Advice/ help needed: My mortgage was just transferred to a different bank. I just got my first statement from the new bank for my 9/1 payment. The payment breakdown showed lower principal and higher interest than what I paid last month, and they told me it’s because they calculate interest daily rather than monthly. Can this be disputed? How is it fair that I should have to pay more interest than I was previously paying?

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They should in no way be able to change the terms of your loan. You never agreed to that. Get the full story.

It’s not a change in terms because my rate is the same, but it’s a change in how interest is calculated

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