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That's a solid ratio (over 1.5). You can get better if you really play the system but i'd use points and invest the 1k instead.
Pay the cash.
Use the points if flight is same/similar, that's what they're there for. You can always get more. 60K is a solid rate for India.
Same flight that I’m comparing in cash vs points
100% cash
Use cash. That’s a waste of Chase points. You’ll have better redemptions on the chase points.
You can easy gets 2 c/p using Chase points. I'm usually around 3-4 with summer flights to Europe. Even Hyatt would get you at least 2.