23 years old. Working in Finance - making around $75K right out of college. Finishing up my 2 year program next summer. Been living at home with my parents since graduation.

I graduated in 2019 with $30K student loans + $10K Medical Debt. Almost done paying that off (pandemic escalated my path to paying down debt).

What should be my next step to grow wealth? Property / Stocks? What does being debt-free feel like? Should I slow down pay down of debt & focus on growing investments?

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Depends on the interest rates for your loans, what return you can make on your investments and your level of risk.

Im lazy, have an irrationally low risk tolerance and pessimistic view of the economy so if I were in your shoes I’d probably pay down the debt.

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I agree

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Start dialing up your 401k contributions. Long term wealth creation through consistent saving with added tax benefit (either deduction or you prob can do Roth). You have the greatest asset on your side...time.

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Buy a home

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