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Got my exit offer just in time for the new year 🥳🍾
Hi Fishes, I need information about apprisal cycle and bonus in citi. I am under notice period and lwd is 29th sept (thursday) with current org, holding an offer from citi for avp position. As per the discussion with HR, I need to onboard in sept to elidgible for bonus and apprisal cycle of 2023. Citi allows on boarding on monday, so it would be 3rd oct and i will not be elidgible for bonus and apprisal. Is the information passed by hr is correct.? Or she is pushing me to join early.
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It is what it is. Plan forward, don’t worry backwards.
It is what it is, is correct. You can’t change how much you contributed to date but you can effectively manage it going forward. Hire a fee only financial advisor to assist, it’ll probably be worth your money since you questioned it in the first place. If you don’t think you’ve wasted away money (eg excessive gambling losses, trading cars and and out and losing equity, etc.) then you should be happy with what you do have.
Does that include IRAs? It’s not terrible against the national average. Prolly low according to the peanut gallery in here tho
Nope. You are in better situation than 95% of worlds population!
Spouses🙄
This week’s dramatic development on “Sister Wives of PwC”...
What? It could happen!
My spouse and I have about 270k combined in our 401k, but I turn 37 in October soooo I could probably beat you up.
Very bad.
It depends on what you retirement goals are and how ur current value measures up. Do a quick financial planning
I worked 6 years and I have no savings other than my 60k 401k.. just debt. now what do you think
At 40 you should have 2x salary saved
I read that you should have 1x your salary by 30, 2x by 35, 3x by 40, etc... I’m about to turn 30 and right at 1x my salary so that’s what I’ve been going off of
https://www.usatoday.com/story/money/personalfinance/retirement/2018/01/01/retirement-planning-heres-how-much-money-you-should-have-saved-every-age/990172001/
What do you all out your retirement fund in? Equities? Growth indexes?
The right question to ask is, how well did you manage your spending and invest your money? If the ratio of saving vs spending was high, then you did well, no matter what the hard numbers are. Those who don’t have undergrad and masters debt probably have different standing from the ones who do. Otherwise you are comparing apples to oranges.
My spouse and I are about 50% higher than this at 35/38