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Anyone here take the day off?
Hey guys - does anyone have recommendations for Indian wavy 5x5 or 6x6 closures? I was going to order off of Amora Renae (https://www.amorarenaecollection.co/product/thin-swiss-lace-5x5-closure/) but they aren’t restocking. I’m still getting bundles from them, but clueless on another solid company that would have matching hair (friend is making me a wig bc of a natural hair crisis I’m having, I’m absolutely clueless when it comes to anything like this)!
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Wait, you just have it in cash and cash equivalents? Obviously buy index funds, e.g. VTSAX and VBTLX.
Sell 1 VOO JAN18'19 PUT @ 2-5% below the money.
Repeat each month until all cash invested.
You’re so smart
7702... safer than 401k, and tied to an index with a downside guarantee of never losing money on a down market. Also, any and all gains from this are tax free! Send me a burner and I’ll connect you to my financial mentor if you want to know more.
On top invested with a robo advisor as a way to get my feet wet. I finally figured out a system where I can comfortably tuck away anywhere between 5k and 7k a month. Which I’m currently using to build an emergency account, which will be done in about 3 months. Not sure how to use those savings afterward. I have a strong aversion to buying any kind of real estate (personal and family history/ location reasons) and am happy to continue renting for at least the next 10 years. Thoughts? Much appreciated
P.S. pension fund is not part of this, and I don’t have a way to contribute more to the pension program as the geography I am in runs by different rules than the US. I treat all my savings as retirement plan
What do you do with 200k in cash and a steady saving rate of 7k per month