{ "media_type": "text", "post_content": "401k contribution question", "post_id": "5e39c3fe015a320021ce98b0", "reply_count": 7, "vote_count": 1, "bowl_id": "552d1d24dc1c586b09d2d051", "bowl_name": "Consulting" }

401k contribution question

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My firm matches dollar for dollar the first 3% and then 0.50 dollars for the next 2%. My current contribution shows as 3% on post tax contribution and 2% to Roth. Am I missing out on any firm contribution? I can't contribute the full % right now due to an outstanding loan but want to ensure I'm not missing out on any free money. TIA

Thanks BAH1. I guess I should ensure that my firm matches for both post tax and Roth contributions (I believe they do, but will double check)

Contribute 5% to 401k. Don’t bother with Roth until you pay outstanding loan and build emergency fund.

Order of operations is max free money from employer match then pay off debt (depending on interest rates). Google ‘money mustache forum investment order’.

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