401k or Roth ira which is better

Married filing jointly, will need to itemize but also only file in one state. Which personal tax prep software would be best for that? Thank you!

Anyone in this bowl work in NY but live in CT? And if so, can you explain if the difference between living and working in two different states has impacted you tax wise? Considering a move from NY to CT because of cost of rent differences. Thanks in advance!

If Hdfc is giving 1.93% annual FCNR rate is it better than putting money in HYSA in us?

Have about 5k to invest - should I do FXAIX or FSKAX?

Anyone have a recommended tax person in Chicago?

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

TriCare reserve select vs Cigna oap: My new employer pays 100% for us so thinking of dropping TRS. There is a 12 month lock out, but I’m guessing that if I change employment I can get TRS again since that should be a QLE. Anybody else have experience with this?

To make your listings more appealing to potential buyers, realtors should include home decor that reminds the clients to something from their childhood. It's a bit weird what I'm saying but I included some old popular Norman Rockwell paintings (not original ofc) and most of my clients have mentioned how they feel "right at home" with those frames hanging up

I need some advice. I have a Bachelor of Science Degree in Healthcare Administration with 20 plus years working in different Healthcare roles. I am working as a PBM Claim Specialist. What other positions can I apply for that is fully remote and better pay? Side note I am thinking of applying to nursing school sometime later down the line. Any advice will be greatly appreciated .

Would you switch careers for a 2nd time? I actually like what I do now 80% of the time, and I am really hesitant to switch again after all the work that I did to get here and the stability and benefits. Only reason I am considering it is because of the pay. I’m ok with the pay, but who wouldn’t like to make much more ?

Thinking of buying a house in Atlanta. Not sure if I should wait or not. Interest rates are good but I'm afraid of the possible housing market crash.

I’m heavily in stocks & re-reviewed my portfolio. My financial advisor takes 1.1% . Thinking of switching to .3% managed fee for vanguard index (bonds), especially while mkt is down. Thoughts?

Favorite resources (books, YT videos, podcasts, etc.) for beginners looking to get into personal finance? Looking for something easier to consume so I don’t get disinterested

Anyone in here ever build a house? If so, how did you save and how much do you typically need?

I started working in a agency two months ago, and I have two very big projects running simultaneously.

My Creative Director left for paternity leave, and left me with all the work, facing the client, going to shootings, editing. I've been working 15 days straight, no weekends. The agency hasn't given me any back up/someone I can team up with to do the job.

Is this normal? I'm used to have a partner, a copywriter or another creative working alongside. Keep in mind that I'm mid-level.

Considering buying a house in Edison. School ratings look good and NYC commute is bearable.Checking on Zillow and the cost of the house might go around 700k. Is this a good idea? Any other towns that I should explore.

Just heard that property prices are soaring in Florida, the news reported that mortgage rates are doubling. Meanwhile I’m over here in semi-rural Iowa, wondering if I will ever make a sale again…

Anyone know what the tax implications would be if I bought ethereum for my friend who can’t login to coinbase and he pays me back in cash? Would he end up paying the tax when he cashes out?

Hey guys!
Which HYSA would you recommend? Currently have a Savings account only in BofA but I feel like I could do better. Please advise🙏

What is the return to office plan for other firms here? ClearView hasn’t said anything concrete about flexible WFH (starting august), but I am hoping we only have to do 2-3 days from office. Ideally there’s no minimum amount of days from office and it’s left up to individuals to decide week to week how much they go in, but that might just be a dream

I’ve been a data analyst for a little over a year for my current employer. I manage databases, input new information, solve issues utilizing root-cause analysis, and I maintain reports on a daily basis. The only thing I don’t do is work with coding such a SQL. I’m currently enrolled in Coursera Google Data Analytics Certification to learn more about SQL.
I want to get a job in data analytics that uses SQL. How do I show that I know SQL without having direct SQL related work experience?

Hi! Has anyone here been rejected by UW Seattle’s Data Science master’s program the first time, but then reapplied and got accepted? I’d love to connect and see how you strengthened your application 😁Thanks in advance!

Open to Moonlight as an NLP researcher / developer. Currently working as a Data Scientist at Walmart (4+ YoE), 2 published papers in NLP + 1 in CV (Neurips). Will work for free if work is with an academic or concerns an altruistic cause like cancer, environmental, etc. Previous work experience in academics (graduated with research award)

Do employers care if you graduated from an Ivy League school?

Is there really a perk to where you graduate from?

Does anyone know anything about CCH Axcess Open Integration Kits?

Is there any PhD consultant who works for Infrastructure Advisory?

What’s everyone’s favorite keyboard? Thinking about switching mine up

How is the Financial Advisor role at JP Morgan Chase? Like work life balance, compensation, day to day duties, software/hardware used to open accounts with clients, supervision approval timeframe for new account applications, etc???

FYI...My friend that works at RSM got laid off. Tax associate. In the beginning she said they weren’t going to do layoffs. Glad I don’t work there anymore. Anyone at RSM can confirm?

This week, my colleagues told me that I’d be amazing at running a ponzi scheme. I wasn’t offended. I was flattered.

Can someone share about the culture at BCG and/or Bain in Australia. Contemplating a move at Principal/AP and would also like to understand if recruitment is happening at these levels. Thanks

Anyone from McKinsey who can give a refferal for a job ?

Hello fishes,
Anybody part of the Corporate & Investment Banking (CIB) Benchmarking Hub within the Panorama Financial Institutions Center (PFIC) at McK?
Would love to have an insights or steps to prepare for the interview scheduled for the role of the Sr. Analyst in the same team.

I’m a certified pharmacy tech, 18 yrs experience, Iv certified, chemotherapy experience. Currently working for paragon healthcare- I make 23 dollars an hour. Am I being compensated fairly?

Hi everyone,
How much do you think a CHT of 7 years should be making in New Jersey.
I also had 2 years as a secretary prior to becoming a technician.

Hi!
Can anyone can give a referral for McKinsey & Company I have the job opening and am looking for a referral for the same. Any help will be appreciated! Thanks! :)

Firs year associate at AmLaw20 firm here. Something at work has been bothering me, and I wanna get a head check to make sure I’m not making a big deal of nothing. So I am officially staffed on several cases. But lately I have been getting highly broken down, menial tasks related to a case that I am not staffed on. Even though that case has another first year associate on it. (cont’d in comments).

It surprises people when I say I'm an engineering major because I "don't come across as a nerd" and I don't know how to feel about that

I’m heavily in stocks & re-reviewed my portfolio. My financial advisor takes 1.1% . Thinking of switching to .3% managed fee for vanguard index (bonds), especially while mkt is down. Thoughts?

Favorite resources (books, YT videos, podcasts, etc.) for beginners looking to get into personal finance? Looking for something easier to consume so I don’t get disinterested

Anyone in here ever build a house? If so, how did you save and how much do you typically need?

Hey guys!
Which HYSA would you recommend? Currently have a Savings account only in BofA but I feel like I could do better. Please advise🙏

Hi All! Just looking for some guidance.

I took a loan against my 401k and the repayment is drawn from my paycheck. Included in that payment is 6% interest.

I have enough money to repay the remaining balance of the loan. The question is: should I repay it now or just continue with the payment and pay off if I leave the company?

The money would go into savings / investments.

Thank you!

What are some stocks you guys would invest in the current stock market if you had $4K in cash now?

Curious about your thoughts on this one. I get why people maximize their 401(k)s, IRAs, etc for retirement. But what if your retirement investments get significantly reduced due to a stock market crash, or a banking/financial institution system failure (especially as people get close to their retirement age)? I mean with all the changes in the world, who is to say that these institutions are to be trusted? At the end of the day, your investments, paychecks, etc are just a number on a screen.

Didn't get what Pence said about the IRS credits today. Can anyone explain?

Starting a new job. How do I transfer my pension and 401k without triggering tax? Do I transfer them into personal IRAs, or into my new 401k? Thank you!

I plan to go back to school next year. I am lucky enough that my parents have put some money in a 529 plan for me. It is beneficial for me to create my own 529 plan as well or does that not make sense since I would be the beneficiary for both accounts?

I understand this differs by state, I’m in Indiana if that helps.

What APP to use to track net worth

At what net worth will you be comfortable quitting your current job to pursue a less-paying “dream” job?

What happens to your 401k when you quit ?

Any ETF suggestions for the long term?

I’m 34. I anticipate being in a higher tax bracket when I retire than this year. I have $250k in rolled over IRA. Does it make sense to take the tax hit now, take $15k from traditional IRA and move to a Roth IRA? That would keep me in the same tax bracket.

Some rules recently changed regarding 529 accounts. Anybody using this to pay off their student loans with tax free money?

Anyone here tried selling tradelines?

Thoughts on buying a house in 6 months vs waiting a couple years?