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Hi guys
I am working in Tata Consultancy kolkata from past 3 years, planning to get transfer to TCS Bangalore(hometown). Will there be any issues if I provide fake medical certificate for my parents? Also now they are forcing me to come back to kolkata office, is there any possibly they may let me work from bangalore office even if my project ODC is not there in bangalore?
Tata Consultancy
I don’t know why but this made me LOL! 🤣😭
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A year or two ago would have been the ideal time. Now housing prices are sky high and interest rates are close to double what they were a year or two ago. Plus the market is down 5 or 6 percent from the highs. That being said, if now is the right time in your lives, then go for it. Real estate is a very stable investment long term.
Would consider taking a loan backed against a portion of my portfolio for the down payment, instead of liquidating. Not financial advice
Don’t sell stocks. Get a loan and place it as colateral. It’s a win win.
Have you put together a budget with all expenses? That is the only way to really know.
From affordability perspective, I think we should be okay. I am just looking for opinions to understand if selling stocks to put a higher down payment would make sense given the rise in interest rates.