23, $100k in cash sitting at about 3.5%, $250k NW. no debt, paid car, currently rent in a UHCOL. DCA $100k in or go for real estate?

Big IPOs dropping this week (Airbnb, Door Dash, C3.ai). Is anyone excited to buy?

Going to have a kid in November. What are some of the best savings options long term barring 529?

Also, if I were to buy stocks for ~10k on day of birth what would be the recommendation be?

We flew back from Ireland today on Delta. Our connecting flight from JFK at 6:10 was cancelled while we were flying over the Atlantic Ocean, and we were rebooked on a 3:40 instead (2.5 hours earlier) but not notified. I received no email, text or app notification of the flight cancellation or the new flight we were placed on, so we missed it. They now cannot get us home tonight and won’t even guarantee they can get us home tomorrow, impacting my work, (cont)…

Looking to put $5K in the market. Which ones would you buy? Lululemon, delta airlines, Peleton, docusign, Zoom, etsy. Any that I’ve missed and should consider? Already have MSFT, BRKB, NVDA, BABA and multiple broad ETFs

I am a new investor. Started with Parag Parikh and Tata MFs and LIC IPO.

1. I see that both my MFs are in red - I started investing in Jan. Should I consider adding other MFs? Should I reconsider these 2?
2. Please suggest good tax saving MFs.
3. LIC listing gains and further performance is horrible. How much of gain I can look forward to in another 5yrs?

Thanks in advance!

Anyone have any tips or ideas on how to collect money owed from a client? In a few months it’ll be two years since the debt was incurred. We send monthly reminders of the bill. It’s a significant amount (well to us) and the client is now starting to open up and telling everyone about the situation that we helped to resolve.

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

Finally got over my fear of timing the market vs time in the market. Finally bought some voo and qqq today and plan to DCA the rest. Thanks guys!

How do you sell the benefits of managed money to your clients?

Thoughts on Jumia stock?

Taxpayers are abused the most in this country across the globe. It’s frustrating to see that only 1.5% of Indian population pay direct income tax, still govt. is milking them like anything and unable to do anything for these taxpayers. I’m paying 1 lakh tax every month, and what’s my return, 🔔🔔🔔,

If a tax payer loses his job , govt. is not even paying even few thousands for unemployment allowance, who have been paying lacs to government as tax. What’s your thoughts on Indian taxation?

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

What options trading level do I need to do cash covered puts at fidelity?

Hi folks,
What do you show as investment proof if investment is to be done at a future date? I have a life insurance whose premium is due in March. What can I submit now as proof for this declaration?

Do Big 4 partners need to maintain any level of independence in retirement?

Thoughts on renters insurance?

Is PLTR still a good stock to buy?

To take advantage of the next big economic downturn, should I set up a Robinhood or Charles Schwab account?

Unable to get the bonus percentage... please provide some information regarding this.
Written 14% below bonus amount, but I am not sure, this 14% is of which amount??

Kindly recommend some self help books!

Just took a look at the Riveron. So white and so male dominated. But what do you expect. It is a TX based firm.

🌈 Hiring PM’s! 🌈

I work for an L&D company near Denver. We build learning technologies/simulations for large corporations for mid-level managers to C-suite! I exited from Deloitte (5 YOE) and pay is nice. No travel and WFH 2-3 days a week. PM me if interested 🤓

New to Product Owner role.

What is the max salary product owner can get in Canada! And what are the factors that determine the salary for product owner

Which big tech firm among MANGA is the least political in its culture? Looking to transition to a place where PMs have a lot of ownership and build opportunities and deal with the least amount of politics

I am a Senior Program manager and I am interested in doing a certification related to program management to advance my career and increase in compensation. I am thinking PgMP certification vs Lean Six Sigma Greenbelt certification. Let me know what certifications you plan to take or already took in a program manager role, why you took that specific certification, any benefits you received after taking that exam and how difficult was the exam etc.,

Tom Bagot, RIP

Can I own my own business (food truck, operated by my partner) while employed by a PA firm?

FAR, what a pain..that’s all

Analyst 2 here with current CTC around 4L. I guess it's too less compared to market standards .

And I will be progressed to analyst 3 this year

How much hike I can expect.?
Cam I expect EY to do some market correcttion?

YOE 2

Looking for a new opportunity. 3 YOE as a PM 1 YOE in front end development at a large VMS B2B software company with measured results. Very interested in FAANG or other big tech anyone willing to connect or refer?

If anyone needs a referral for EY, feel free to DM me!

Hi Fishes,

Can someone suggest me a product based company for ETL Testing.


Thanks in Advance.

I’ve worked at my new job for 3 months & already feeling burned out and unmotivated for one client. I’ve had talks with my boss and the account manager about some improvements and such. But thinking about looking around? Thought? Too soon? Should I wait it out?

Hi fishes,
I have recently joined in a project as a Oracle JD Edwards finance Functional Consultant.
Is this a good ERP to kickstart your consulting career and whether there are good opportunities for this ERP in the future.

How is the work life balance in biz ops? Currently have an offer but haven’t been able to really figure this out. I’m moving from consulting

Let's post salaries, I'll go first senior 2 ITS 83k big 4

Thoughts on a HYSA vs Vanguard Money Market Fund. Most HYSA are at ~1% and Vanguard MMF is at 1.3%. Should I park my money in a MMF long term, even when banks raise their interest rates?

Big IPOs dropping this week (Airbnb, Door Dash, C3.ai). Is anyone excited to buy?

Going to have a kid in November. What are some of the best savings options long term barring 529?

Also, if I were to buy stocks for ~10k on day of birth what would be the recommendation be?

Following up on “how you pay for engagement rings question”, where did you buy the engagement ring? Blue Nile? Private jeweler?

Looking to put $5K in the market. Which ones would you buy? Lululemon, delta airlines, Peleton, docusign, Zoom, etsy. Any that I’ve missed and should consider? Already have MSFT, BRKB, NVDA, BABA and multiple broad ETFs

Finally got over my fear of timing the market vs time in the market. Finally bought some voo and qqq today and plan to DCA the rest. Thanks guys!

Thoughts on Jumia stock?

Creating a 529 for myself before having kids…Should I setup a 529 for myself?

I don’t currently have kids but probably will in the future (31M, single now). Alternatively, I may go back to school at some point, or I’d be happy to disperse/gift the $$ to my nieces and nephews too… what’s my upside/downside?

If WFH stays after vaccine(maybe split 50/50 with office and WFH) do you think that will have some major impacts on our economy?  our economy is based off of people spending money not saving. I think of all the lunch, coffee, happy hour, dry cleaning etc spending we used to do.

What are some good platforms I can use to invest in Bitcoin? (Other than Robinhood)

Anyone invested with QQQM or QQQJ? Thinking about splitting a chunk between both.

I’m aiming to retire in 30 years, my current asset allocation between all my investment vehicles is 10% REITs, 10% Int. Equities, 10% bonds, 20% small cap equities, and 50% S&P 500. They are cont...

Anyone having experience with opening a brokerage account for an organization (single member llc ideally)? I have a question regarding the set up.

How much hard cash do you all keep on hand?

When is the right time to buy a second home (primary investment/ secondary vacation home)?

Thinking of moving $10,000 out of savings into a Vanguard mutual fund. Any recommendations for allocations? This $10,000 would most likely be used as part of a house down payment in the next 5-6 years

Want to buy a house in bay area? Is this a good time? Thoughts?

35/m sole earner for a family with 2 kids. Want a life insurance with a ~$2m payout (to cover nice funeral, mortgage, kids college, spending money for the wife until she finds husband no.2 etc). Should I go with term, permanent or one indexed to a fund? Also, should I get one policy or is there any advantage to taking out multiple?

Just a discussion thread, but I feel like this is a good bowl to ask this. Does anyone else look at the vast majority of folks around you and think “damn, we are so over leveraged as a society?” Or am I just crazy?

TD Ameritrade vs Etrade vs Fidelity.... any big differences or are they all more or less the same user interface? Mostly for trading stocks options and ETF.