About to get married and thinking ways to best budget as a couple. I use mint and track everything from an excel spreadsheet.

We’re planning on having one account each for our own discretionary spending. And one main account and central clearing for (semi) fixed costs. Should I continue with mint? Any other tips?

How many coins do you have in your portfolio? And are you active, HODL, or both?

First time home buyer. What are the tricks yo get finacial benefits from builder, broker, lender, state and federal. Would be doing 5% downpayment. Trying to avoid pmi or get lower one, for 30 yr cont

Noob here, what wallet do you guys use to store bitcoin and etherum? I thought JAXX was good but it has some bad App Store reviews. Is the website any better? Or any other recommendations?

Just sold all 9 of my BTC for BCH. Can’t believe I’m making this jump but I think it is time, and believe that others who got into crypto for its true intended purpose should do the same!

Hey 🐠, crowdsourcing opinions: what are your thoughts on housing prices in Toronto. Im looking to invest and was thinking of a detached home around $1M in the city. You all think its better to wait another quarter or so before pulling the trigger?

Confused about long term capital gains tax rate - are the brackets for how much capital gains you make in a year, or are the buckets determined by income?

Ie. If my income is over 40k do I pay 15%? Or do I only pay 15% if I realize >$40,000 in long term gains in a year?

How’s MSFT india hike’s and stock awards , max to max what %of annual stocks vested over the year

Anyone have a good (and not exorbitantly expensive) accountant? My taxes have gotten more complicated than TurboTax and I can handle this year

Newbie to the bank trading world. Anyone have a list of what the trading desks of the top banks use for program trading? TIA!

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

For folks who say "going in house has a LOT of money". Can we see some numbers? YOE + salary before going in house & salary just after going in-house

If I work in NYC and get a salary of 100k what is the total tax that I will pay if I live in New Jersey vs if I live in NYC ?

Have the CSR but thinking about switching to Amex Gold + something for flights and hotels. Maybe one of the American Airlines cards? Any other suggestions?

Running the numbers, and even if you have med school debt still I think it could still make sense to invest in the market at these low levels. Could provide returns above your interest rate

What is your current age and asset allocation? Im 30, and invest abt 60% in domestic equity, 5% in foreign equity, 5% in bond and 30% in high yield savings so I can have more liquid $ to buy a house

what’s the ratio of equity/stocks to bond/fixed income in your Merrill lynch 401k plan?Do you make any modifications or just use recommended distribution? First job with 401k and not sure what to do!

And/or place to trade them? Thanks for the advice.

The only person who wished me a “Happy Admin Professional Day!” today was my husband 🤣 I’m the only admin at our 25 person start-up so I suppose I should have expected this. 🤦🏻‍♀️ Honestly, this day only made me feel even more forgotten 😅
HAPPPPPPPY ADMINISTRATIVE PROFESSIONALS DAY TO ALL OF YOU- I see you ❤️

Is 32 lpa good for 9 year experienced BI developer ?

Currently certified in AWS (CCP, SAA, and Security) and GCP (Security Engineer and Cloud Architect).

Any recommendations on Azure certs to pursue?

Can anyone refer me in Capgemini India?

Please note that I'm on notice period and looking for urgent requirements.

Capgemini

Whenever I ask my friend how she is, she tells me all about her husband and the random things he’s doing (Dan worked from home today and got a haircut-type of stuff), and I could not care less about what he’s up to lol. He’s not an interesting person to me and I feel like she probably doesn’t even realize she doesn’t share anything about herself when I ask about her. They’ve been together for five years and I’m so bored of hearing about him lol. It’s so weird when people get enmeshed like that

Hello Everyone,
Can anyone pls suggest if any company is hiring Data Engineers with 1+ year of Experience?

Below are my details:
Primary Skills: Scala, Spark(Core/SQL), Hadoop, Hive, Sqoop, MySQL
Secondary Skills: Python, Azure
Total Experience: 1+ Years
LWD: 20th August

Anyone have recommendations on how to obtain a replacement jubilee bracelet?

I recently received a submariner as a gift, and want to swap the oyster bracelet for a jubilee. I know genuine Rolex bracelets are hard to get, so i am ok with a quality after market or replica.

Thanks in advance.

I've done so well in this new role within the company that they are hiring another person to assist with what I do. I've voiced to my boss that I'd like to manage this department and they indicated that this is the thought for the future. Now they are asking me to train this person while I have my plate full. Is it wrong for me to expect either a promotion or to be paid to train this person?

At the offer stage with Deloitte S&O. Offering SC level. Currently at $120, at what $ does it become worth it to switch, considering I will get to $160 in Dec if I stay, and have a network, etc.

Best slow cooker recipes? 🙌

Any books suggestions?

Hi Guys - how much time wipro takes to release the final offer. Documents are uploaded in the portal and BCG verification is in progress.

My LWD is 24th July so recruiter is saying that they will release the offer letter with 22nd June as jd and later on extend it by a month.

Please share ur thoughts on this..

I can see tentative date of joining on TCS ibegin portal. Is this my date of joining or Did tcs send separate joining date/mail? And Is tcs delaying joining for experienced?

Transitioning out of a small business owner role as a manufacturers rep in the foodservice industry and looking to transition into tech sales in or around the Austin area. Family is packing up and moving from Seattle down to Texas on Saturday. 15 years of selling across multiple industries and any networking would be most appreciated.

How do you deal with your “mentor” being threatened by your performance and gatekeeping information from you? Then turning around and giving you shit for not knowing things… but they don’t tell you anything and there is no way for you to know. My learning and development is being hindered and I’ve felt this for a long time, but coworker just confirmed this is the case. Now that I know I’m not “crazy” for thinking this, how should I approach this?

Currently maxed Roth 401k, Roth IRA, HSA, and ESPP at 23 YO, should I consider an after-tax conversion? I’ve read about back-door Roths but I’m still far below the income limit as an analyst. Definitely looking into early-ish retirement, should I just invest the rest in a regular brokerage account until I reach the income limit? Am I even allowed to do a conversion? Any advice is helpful :)

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

QQQ vs VOO?

Tax question: Say I am due to owe $50k in capital gains in 2021. What’s to stop me from going out and buying a Tesla and renting it out on Turo for $1,500 per month. I then use bonus depreciation to write off the full expense of the car in year 1, negating the $50k in capital gains owed.

Is FXIAX good for Roth IRA?

Why do people buy condos if they don’t really appreciate in interest? Does that make sense as a first purchase?

My partner and I want to get married and are having difficulty deciding how much we want to budget for the engagement ring, wedding, etc. Right now most of our wealth is tied up in 401k and RSUs. (Combined have 27k cash + 80k in 401k + 55k in unvested RSUs- will vest over 4 years, and 150k of student debt)
Obviously I don’t want to use all of our savings on the wedding but we also want to enjoy it since we know we have more stocks/income in the pipeline. Any advice on this?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Hi! Looking to open a online bank savings account. Right now I am leaning toward Capitol One. Anyone have any recommendations or suggestions?

I am almost 23 and don’t know much about the investment and savings vehicles/strategies that I should be using. IRAs, Roth IRA’s, long-term investments, how much I should be contributing/saving for financial success, etc. Any suggestions? I currently have $4,000 in savings, and a few thousand sitting in checking that I use regularly but try to not spend too much. Rent is $1600. Likely looking to go to grad school in the next 2-3 years.

Salary: $86,000/yr (~5000 a month take home)
City: NYC

Have about 5k to invest - should I do FXAIX or FSKAX?

How does maxing out on Deloitte 401k plan benefit you on annual company matching amount? I already have traditional 401k and I am debating whether to contribute extra on Roth 401k or Roth IRA?

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

Google stock to buy now or after the split?

Good resources to learn about which investment account types I should be using?

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.