Accounting geniuses, is there any way to benefit from my monthly cash rent payment? Some of my friends pay with credit card since they have that option and earn points. Any way I can somehow benefit?

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Just read an article on someone using a credit card using plastiq to pay for a $60k Tesla. Plastiq charges a 2.5% fee, which was fully offset by the benefits of the person’s credit card rewards program.

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I have never been allowed to pay rent via credit card. It breaks my heart when I think about how many SW points I lose :(

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Buy a home

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I have considered this as well, but has never made sense. I use a SW card for flights, 20,000 points gets me a $300 round trip flight. In the example of the $60,000 Tesla and paying an additional 2.5% ($1,500), I would still come up short $900 assuming I get 1 point per dollar. If you figure it out let us know

CH1, thank you!

AS1 - there are lots of sites/apps that allow you to pay your rent with a credit card, but they charge 35-50/month, so the additional cost may wipe out the cash-equivalent benefit of the points

Most of the sites would be break/even at best on earning points versus their fee. Plastiq is the most popular and offers like $500 free dollars frequently. If your apartment doesn’t allow cc payments I’d skip the option tbh. Just use best cc for other expenses to maximize cash back. And pay rent onlast possible day without late fee for extra interest even though small

Need to meet minimum spend requirement on credit card for points. Only reason I need to pay rent with this card!

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