3% interest rate with 1% credit toward closing costs or 2.75% with 0.4% credit toward closing cost?

What do you check for when you go to view your properties in advance?

Hi fish, anyone know anything about cobra? I am potentially accepting a new offer, but have already met my out-of-pocket max for my current Insurance PPO.

Does anyone have any idea about how real estate works in Europe? I got an opportunity with a company in Germany but most of their listings are old buildings that I just don't know how they will sell.

I have a property in NJ that I am looking to sell. Considering non-traditional realtors like Redfin. Anyone here have experiences/learnings to share? Do you know of other firms like Redfin?

I probably have 3-4x times my 6 month emergency savings in my savings account (with no upcoming major purchases). Have been slowly DCA $1000k / month into VTI in brokerage account. Am I still being too cautious? Want to have my money grow but anxious to try to put more in at a time in such an uncertain market

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Does anyone have a good practical guide / book on getting started with small multi family real estate investing? I’m in Canada and am looking to avoid hype books to get to the practical need to know details. I have between 250-350k to invest and looking to scale as quickly as possible

Spending 110K on tuition for my MBA, how quickly can I pay back my loans upon graduation? Targeting consulting or tech.

Hi KGS Fishes
Recently I joined KGS and want to know about PF Opt In and Opt Out. Can you please provide more information on this?

I’m looking to buy my first house later this year and I have a few different ideas on how to go about it. Would love some input.

Real estate IB.. Pros and cons?

Anyone doing any investing in Charleston, SC

Anyone selling an investment property in the northeast? New York, PA, NJ preferred. My family and I are looking for our 1st investment property so wanted to see if anyone had good deals that Zillow doesn’t normally offer

How easy is it to get a 6-month break clause into a tenancy in London?

I don’t think I can afford to take on the liability associated with 12-month term should my personal circumstances change.

We are buying a house and my knee jerk response was to look at a 30 year fixed mortgage (because that’s what I’ve always done). I realized last night that a 30 year mortgage might outlast me. Having a bit of an existential crisis now.

Is there any way I could find better listings around my area? I've been checking out the competition and their properties seem to be better overall, more modern and more appropriate to what people are looking for nowadays. Any clue as to how they get these listings?

For those that have recently changed jobs and received sign on bonuses, what is the best tax strategy to get the max take home pay related to the sign on bonuses? Also please provide if you could, what your effective tax rate was on your sign on bonus. Thanks!

Need some help fam - I live in Colorado, but have a job "based in San Francisco" so working remote. I'm paying Cali state taxes/ deductions. Will I get the excess back when I do my tax return for 2022? Will I get penalized in Colorado?

Need advice! Context: Make 160k in LCOL area, 28M. Living at home with no rent and paid off car for last 3 years. Monthly expenses add up to 1500, invest/save about 8K a month. At a point where I’d like to move out, I’ve been living at home because it’s mutually beneficial to my elderly parents and me. We get along really well and I help them, they help me. My car with 180k miles recently broke down. I would like to move out and also finally buy a nicer car.

Hi. Is there anyone whose joining date is on 8 nov?

Hello Everyone,

I am looking out for opportunity in retail industry as an Area Or Regional manager, if any reference or lead in any Brand or organization would appreciate your help...

Does anybody have connections or a referral for any remote sales job? I have a SDR/BDR experience. I am mainly looking to cybersecurity or healthcare industries, but I'm open to any other industries as well.

Hi Guys,

Barclays HR said they do not give Joining Bonus to anyone. Is it true ?

We need to unionize and hold more leverage for pay. There’s no reason we should be managed by contractors and large scale companies. Not only is it unfair pay, but it’s bad for our communities. Can you imagine your local car ‘mechanic’ operating under the same structure..

Posting here because I truly don't know what to do. Hired a moving company to move out of NYC. They turned out to be just the 'brokers' not the company who would actually do the moving services. Essentially both companies worked together to get as much money out of me as possible, and the pick-up experience was awful. It's now been 10 days and I still have no idea where my belongings are, and neither company will answer my calls, texts, emails, anything!! What can I do in this situation?

I’m joining the Malad office next week and I’m looking for a space to rent. Could you please suggest me some places near the office? Also, I heard that the office is going to shift? Is it true? If yes, where is it getting shifted to?

For those considering jumping to another consultancy, are you also having second thoughts because of the recession?

I feel the market is still hot because my LinkedIn inbox is flooded with recruiters, but that somehow contradicts the economic sentiment...

Thoughts?

What PTO does your agency offer?

Hello All,

I am urgently looking for a switch in Project Management role. I have already tried applying through career portals, linkedin and naukri but have not received any call. Could anyone of you help me referring within your teams for Risk Advisory or Project management profile in Bangalore location.

YOE - 3+
Notice period - 30 days

Anyone else do valuation support for audit teams? I hate it so much, dealing with tons of different teams who all expect unrealistic deadlines and budget. As if our work takes three hours to do and they're the only team I work for :x. Wondering how others feel

I joined EY india as a consultant. Let me know what are the few things I should look out for?

Interested in investing in some SPACs. Can anyone pitch a few recommendations? Please keep in mind I use Robinhood.

Interviewed with a big law firm (went well). They seemed interested based on our follow up conversation via email. Then I got totally ghosted despite reaching out a couple times. Is this normal?

San Jose home owners- do you find it useful to install gutter guards?

Is it easier to clean and maintain, or it’s additional effort to now clean the gutter guards also.

How would you approach deciding between a higher rate and a lower rate with a buydown? My calcs show it will take 5.5 years to breakeven on the buydown and there is high probability I will not keep the property for longer than that. Any other considerations I should take into account?

Does anyone have a good practical guide / book on getting started with small multi family real estate investing? I’m in Canada and am looking to avoid hype books to get to the practical need to know details. I have between 250-350k to invest and looking to scale as quickly as possible

Anyone selling an investment property in the northeast? New York, PA, NJ preferred. My family and I are looking for our 1st investment property so wanted to see if anyone had good deals that Zillow doesn’t normally offer

Has anyone ever done rent to own with a friendly landlord?

Are commercial properties getting inflated like residential? Thinking of getting into commercial to extra income.

The amount of interest I’m gonna pay over the life of my home mortgage is disgusting.

Thinking about buying a condo, great area and rentability, but, realized they require 25% down. I’m thinking that because this percentage is too high, people will be deterred to buy since they can essily buy a house with this downpayment. Would like some advice on this. Thoughts if my thinking is completely off? TIA

Has anyone used OwnUp to get a mortgage for a primary residence? If you did what was your experience working with them?

How close to closing do lenders verify employment?

Just got a quote for 30 year fixed rate mortgage at 5.99%. Thoughts?

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

Is it worth installing a garbage disposal for a tenant? My research is looking like the installation labor can cost a lot and down the road be subject to clogs/repairs

Has anyone made a property purchase using sheriff sales? Can you shed any light on the process or share tips or resources?

Do you think the rental market (LTR) be good in near future considering home affordability is a problem due to rising interest rates? What are some of the opportunities for investors during these times?

Living in Florida but looking to get my real estate license in North Carolina. Can someone please provide me with some information on real estate courses? Preferably online. And reasonable. Thank you in advance

Is waiting out this market a thing as a buyer looking for a residential property?

I want to relocate closer to a new job. Bought last year at a great price and 2.25% interest rate. Commute is now 45-50 min. I don’t want to get in a bidding war but it seems like people think rates AND prices are going to keep increasing. If that’s the case it seems there’s no incentive to wait. Any insight is appreciated.