About health insurance: switching to a different plan next year that only allows for FSA account. My current plan gives me an HSA account. Can I keep my HSA for next year but also have an FSA?

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HSA is yours forever and can be used with any insurance. Will not impact FSA. Only HSA limitations are around funding, not usage.

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Will that limit my use of FSA $$$ towards medical expenses (non-vision, dental)?

You can keep your HSA, you just can't contribute to it if you're not in a High deductible plan

@mckinsey1, thanks. Can I use FSA toward hospital stay and stuff while keeping my HSA? Don't know if it's an EY thing, but it says FSA can be only used towards vision and dental when also having an HSA...

You can only use an FSA towards vision and dental UNTIL you meet your high deductible plan deductible if you are currently enrolled in an HDP that offers an HSA and you also enroll in an FSA. If you are switching to a plan that doesn't offer an HSA, you're good to go OP and next year can use your FSA for whatever you want.

Limit of $500 carryforward on FSA I believe. HSA much better for saving/using pre-tax $ toward health costs and providing nest egg for those years of high expenses (stuff happens)

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