{ "media_type": "text", "post_content": "28M, Just getting into self investing (have ~$32k invested with Wealthfront Roth IRA/Individual Savings, ~$26k in ACN stock, ~$175k in 401k , investment real estate property and 6 months emergency cash in Ally Savings). Have about $20k to invest, thinking about starting with $5k and dumping it into VTI, VOO, and QQQ evenly (~33% in each) thoughts?", "post_id": "5fbb747ffb882600241954d7", "reply_count": 5, "vote_count": 3, "bowl_id": "59064a3cb12379001006592c", "bowl_name": "Personal Investment Chatter" }

28M, Just getting into self investing (have ~$32k invested with Wealthfront Roth IRA/Individual Savings, ~$26k in ACN stock, ~$175k in 401k , investment real estate property and 6 months emergency cash in Ally Savings). Have about $20k to invest, thinking about starting with $5k and dumping it into VTI, VOO, and QQQ evenly (~33% in each) thoughts?

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That is a giant 401k...

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Individual stocks given your age, no to ETFs or MFs!

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Why not?

Tons of overlap there, maybe add a small cap etf or one focused on the EAFE

Any recommendations on ones to pick up for the long haul and what percentage to hold in there

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