24, ~$70k net worth with no debt. Should I consider getting into real estate? What type of properties? Or is it better to keep saving and wait?

I'm in my 20s and making more than the combined income of my parents. There's something wrong with the society that we live in.

New to crypto investing here. Looking to buy 3-5 coins to DCA and hold long term. Curious to get thoughts from those that aren’t trying to get rich quick but more so using crypto as a way to hedge, diversify, and potentially grow wealth.

Looking at: BTC, ETH, SOL, ADA.

1. What else should I add? Any to remove?
2. I’m looking to put no more than 5k into crypto. Thoughts on Lump Sum vs DCA given current market conditions?
3. What % breakdown is ideal for long term investing for coins above?

Is there any way to protect yourself during the home buying process and validate what realtors are saying when it comes to their “negotiations”? I feel like not being part of the negotiating conversation (it’s all he said / she said realtor to realtor) makes everything feel shady and that I can’t trust I’m getting the truth from the realtors. Is this just something we’ve to accept about the process? There’s no transparency and it feels like we are fed lies!

Help please! Just seeking calibration / data points. Total household income = $350k. HCOL / high tax area (nyc, so state and city taxes). We are a couple with no kids, no debt. Rent and utilities is 3.2k monthly (combined). Car payment + insurance is 420/month. What sounds like (or if you’re in a similar situation, what is) reasonable avg total monthly spend (incl all expenses even if one-time like travel etc). Or just what’s your total annual spend if you’re in relatively similar situation. 🙏

California tax question. I moved overseas in November 2020 establishing a rental agreement in a different country. I sold my California registered car in May 2021 (my ONLY California asset). In total, I spent ~36 days in California during 2021. I use my mother's California house as an address to receive packages and letters. I don't intend to return to California, as I want to buy a house in Texas. I have a potential $70,000 CA tax bill due to capital gains from a long-term investment.

Anyone buy property via rootstock? What has your experience been?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Looking for investors to get in on business ventures in cannabis. Financial diligence is solid while highly conservative. Investments are low entry points. If interested text me at 510.304.8491

Looking to buy in Ohio.

If I upgrade from Amex Gold to Amex Platinum, can I still get the 100k membership reward points if I’m upgrading rather than signing up for a new card?

I had my first baby and now work 75%. I'm trying to decide whether to go back full time. I'm happier now, but my husband's in school for 3 more years, and my paycheck doesn't cover our bills. Wwyd?

If I roll my old employers 401k into an IRA this year, am I correct in thinking that what I contributed this year in that 401k still counts against my 401k contribution limit?

Problem gambler here having to deal with multiple payday loans. Does anyone have any advice on how to handle? Been in a situation with pay day loans in the past? Any guidance would be great.

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

If I’m concerned about high inflation and want a safe investment, is a TIPS ETF a good move?

Acn folk - if one were to leave the firm, when is the best time to do so financially? After what date would it not affect the bonus in Nov? Better to wait until the new year for health insurance coverage?

Can someone explain the benefit of a HSA? If I get a HSA I also need a high deductible healthcare plan and I usually use up my entire FSA amount every year being on the PPO plan.

I just invested 50k in Peloton. Did i just make the biggest mistake of my life?

Hi Fishes,

Need a small help.I had requested to hr to extend my joining by one month.
However still I have asked the hr to send me updated offer letter with date of joining.
Still the same is not sent to me.
Could you please help will this create issue in future employment?

@Alllstate India
Please help me..

Need your suggestion.
My date of joining is on 12th December.

Though I have the email communication chain.

Has anyone taken a day trip from Rome to the Almafi coast? Seems like it would be tough to do without knowing Italian

Who can relate?

College: Adderall
Year 1 (staff): Gives up Adderall
Year 5 (senior): Starts to drink coffee (or heavily increases)
Year 10 (Senior Manager): Restarts Adderall
Year 16(PPD): TBD

I am a construction project manager and have managed very high end 40,000 + custom estate projects. I am looking to do residential development projects as well but need a finance partner. If anyone is interested in partnering for projects please contact me. Projects would be self-performed without the need for a GC and various soft costs.

What's the average salary for Salesforce QA with 4 YOe?

Like the look of LCA - vote for ticker change to GNOG next Friday. Owned by Tilman Fertitta so expecting a lot of press. Hard to imagine it stays below $30 over the next couple months when comparing it to other gambling comparables

UI Path vs BluePrism vs others? What's your favorite RPA tool?

I'll be going on a week long trip to Vancouver. What would be your must-see and must-do activities and sights? Is there a good way to do a skiing day trip? Help me make it memorable!

What is the role of project control services in Accenture?

How much do your personal beliefs influence your work, and in what ways? For example, if you were a Bernie Bro, would you ever represent Trump or a Trump-endorsed/affiliated person/entity, and vice versa? Do you think you have an obligation to turn down work for a client whose beliefs you personally find repulsive? Or do you think your obligation is to set aside your personal beliefs and act in your client’s best interest regardless of how distasteful you may find them to be?

how’s Grey nowadays? Anyone has..... scoop?

Anyone willing to share materials for BCG case prep that has recently gone through it? / any advice? 🙏🏼🙏🏼🙏🏼

How long is it appropriate to sit on an offer from a firm before giving an answer. This firm made me an offer sooner than I expected, and I’m trying to check their references (talk to anyone I know who knows anyone that has worked there) and now they’re giving my recruiter pasig aggressive notes about how long I’m taking and saying they’ve been “very patient”….it’s been a week.

Anyone have advice on how to prep for an interview at Amgen for a manager position in Data and Insights

What are some agencies that have strong of culturally relevant work/clients? Tired of working with healthcare and trying to make a move into something I’m more interested in or cooler at least

General question: Why is the Republican party not supporting police oversight? If I supported small government I'd want to control the part that uses guns to tells citizens what to do.

Any suggestions on the salary calculator for Ontario, Canada. What's best one to use for calculating net pay based on desired gross salary? Nuevoo? ADP? Etc. They all seem to give different results .

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Hi All, How much additional saving $$ needs to be present in your account during closing to successfully approve loan. Let’s say if mortgage payment(principle+interest) is $3500 and prop tax+mellarose is $800 per month.

Folks, we recently went to a new construction showing by appointment and it completely slipped my mind to let the showing agent know beforehand that I have a realtor. We like the house but now the selling agent is saying the NJ law doesn’t allow us to work with our realtor but with this him. Ofcourse this guy will have his vested interest in selling the house. What are my options in this case? NJ market

Do Plumbers generally charge a fee just to come look at the problem and provide an estimate? I called a couple of plumbers and they are asking for a 50$ or 75$ fee just to be at the door and give an estimate, the fee will be adjusted if I give them the job.

Does anyone have a good practical guide / book on getting started with small multi family real estate investing? I’m in Canada and am looking to avoid hype books to get to the practical need to know details. I have between 250-350k to invest and looking to scale as quickly as possible

What are some of the REITs you have invested in? Any suggestions on things to look out for while researching REITs?

Really looking for some feedback here. Our first home we bought at 275k, currently could sell for 450k. Lived in the home for two years, so if we sold we would exclude any gain. So let’s say after fees, we’re looking at 200k of cash flow to us. We buy another home for 500k, 20% down or so = 100k. Then let’s say we want to get an investment property for 400k, at 20% down = 80k. Now we have a residence with 20% down so no PMI and an investment property. Or we keep our current home (cont...)

In a long term rental, is it common to put in a clause that says the tenants should get the place cleaned quarterly or something?

I'm renting out my place, a new construction that hasn't been lived in, and want to mitigate it being a total train wreck at the end of the lease in case they are messy.

Thoughts or suggestions on how you all handle this?

My in-laws want to buy a vacation property in FL but don’t have great credit. Anybody see risk in the following?
In-laws gift me 100k for a down pymt -> I buy the property for them (they cover expenses)->I rent to them for no gain and ensure I don’t have any income associated with the property for a tax burden->I leverage the tax benefits

What interest rates are yall seeing for a fixed 30 yr mortgage? My broker just quoted me 4.6% and usually she's lower than most. I about fell out of my chair.

Question: we’re in the process of closing on a personal home that’s a new build. If we use the preferred lender, we get $5k in closing costs. Can I close with the preferred lender and turn around and refinance with a different lender? Will I have to pay closing costs again?

Is anyone a real estate agent as a side hustle? Or maybe has a spouse with a less demanding job doing it?

Can I afford a million dollar house w/ 300k HHI in Dallas/Houston?

Which states are landlord friendly?

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

If I'm adding multiple people to purchase a property but not on the mortgage, when do they get added - do they need to already be on the purchase agreement? I heard it's easier to do upfront vs. adding them later. I've asked this question in a thread but didn't get a clear response. If someone could please help clarify - how do I add other people on the onset on buying a property? This is a new build, buying directly from the builder.

I’m looking to purchase a home. I have enough for 20% down and I qualify for a traditional mortgage but my dad suggested he lend me the full cash to make the sale that way I have more negotiating room and can close faster. Then once I close I can refinance it and keep 20% in the house and pay my dad back for the 20%. Is there a downside to this? Will it get messy?

Looking for a broker to sell a small retail business in the Chicago suburbs. Where does one start? Any referrals?