{ "media_type": "text", "post_content": "401k or Roth ira which is better", "post_id": "6104c5da2207420021f620ff", "reply_count": 7, "vote_count": 1, "bowl_id": "59064a3cb12379001006592c", "bowl_name": "Personal Investment Chatter" }

401k or Roth ira which is better

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This is like saying lunch or dinner, which is better ? They’re not mutually exclusive. Do both.

likesmartfunny

Both. 401(k) up to employer match, then IRA, then back to 401(k).

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Do both. If you don't have the funds, 401k up to the max, and then IRA, then back to 401k. Both are tax advantageous. But it's not clear if your question is about 401k vs. IRA or Roth vs. traditional. Many 401ks have both pre-tax/traditional and post-tax/Roth options. Those options are also there for IRA.

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porque no los dos

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Better for what?

They are both retirement accounts and a great for that purpose. What are the details of the 401k plan? Is there a match?

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