order to be able to leverage the benefits (e.g., no baggage fees, priority boarding, lounge access)? I’ll be flying delta a ton but also have the chase sapphire reserve. CSR’s point earnings and redemption values are way higher than what delta gives with their AMEX cards. Am hoping to be able to book the ticket with CSR but still be able to leverage the Amex benefits, but not sure if possible.

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Advice needed: Anyone use Amex platinum car insurance before? Driving in a foreign country. We didn’t get insured through the car company but paid the deposit on my Amex. Small, superficial paint scratch on the side of the car (<2in). Anyone know how to use the insurance or if we need to?

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Best credit cards for a non-road warrrior after CSR and Amex Plat changes? I think Amex Gold and the Chase Flex are pretty good - do not think CSR and Plat are worth it anymore

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Amex Plat increasing its fees to 695. I know a lot of consultants have this card. Are the new fees a deal breaker?

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UK resident. US national with US home address. Thinking of applying for the Chase Preferred for the 100,000 offer. Have Amex Plat which has become less worth the price with US-centric subscriptions and credits, though travel benefits are great. May upgrade to Reserve later and cancel Amex. Thoughts?

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Amex Gold for food + Citi Prestige/Double Cash or CSR/Freedom Unlimited for travelling? I’m torn in between the the Citi and Chase ecosystems. If I enjoy international travels more which is the better system and why? Would love to hear inputs thanks guys!

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I’m enjoying getting flight miles and points by using various cards. I did Amex, just for my chase sapphire. Question for those who do this regularly, can you earn the bonus on a card more to an once? Like if I cancel my Amex card can I do the bonus again in two years? Don’t you eventually run out of new cards you can get?

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New joiner here! Wanted to ask about AMEX corporate cards - I know we foot the bill and get reimbursed, does this apply to the annual fee as well? If I pay the annual fee, I get reimbursed back for the annual fee too right? Also, curious to know what color AMEX card everyone gets from the different firms (big 4, other firms, and for junior level staff). Green, Gold, Platinum?

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Any thoughts on exit to AmEx? It would be a ~25% pay cut, but I’m burnt out and positive that I don’t ever want to make partner at a consulting firm (the stress, the continual worry of having to sell and then staff projects, the partners I see always being on, etc). I also however do not want to dead end my career…

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Amex platinum going up on its fee to 695. Wow

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I have 5 credit cards. I signed up for new during the pandemic to take advantage of massive signup bonuses and may have a few free vacations in the near future as a result. Amex Gold is currently offering a 60k point bonus. Worth signing up? Should I cancel one of the cards I used just for the bonus? I feel like the only cards I use now are my Chase Sapphire and Hilton Amex. Will canceling my oldest card destroy my credit history? I had it for 6mo before signing up for a new card. 2yrs of hist

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Someone remind me please, if I book a flight through Chase portal, my elite status will kick in vs. if I book a hotel through the portal I won’t get the points, correct?

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