A while ago there was ppt by a harvard grad going around outlining personal finance tips and tricks (banks, cards, points, etc) - was super helpful!

Does anyone have a link or copy to share? I don't know what I did with it

like
Posting as :
works at
You are currently posting as works at

I’d rather not take personal finance tips from a Deloitte reject

funny

I think most Harvard grads’ top personal finance tips are:

1) Ask mommy and daddy for money
2) Repeat

funnylike

That well dries up when the Jones’s kid is independently wealthy.

If u find it pls share :)

Following I need this!

there's a reddit called r/churning I think, about points and things

I got stuck with $10k in gift cards once attempting that years ago when the credit card companies stopped counting those. It was great for the first 50k points I got.

funny

Related Posts

What's the deal with Droga Dublin? Is this Rothco's third new name?

Shall we start curating a list of comp/bonus?
Saw the main bowl which has this list but few data points for Europe & UK.
Would be good to know what the pay is currently due to the hot market & new joiners with great comp?

like

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

like

I'm working on a Fintech startup related to commercial banking pricing. We would like to do some "expert interviews" with current RMs (we would compensate your time.) We want to better understand the friction points when it comes to price C&I or CRE loans. Please DM me if you are interested.

We are not looking for any private information, but more anecdotal evidence of issues that can be improved.

like

Hello ME fish - any suggestions as to where I could invest reasonably safely if I’m targeting a ~5% return (in USD/AED)? LIV used to be good with their 2% return but that’s decreased now, and I’m looking for a bit higher.

likehelpful

Alright auto fishes, I’m in the market for a entry level luxury car. Open to used or a lease. I don’t plan to use it as a daily driver, live in an HCOL. Only restriction is that I’d like to keep my monthly costs at no more than $600-$700/month (including insurance, financing / fees, etc; have a parking spot already). Doesn’t have to be a European badge. Thoughts?

like

Does anyone have any experience with B2B buy now pay later? While I understand number of SMEs and volume of online transactions are important drivers, keen to hear different perspectives incase I’ve missed anything vital.

like

When picking up a J2, how much should you include about J1 on a background check?

like

I know money is relative but at what stage in your career did you start making and saving the big money (saving much more than you could spend)? I am not a big spender but....

like

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

like

Help needed! - Urgent!!!

I have a ELSS FUND which need to dispose because of independence, which I bought 1 week 3 days ago from my DMAT account do any one know the procedure or please please guide me what to do.

likefunny

Admin - Thanks for setting this group up.
If there are active investors / traders - Feel free to share your strategies or learnings

like

Other than Airbnb, what is the best way to find month to month rental options?

like

How much household income should be to buy $1M house? Also what is the approximate down payment? I know 20% is the ideal but how much do people typically pay.?

likeupliftinghelpful

I will be a US citizen in a few months. Does this mean I will need to give up my Aadhar card along with Indian citizenship? What happens if you have property in your name? Needs to be transferred?

like

How do i start investing in stocks? Any tips/sites or apps?

Off Topic:

I am staying in rent in bengalore and my house owner has hiked the rent by 70%. Question to People staying on rent, is everyone facing issues like this? What is the ideal rent for a 2bhk in your locality/society?

like

How many points? Caribbean Marriott Cat 3 property, 5 nights. They have an issue with the boiler so no hot water and shower stops in between. Ice cold showers for 4 days in a row 🥶. Hotel phones don’t work because network is down and only local channels work on tv. Last night they had a huge leak in the lobby. They kept knocking stuff all night to fix it and then left a large floor fan running. I understand it’s tough reopening so don’t want to push, plus they upgraded our room at check in.

likehelpful

Need a working flatmate
Spacious 2bhk in Springfield society, Kharadi.
(Opposite to Reliance mart, less than 2km from WTC)
Brokerage 25k
Monthly rent 25.5k
Security deposit 50k
All above expenses to be divided by 2.

like

Buyout lease or buy new? Leased a 2014 Camry for 2 yrs. Has 20k miles on it, would be $15k to buy 4.99%, dealer says worth $13k. 2017 Camry: lease-$162/mth w/2500 down or buy $320/mth w/4000 down, 0%

like

More Posts

What is process of background verification and do they check cibil as well for the onboarding process?

like

How do physical science PhDs fair in applying to and receiving offers from MBB?

How do they do once they are there? Do they struggle to make the transition?

like

I'm an immigrant from Brazil and I'm evaluating my civil engineering degree and starting from scratch.
I did internship in civil engineering during the entire period of college and worked another year after graduating, which totaled 6 years of experience. I would like to know how the job market is like for immigrants in the field of civil engineering in the US and what advice would you give to someone who is starting over and improving in this area?

like

Hey all, please give me some ❤️ so I can send a dm

like

Any recs for good gyms around South End or Back Bay? I’m a 27F, looking to get back into lifting but also I want options for personal training.

like

I am a construction project manager and have managed very high end 40,000 + custom estate projects. I am looking to do residential development projects as well but need a finance partner. If anyone is interested in partnering for projects please contact me. Projects would be self-performed without the need for a GC and various soft costs.

like

In your experience how have social impact organisations been impacted by covid19?

Anyone here with PsA or related immune conditions that has found cutting out certain foods / taking certain supplements / etc to be helpful? Starting to investigate the non conventional medicinal therapies and very open to hearing what’s worked or not for others!

like

What are the partner benefits outside of the salary and bragging rights. I’m asking for myself before I spend another 5-8 years trying to go after the partner track?

like

Did Epsilon just go through a round of layoffs ?

Is the salary hike percentage solely based on Rank/rating ? Will there be any consideration for the qualification ?

like

How’s everyone holding up?

like

Hello! I was offered a position at a start up biotech company. I would describe the position as a field laboratory technician (like Thermo Fisher) They’re offering a 60K salary. Do y’all feel like that is enough? I want to negotiate.

like

Hi guys. I have a query with regards to the Income tax proof submission.

So I have claimed exemptions on the following-
1) HRA
2) 5 year term deposit(fixed deposit) under Section 80C
3) Interest on education loan under Section 80E

I have also provided previous employment details.

Guys I didn't know that we have to submit declaration forms as well. Can you please tell me which are the declaration forms that I would need to fill and submit??

Thanks in advance :)

like

Looking into preowned watches under <$10k resale value...patek, vacheron, or rollie?

like

How are people networking in the entertainment law space during covid? Mainly curious about the music industry.

like

How long have you lived in Toronto and what do you like most about being here?

like

Simple life hacks that make a huge difference:

like

Additional Posts in Consulting

My colleague just told me they never filed their state tax for a state they travelled to for 2-3 months last year. They didn’t know they had to, they self filed their taxes. What should they do to

likehelpful

Is it pronounced gif or gif?

funnylike

For implementation of a project , Is delivery important or leadership ? If only one had to be chosen rather which will you give more weightage

like
likefunny

What are the best data privacy certs to aim for? 4 year exp in cyber risk consulting. Want to move to a privacy related role outside the big 4. Should I go for the CDPSE or CIPP or CIPM?

like

On a scale 1-10, how bad is it if I turn down an offer from another big4 after signing it?

like

What are the BCG ring fences and how is each one? Can you join any of them or are you required to do the one closest to your home office

like

Some construction work going on in the room next to me at 11pm central time here at the Westin! How many points is this worth?

like

Is Deloitte WLB for a S. Consultant really that bad? Got a great offer from them, but everyone I’ve talked to has nothing good to say about the firm or their work culture

like

For a 1bedroom apartment in residential manhattan (say upper east side or Lennox hill) what can one expect to pay for rent and utilities per month? I want to be realistic in my search. Just need an apartment with decent natural lighting and subway connectivity.

like

Planning to relocate to Dallas, work location is Coppell. Looking at Flower Mound and Frisco as the potential options? Definitely need good schools. I’m open to commute during non-peak hours. How’s the drive from Frisco to Coppell during peak hours and in general?

like

Accepted a new job at competing Big 4 but got a message from a recruiter from MBB. How do I respond to the recruiter? Is it worth it to take the call and be honest with them?

like

Which firms are traveling right now?

like

Curious is anybody seeing layoffs in consulting? How busy are your cyber practices?

like

So this might be a better place to post this and ask this question: Uncle D has announced explicitly that most people won’t get a pay raise & bonus this year except for those promoted and high performers. Amid this crisis, are companies including other big 3, MBB, FAANG, boutique consulting firms still giving high raises and issue stocks? Can you share the impact from your firm?

like

My younger brother has the opportunity to do Software Engineering at FAANG and consulting at MBB as a fresh grad. I told him to do SWE, but I’m afraid I’m giving him biased advise cause I’m jaded in this industry. If you were me, what would you advise him?

likehelpful

Does B4 let people go the same day as their resignation only if they’re going to a direct competitor? How about MBB or a tier 2 consulting firm?

Have people been let go immediately in case they go to FAANG or other industry firms?

like

Planning to do a PRM or FRM qual. How useful is it to move from Big 4 Risk and reg consulting to industry? Finding it hard to get anything other than non-PM roles

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal