Am I able to FIRE working in advertising? Any tips?

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I have 2 offers to consider. What makes more sense?
Full time role with 3 weeks vacation and benefits or contract opportunity with 20k more in potential salary.

Little background, I have been a loyal employee and have only worked at 1 firm for about 6 years now. Looking for more growth and obviously money.

Need some suggestions on what to consider and any pitfalls that I should be aware of.

Thanks

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Now Spaces available in magnet . I reserved for tomorrow.

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Anybody joining Barclays on 11.11.2022(tomorrow)

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Does anyone have a good app that they use to track time? I have one project code that I use for 5 different roles and I need to track time separately for performance review

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Tasted some great Whiskies on Thursday.

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matched with a senior manager at my firm on tinder, really been really hitting it off well. should i ask for a charge code for this? need more utilization

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How much does an AVP make at Barclays Glasgow make in a year? Retail banking.

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Which company I need to join VMware ( on third party payroll ) or Nykaa ( on company payroll) ? Both providing same package. Kindly suggest

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Hi, I'm currently with TCS. I have given technical interview with Infosys on 9th October and the very next day I got a mail to send documents. Since then I didn't receive any reply from them. How long does the process really take for one to get a call for HR discussion. It's been almost 10 days now. Similar situation happened with Accenture recently, they put me on hold for long and suddenly turned down the offer after HR discussion for which I'm really concerned now.

Does JP morgan has any shift allowance? If yes how much they pay for US shifts (ideally 1-10 or 2-11)

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I feel betrayed. Kab Hua Meeting😑😶🥹

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Looking for a referral for Product Manager role in any reputed product based firm in Ggn or NCR?
Have pursued my MBA from Spjimr.

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I wanna get out of hr world. Help!

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Happy to refer for Accenture ! Feel free to DM me

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I will be joining IBM in Infra domain. 8 yoe.
What are the chances I can move to IBM cloud as internal job change in IBM?

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Is reaching Enterprise sales everyone’s goal here in tech sales? Or are you happy doing mid-market/AE deals? Enterprise pays more, but is it worth it?

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Have two offers. How do I tactfully pit them against each other to get a higher total comp? I don’t want to just say something like “best and final offers”... but it’s what I’m thinking in my head

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Hi. I have been offered a position as a Supplemental Credential Epic trainer. I have no experience but recently obtained my masters degree in nursing informatics. I also have a 4 year experience as an RN. Looking to find information regarding salary range for epic trainers in NJ

Hi Everyone,
11 likes to unlock DM. Kindly, help..

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Watch newb here looking at these prices of the watches you guys post..how many of y’all have fakes but are flexing as if they are real? It’s anonymous so this should be interesting

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Additional Posts in FIRE Financial Independence Retire Early

If you had an extra 50K laying around and wanted to take advantage of the recent correction in growth stocks, what you invest in? ETFs or individual stocks welcome. Won’t need the funds for at least 6-12 months

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Have 3 401k and 1 ira account. Now have to consolidate all of them in vanguard. Any recommendations on how to move them
Looking for options to take advantage of rollover.

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Got married, bought a house, doing a major remodeling, planning to have a kid… safe to say that I am no longer on track with my FIRE journey 🥲

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I am still waiting on a 2k federal tax refund from the 2019 tax year. I’ve called 20+ times over the past year, and haven’t gotten more than “we are working through an unprecedented backlog and will get to it soon.” Anyone in a similar boat and/or have any advice other than wait?

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Serious question - is there a reverse FIRE strategy? I like the idea of saving and retiring early, but the one hiccup I see (and sorry if this is grim) is if you die earlier than expected. I’d be worried that I would minimize lifestyle and fun for retirement at 50 but I’d die at 49. How about a way to work 9 months out of the year and retire/travel/relax for 3 months? This way you guaranteed your dreams/etc. are fulfilled

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I am 31. I have $750k in assets and 400 in liab. Net worth is 350. Largest assets (excluding real estate) are 120k in 401k, 40k in brokerage, 20k in crypto, 25k cash. Own property totaling $550k (2 condos) but debt of 350k so 200k of my net worth is in real estate. Student loans of 30k. Thread continued 👇🏽

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How much should I have saved solely for real estate investments?

I think I want to step my toes in the water by renting an apartment complex and renting it out on AIR BNB.

Has anyone here done this? How much would you advice I have saved before I do this? I know there are fees as well as costs of furnishing, etc. but looking for further advice :)

Hey folks, very new to investing. I want to hold SP 500 in my Roth IRA. What's the major difference between Vanguard SP 500 ETF and the mutual fund which also tracks that index? Only difference I know is that vanguard mutual fund requires 3000 min investment whereas ETF doesn't. What other differences are there?

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Can someone explain the Roth conversion ladder to me like I am idiot? Which is what I am 😎.

HHI over $350k and can’t do backdoor Roth because I have tIRAs…

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Am I doomed? I’m 36. Huge partier and spend $ like its going out of season. Make about $215k all in and have little savings. I just have terrible savings habits and just enjoy living for the moment.

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What are the easiest / least time consuming 2nd careers? Ideally something where you can make your own hours or don’t demand more than 10-20 hours a week

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Single and spending 40k a year (rent, expenses). how much do you all spend?

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newbie here for investing. where should i be most focused.
- US Stocks
- Foreign Developed stocks
- Emerging market stocks
- Dividend growth stocks
- Municipal bonds
- Cash

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Do people tend to age out of wanting to FIRE?

In your 20s-30s, you don’t know much, you’re told what to do, you have few financial resources so you are tied to your job. Under these circumstances it makes perfect sense why you would want to FIRE asap.

But eventually you advance up the ladder, you are now the boss and your people do all the grunt work. You also have built up expertise which makes the job easier. And you are making the best money of your life. FIRE is no longer so pressing.

likesmart

Best way to forecast net worth/future growth?

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I heard someone make a bold statement that contributing to a traditional 401k versus a Roth 401k were the exact same assuming the same tax rate. I ran the numbers and to my surprise they were not wrong (even considering the earnings). Can anyone explain why a Roth would ever make sense given that income will likely be lower and therefore lower tax rate in retirement?

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Where do I begin figuring out the actual execution of retiring? e.g if net worth is > 4mm at age 35, how would one figure out what FIRE lifestyle would be now versus coasting with an income for a few more years? I realize this is a pretty dumb question.

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Are there any banks that that have the net-worth visualization capabilities of Personal Capital? Want it specifically from a bank as opposed to PC because I don’t want to give my data to them

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Always been a fan of FIRE and reading about it has definitely helped my finances but I can’t help but wonder if the movement is more about lifestyle change than early retirement.

After you achieve FI,you basically have to maintain the lifestyle that got you there.

What if you want to go on a lavish vacation or buy that flatscreen TV? Are you supposed to do away with material goods entirely? I suppose you could keep working for discretionary $ and live off interest but then you’re not retired.

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