After hitting target emergency fund, is it better contribute more to Roth IRA/Roth 401k or keep retirement contributions at 15% and open a brokerage account for excess savings?

Hi, question on rent. My rent was 3000 and the property management had raised the rent to $3500 when I signed the renewal(6months lease) in April. However, at the time there was an error for the site that had link to the rent renewal and I never got to sign it. And also they never changed the “due amount” to $3500 on the payment website and I just kept paying $3000 for 4th and I heard nothing from the management. However, just today the mgmt emailed saying “hey you forgot to sign this”, and

How many ppl have 2 part-time jobs vs one full-time? Does anyone get insurance working PT? What mix of hours do you work? Looking for a healthy balance w/o taking a hit on income. Am getting burned out with FT monotony and coworker drama. Wondering if my theory that working several Per diem or part-time jobs is less of a nuisance...?

People with a Tesla, how much do you make? I have been wanting a Model 3 but it's hard to pull the trigger since I know putting that money into investing or a down payment is much more practical in the long run.

Best books to understand all parts of the banks? - compliance, operations, risk management, trading settlement, etc.

Need help with a home loan query - lets say i want to buy a $300k house, and looking for a bank loan.
Here’s the scenario for -Spouse and i together make 300k per year. Savings - 350k.. question is how much bank loan should i take given the high interest rates and how much down payment to make given i have sufficient savings in cash. I do not plan to invest the savings into anything in near term (2-3 yrs) and want to keep a 100k at-least for emergencies.. what should be my down payment

Can I use HELOC for down payment on the second property?

Hi sharks
News coming in i have just seen one person writing in some cts bowl that the new internet reimbursement model is put on hold and we will be receiving 1800 this month too,,is it true? Can someone throw light on this and enlight me by telling whether this is true or just a fake one

I'm coming to the end of a contract term and being converted to FTE.

The offer was presented to me by the hiring manager and not HR/Recruiter. To me it is a lower base salary offer than expected, so I asked for info on the total compensation package (base, benefits, bonus, stock/rsu, etc.), which I was told about when they took me on under the contract with the intention to convert.

Hiring manager sends me an email with only standard benefits, no bonus, etc. Are these red flags?

How to transfer PF after joining new organization.

Any upcoming areas to buy a investment house in and around Austin Texas

Do employers automatically put part of your bonus payout towards 401k based on your preset contribution %? Will they not do that if you’re already contributing close to the annual IRS limit?

Just scheduled a meeting to go over an offer for a Senior Engineer role. When asked what I would need to make in order to leave my current job, I said at least $160k depending on benefits (I know I shouldn't have given a number).

I make a little over $145k now, plus stock options, a monthly home office stipend (fully remote), and your usual health benefits.

Assuming their benefits are comparable to my current position, have I given up all negotiation power by providing the initial number?

How are you planning to close education loan for MBA. Is tax saving worth the stress of loan.

Any new Canada immigrants working in Canadian Healthcare IT startups here on FB? What is your experience like compared to other countries with respect to work culture, pay and benefits?

I’ve worked with my current employer fresh out of high school. They are a small family owned business with 1 dr. I’ve stayed with them for over 10yrs. I went from a receptionist, to a technician, to a health insurance specialist, and now doing billing. I’m 35 is it too late for me to get out and work for a bigger company?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

Looking at buying a house now and looks like cities are getting cheaper as we see strong migration to suburbs as a result of the pandemic. For e.g. just saw a previous $950k home list on the market for $700k. Is it wise to buy in the city? Would it bounce back up in the next 3-5 years?

My employer disqualifies high earners and offers them a NQSP instead. Therefore, as a high earner, I don’t qualify to contribute to 401k. Is it advisable to start contributing to NQSP? I am a bit skeptical since funds placed in this bucket is not guaranteed to be disbursed if the firm goes out of business or something happens to a point where it shut down.

Hi Sharks
I am 25 years old with in hand salary of 1L(just from last month) and i want to buy a term insurance plan. My questions are:
1. Is it wise to take 2 plans of term insurance one with return of 60 years and another without return of 80 years of each 1cr.
2. Is it wise to include health riders in insurance plan to claim for 80d or just chose health insu
3. How much one can ideally shell out for insurance per month (both term and health) for self in terms of percentage of monthly income.

It’s been painfully slow this past month in my department (corporate law) and I had low hours throughout the summer. I’ve never refused work and have always sent an email to partners when I had slower months asking for more work. I’m definitely not going to hit my target. Should I be worried? I know I’m not the only one in this position but it’s still nerve wracking. Any advise on how to control your anxiety during those times?

Do Plumbers generally charge a fee just to come look at the problem and provide an estimate? I called a couple of plumbers and they are asking for a 50$ or 75$ fee just to be at the door and give an estimate, the fee will be adjusted if I give them the job.

What roles in tech are the least stressful? Currently a director RevOps and just seeing what I could pivot to

Does the CAIA hold much value if already doing the CFA?

Hi sharks
News coming in i have just seen one person writing in some cts bowl that the new internet reimbursement model is put on hold and we will be receiving 1800 this month too,,is it true? Can someone throw light on this and enlight me by telling whether this is true or just a fake one

What is the hike percentage expected with almost always feedback with promotion to senior consultant and without promotion and the bonus percentage tech consulting service line

Please help and guide ... It's urgent

Guess what pic is? Round 2

What are the next step after H1B petition approval? Do we have to book visa appointment or company does that on our behalf?

Can anyone give an idea of calculation for leave encashment in final settlement in Capgemini? Thanks

Has anyone waived in to MN before as in house counsel? One of the requirements is actively practicing law for 36 of the last 60 months. I was in compliance for a number of years and am wondering if that will be a snag. I did perform legal functions but it mentions demonstrate evidence of and so I was just curious about any experience others may have had.

One of my friend is selected as level 54 group manager. How much can he ask for. Need the range?

What do females/womxn wear as an intern/summer analyst at bulge brackets? in NYC specifically

I’m leaving employment litigation.

Most of these disputes are so petty and almost every case is about making up makeshift reasons for what would otherwise be wrongful termination.

You see people being fired where the actual reason is for instance hooking up with the CEO’s young female crush, or speaking up about issues in the workplace.

Even the most innocuous detail can be turned against an employee. Eating lunch at your desk can e.g. easily be labelled as being ‘uncooperative’.

Anyone else having trouble logging into Coinbase?

When do you know it's time to move on

Any recommendations for a somewhat fashionable and more importantly comfortable shoe/sneaker for a guy (60+)?

Any writers here working remotely full time? If so, how’d you manage to swing that? And is it hard to be a remote writer in pharma?

I am a beginner, and just started to explore jobs on cloud side and my major is cloud computing I want some suggestions from you experienced people who are already in these companies (big 4), Microsoft, Amazon, google etc.
1 helpful suggestion = 1 prayer for long weekend.🙏🇸🇴

Need help with a home loan query - lets say i want to buy a $300k house, and looking for a bank loan.
Here’s the scenario for -Spouse and i together make 300k per year. Savings - 350k.. question is how much bank loan should i take given the high interest rates and how much down payment to make given i have sufficient savings in cash. I do not plan to invest the savings into anything in near term (2-3 yrs) and want to keep a 100k at-least for emergencies.. what should be my down payment

Can I use HELOC for down payment on the second property?

My lease is up September, 2023. I know that’s a bit away, but I’ll definitely be moving out from my current apartment and I’m wondering if I should be considering buying a co-op or continue renting. I have the money for a down payment, but wondering if it may be better to rent for a little while longer and save for an actual house

Can I afford a $425K apartment on a $235k HHI? Taxes are $8k

Does APPL have the potential to go as high as Amazon or other high $ stocks?

Thinking about putting $5K in it .

Who here uses options, and why? What’s your go-to play?

I’m finishing my first full year of work post undergrad. I’ve put nearly all of my savings in my Brazilian portfolio (mainly stocks).

I’m ready to finally start investing in the US for the long term but don’t know how to start. Should I do Roth IRA only, mutual funds, indexes? Would appreciate any advice.

So feel I made a mistake in getting a ROP life insurance plan a few years ago. Should I take the loss and cancel, get a new plan and just invest the difference? Or since I'm down this road keep going? Had it 5 years now

Have 10K to invest. Looking for recommendations if I should put all in or $2k every week. My current portfolio is VFIAX(45%, monthly automated set dollar amount), VTI (30%), and VOO(25%) and thinking to split this 10k in VTI & VOO.

Has anyone here successfully fought off a NYS residency audit when changing your state of residency? Hoping to relocate to FL to take advantage of no capital gains.

Some regrets - selling sq at 44, Gilead at 70, msft at 150, goog at 1160, not entering on cruisline on 6th Apr. What are your regrets

What percent of your net worth is in crypto?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

How much is too much to have in a HYS account given monthly expenses of ~$3000? I know you should go for ~3-6 months of expenses but also applying for grad school in 2020 and trying to save.

My India team told me that the savings accounts at the state bank of India gives like 10% return. 😱. Asked a million questions since that’s really hard to believe. Has anyone done this?

In the market for an affordable car. Should I buy a used car?

Do you plan to retire outside the US? If so, how does it impact your retirement age?

My wife has EU citizenship and I also have a citizenship from a developing nation (cont)