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Hmm. Do you also own the land? Rights? If not then likely you’re being bamboozled.
Not nuts for WANTING too but probably a little naïve. Does the "home price" include the land? if not HARD PASS. At that point your renting from the bank and resell for Trailers is AWEFUL like a car- value goes down massively- if it's a tru manufactured home slightly better- but I still wouldn't do it if your leasing the land. The value of undeveloped land in Golden is insane and eventually owners will sell and then what? Even IF you have land you could move to- in Jeffco, you can't just park and live in a van down by the river, research JEFCO laws. If you want water, eclectic and internet last mile costs can be insane. The people who's homes burned in the marshal fire fires aren't even being allowed to live in fema trailers for the short term.
Pro
If you want to be stuck paying fees and renting a lot, then go for it.