{ "media_type": "text", "post_content": "All this inflation talk...\nTime to move 401k into bonds/stables for capital preservation yet? What's your take?", "post_id": "6046250e040f00002a9eaf5c", "reply_count": 3, "vote_count": 3, "bowl_id": "59064a3cb12379001006592c", "bowl_name": "Personal Investment Chatter" }

All this inflation talk... Time to move 401k into bonds/stables for capital preservation yet? What's your take?

likesmartfunny
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Bonds would be a terrible place to go if you expect interest rates to rise. Stable value would be better. Probably best to not try to time things and just stay where you are assumed you have a well diversified set of investments

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Stocks are better. They generate floating-rate current income, and therefore act as an inflation hedge (assuming you invest in real businesses) Bonds would rip your face off due to fixed payments and long duration. Duration bad.

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Bonds are aren’t yielding anything nowadays

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