AC unit in my condo is on its dying legs. High chance it will give out this summer. Is it worth getting home warranty insurance? What is the chance they will pay out the replacement cost ($6k)?

likehelpful
Posting as :
works at
You are currently posting as works at

Policy says replacement is covered with no cap but I assume they will try and minimize the pay-out / hide behind the small print.

Have had multiple tradesmen tell me that it’s not worth repairing when it next fails as the refrigerant is no longer available. So will need a full replacement around $6k

Is there a waiver for anything in first year?

Also remember that any claim you have on your insurance can come back to bite you when you have to get new/different insurance later. A $500 claim increased SO’s premiums to the point that we saved a few hundred bucks by only putting my name on the insurance when we moved to a new place.

Do home warranty companies participate in CLUE (Claims loss underwriting exchange) reporting? If not make claims until they cancel you. Also check for limitations or caveats about the older Freon R-134 I think.

like

Many home warranties will disallow for preexisting conditions, or require proof of maintenance and many will have caps which won't cover the total replacement cost.

Odds are they’d depreciate the unit based on age. You might get some $$, but it’s questionable if it’s worth it or if you’d come out ahead

Related Posts

Experts - Best redemption option for Amex reward points (the ones that come with standard green Corp Amex card)??? I use them on Amazon but checking to see what other options are better...

like

AE position for healthcare in DC area; COLA from previous salary/location (AE role) says it should be $75k. Don't think that's realistic - any insights?

like

Egg retrieval for IVF tomorrow! COVID test came back negative and did the trigger shots last night. The hcg trigger that goes in the butt caused much consternation but ended up being a breeze. NO injections tonight yay!

likeuplifting

Happy 4th of July to All. What are your hopes for the future of our planet and mankind???

like

Anyone here familiar with Manatt, Phelps & Phillips / Manatt Health Strategies? Would love to chat

like

Anyone from McKinsey’s Healthcare practice that would be willing to chat? Not looking for a referral per say, just interested in the work that goes on in the provider space. Many thanks in advance.

likehelpful

Hello, does anyone work as an auto underwriter for insurance? I recently got accepted for an internal job position and was offered $50k. I’m currently a claim processor making $20/hour so the offer is more than what i’m making but is low in comparison to the average salary for an auto underwriter in AZ (which is around $58k). I believe because the company knows how much i’m making they lowballed me. Any tips on how to navigate the salary negotiation and can u share ur salary ?

like

What does a mental health day look like for you? Took one today & it was the best thing I’ve done for myself. Bonus Q: did you own up to it being a mental health day or did you go to “the dentist"

like

Best investment book recommendations?

like

Seeking advisement on HELOC…..
Currently married with one child. Own two condos in the state of Hawaii. We moved in with my in laws to get some help with our 2 yr old during Covid. I owe about $150k (market value $530k) on property one and owe $490k (market value $790k) on property two. My wife and I both work and have a combined gross income of $370k/yr. With about $120k in liquid cash, should we try pay off prop one and get a heloc for a SFH?

like

FISHES, can someone help calculate inhand salary for the below mentioned compensation.

Investments
80c 1.5 lpa
House rent .98 lpa
Insurance 7000

Post Photo
like

Deloitte healthcare digital care industry solutions - any advice for case interview? Coming from a purely clinical background, hence zero exposure and experience to 'case interviews'. All help will be highly appreciated.

like

Consultants/brokers, when you seek to buy a license for a healthcare analytics platform, what do you look for most? Which companies do you trust most and which do you trust least based on experience? I am new to the industry and trying to wrap my head around everything.

like

Hi everyone! Health tech consultant with 2.5+ years of experience … Looking to connect with any one who’s company is hiring implementation or strategic consultants in this field… ready to leave current company after not feeling heard and/or valued for months now. Looking to increase salary and *hopefully* find unlimited PTO wherever I go

like

I am starting my second year as an online PE/health teacher besides my seat based. The online curriculum we used that year wasn't up to our liking. anyone have resources? I will be doing 5&6

I’m a new hire and currently the only creative on a team of developers. I’ve requested Figma—but IT has pushed back, asking for “detailed business justification… explaining it is beneficial or will assist in day-to-day tasks”.

I’ve already provided info of that nature directly from Figma’s website. Suggestions on what else might convince them?

Further context: our marketing dept currently uses Sketch. And my employer’s industry is insurance claims management.

Providence Health & Services Anyone looking to exit to industry? I’m a former Big 4 revenue cycle consultant now leading the net revenue valuation and analytics at a large West health system with two current openings. One is in the data shop (SQL, cloud migration, Clarity) and the other is on the analyst side (budget/forecast, variance/trend analysis). Offshore team for the grunt work allows us to focus on value-add, including collaboration with our data scientists on integrating machine learning into our processes. Providence Health & Services

likefunny

I have been licensed for almost 3 years as P&C- Life / Health General lines. I started in a State Farm office and was allowed 8 general leads a day (lucky if the phone number is working) then to call thru the book to generate life business and pivot to multi-line. I worked my tail off and became the top producer with an office full of boys (nothing against it just stating) I had to transition to another company and am thriving but wondering- is there more out there? But I have no women contacts

like

More Posts

Is San Antonio a good place to raise a family? Why or why not? We're thinking of making the move to be near family and have heard mixed reviews although generally positive.

Anyone jump from GCP to AWS? What’s been your experience?

like

What are your top stocks (or stocks you think will perform really well) in 2021?

like

Hello Fishes,
I am an orthodontist by profession but I am blessed with writing skills. I also have done course on content writing to polish the skills. But owing to my degree I think I will face issues in acquiring work or job related to writing.
So can anyone suggest way out for that?

like

What is the notice period in Deloitte india ?

like

Hello! I've been struggling the last few weeks because someone on my team has been taking credit for my work. This coworker is really good with buzzwords and getting the attention of upper management. I'm feeling discouraged - what should I do?

likefunny

How frequently do you buy a cup of coffee from a coffee shop versus brew your own at home?

like

Hi guyz recently received offer from open text but when asked I told them that I have only 1 month notice period but actually I have 3 months notice period now ....I am bothered about loosing my offer if I say to open text requirement team about my notice period....any suggestion guyz

like

Laid off with 1 YOE. Do I include college Awards / Extracurriculars (have just one line to list each right now) ? How about SAT scores?

like

What are the most typical models you all build

likehelpful

We own a rental property that has appreciated quite a bit and have the opportunity to do a 30-yr cash out refi at 75% LTV that would leave us with about $200,000 at the end of the deal. Rent currently wouldn’t cover the costs and we’d need to deploy the cash and earn about $750/mo to break even. We’d ideally like to use the money to invest in other property and syndicates. Seem like a good idea? Not sure if we are over leveraging ourselves and it’s worth the risk.

like

Hi all, what is the technical stack required to clear an interview for java developer/backend engineer at 6 yoe. I'm not very good at frontend technologies, is it necessary? As mostly jobs i see are for full stack developer.

Does HireRight verify the information uploaded to your potential employer’s portal? If not, what is used to verify

like

Anyone know about vibes / culture / working at Spotify?

like

Looking to unlock my DMs pls...walter says hi

Post Photo
likeuplifting

I have COVID for the first time rn, but I'm currently in MBB case interview mode, so I want to give my body time to sleep so I can rest and do well, but even with sleep aids, my mind is wide awake and wants to convert random improper fractions to decimals in my head, market sizing drills, and more 🤕

I'm cutting back to my usual dose of D3 because I think the higher COVID dose is disrupting my sleep, but how else do you recommend shut down your mind when your ADHD mind won't turn off work.

like

How bad can it be if I back out of a signed offer for a better opportunity? What are the future implications i.e blacklisted for all future roles in the company?

like

How long IBM background verification takes up and when can I expect Offer Letter. I have submitted documents today. Kindly respond.@IBM

like

Hello all,

I am starting to learn data science

Which book is the best to start from scratch

Thank you

like

Rate this offer:
L4 Big Data Consultant
Base: $135k
Equity: $290k/4
Bonus: 15%
Sign-on: $10k

*MCOL

like

Additional Posts in Consulting

Whats the longest amount of time you can ask for to delay start after signing offer? Project will need me for another 2 months and then want to travel for 2 weeks. Is 2.5 months too long?

like

Hi! Looking to unlock DM’s! Please accept a picture of some radishes I grew in my garden as a small tribute 😊

Post Photo
likefunnyupliftinghelpfulsmart

Anyone have insight into what a strategy role at a hedge fund entails? Recruiter reached out and it's definitely not an investment analyst role. 🤔

like

What should I do if I’m working 60 billable hours but my director is telling me to bill 40? Scared he will fire me if I report this. Please help

likefunny

Are all the Olive layoffs just due to preparing for the recession? So sorry to everyone who was laid off

like

CD or Bond - Have $100K lying around in savings. Should I go for a CD or Bond? I don't want to risk too much as I already have about $200k in stocks and IRA.

like

How’s EWR terminal C looking?

like

Are utilization targets (%) always based on 40 hrs/wk, I.e 90% utilization = avg 36 billable hrs/wk?

like
like

Has anyone live in GA and traveled for work to Florida over 30 days? Basically I have to charge my time to my actual current location but I know FL has no state tax and I don’t know how this CONTD

I got offers from top consulting firms in Berlin and Amsterdam. Any ideas what factors to consider in my decision?

likehelpful

Went on a few dates with this lady. I got a new job and it’s where this lady works. I thought we wouldn’t overlap since different department. Now having a meeting with her tomorrow 😱

funnylikesmart

I just found out I was promoted… in October. In November, my project ended and I was told I’d be fired if the client didn’t have another role for me. Am I crazy or is flip-flopping like this kind of ridiculous?

like

My friend and his wife just had a baby and I’d like to send them a gift—something that is curated and unique like a gift set that may include clothes, toys, and/or books. Any recommendations for curated gift sets for babies?

like

Ideas for excuses for interviews at other companies scheduled during work time? Aside from doctors appt

like

Any book recommendations that have changed your life / your view on life or lifestyle?

like

This Indian matchmaking show on Netflix is ridiculous. Does this actually go on still?

like

Just made the move in-house, but extremely bored and doing a lot of administrative work. Thinking about boomeranging back... was this the same thought process for those that went back to consulting?

like

Any female 🐠 in San Francisco looking to grab a drink?

likefunny

On my way to Jackson heights, Queens. Wanna spend the evening there.. recommendations on places to see, eat, shop?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Send download link to your phone

OR

Scan your QR code to download
Fishbowl app on your mobile

By continuing you agree to Terms of Use and Privacy Policy.

Messaging rates may apply

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal