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Make sure you have 3-6 months emergency savings in a HYSA. Roth IRA next and max if you can. If you have more money left over after that, put some money in your triple tax shielded HSA if you have a HDHP. Otherwise go straight to your personal brokerage and invest in some index funds, or other securities or your choosing. Voila!
I’ve had an Amex HYSA for years and it’s been great — no issues, competitive yield
If you have a health savings account that’s often a great option. It’s pre-tax, doesn’t expire, and it’s just money you plan to use for any vaguely medical expense which you’ll surely have. Also, many of them are / can be held in index funds so they grow with inflation.
np!
https://i.imgur.com/lSoUQr2.png
Roth IRA
Pro
If you’ve maxed out tax advantaged accounts, open a normal brokerage account and invest.
Invest in real estate. Diversify
Or get a dog. I got one and its expensive as @#$%