Hey, all you wonderful critics… looking for candid feedback to gauge whether my book feels right for mid-level or closer to senior. Will send link in DMs. 👀🙏
Any recommendations for a solid sectional sofa that wont break the bank? Have young children, so want something durable, but cute. TIA!
In some situations I think I’m pretty socially awkward, particularly I never know what to say when someone mentions a family member passing. I was on a video call with 2 project team members and at the end one mentioned she’s attending a funeral for a family member passing. I’ve been with this project team for about 9 months now. The other guy said a few things and expressed his condolences. I just froze even though I knew I should say something but said nothing, and she wrapped the call..
Which brokerage firms allows us to keep our stocks/mutual funds to be traded in US once we return back to India?
In H1 and thinking of investing. But vanguard is ok with trading while I'm in US but unsure once I'm no longer in US. Any suggestions regarding this?
Do you see yourself going back agency side?
Hey Fishes... Currently am working as a SM in EY GDS, and got an offer from PWC, Is it wise to join PWC .
There is no rock bottom for this guy… https://www.npr.org/2021/08/06/1025192746/some-florida-school-districts-will-require-masks-the-governor-may-cut-their-fund?ft=nprml&f=1001
Just wanted to share a small win. After 2 months of complete bottle refusal at daycare, my 6 month old has FINALLY accepted it as a way of eating while he’s there. The anxiety, mom guilt, and worry I felt every single day he was there as they squirted milk in his mouth while he cried almost lead me to quit my job so I could keep him home. I’m so so so grateful and feel like a huge weight has been lifted off my shoulders. I could cry from relief!
Very beginner question: how much do people put down as a down payment (percentage wise) on average?
Is anyone else frustrated because of lack of team structure? For over 6 months I haven’t had anyone under me on my team. I’m not saying I’m above the menial tasks such as scheduling meetings, con’t...
Dog owners, Has your dog ever had a growth in his or her mouth? Was it benign? What did you have to do to resolve it? My one and a half year-old dog has a growth in his mouth and I’m nervous that it’s something serious
“I should be getting your paycheck."
We have multiple open roles in KPMG UK (Financial Services) for Data Analytics/ Technology and Engineering
Data Engineer ( 6 )
modelling and Analytics
. Net lead
Please DM me if you need any support with application.
P.S - we follow hybrid model, and you can choose your convenient office location. Preference given to folks who have valid work permit.
Hello, I really need your help. I am a mom of two, boy who is turning 4 mid September, and girl who will turn 1, their birthdays are just 3 days apart (Friday and Monday), we recently moved to Seattle from NJ, and have some cousins and friends in Seattle, only one cousin has kids, rest all are just recently married, I am not sure how to plan the birthday party, we would like to invite our family and some friends, would be around 25-30 people. Baby girl’s first birthday and toddler boy (contd)
Additional Posts in Accounting
How long does it take to get your official CPA license after you've submitted the proper paperwork and check? Assuming all else is provided as well.
Got asked to run an hour long training session for a client with over 50 attendees. I'm absolutely horrible at public speaking and have embarrassed myself multiple times in the past when presenting in front of a lot of people. I don't know why I freeze up when speaking but I've never been able to stop it from happening. Any tips on what I should do?
How long does it usually take a senior to make manager at Grant Thornton? Is there a fast track?
Do you send your resume to recruiter even when you have an internal contract? Or should you just send to the internal contact?
Got an offer from another Big4 for 10% increase in base, 15% sign on still in audit. I would like to try something new, like advisory but I couldnt get an offer from them. I like some of the people I work with & some of my clients but getting that extra $$ will be good too. Stay or leave?
What do you do if you have a staff that is not well versed in English? I have to retype/reword all of their documentation and is very inefficient.
Does anyone ever watch accounting youtube videos to get an understanding of something when firm guidance becomes too much of a hassle to navigate? Lol I turn on my privacy screen to not appear dumb.
How's the job security for internal audit in industry compared to staff accountant jobs in industry?
“They’ve got you under pressure doing overtime”
- Come Alive, Chromeo
Post your Friday accounting playlist
I treat you like you treat me, if you think I need to be nice to you, please do the same.
Any CPAs that have also taken the CFP exam and switched to being a financial planner? Considering a career change because work/life balance doesn't exist in public accounting.
How did you speed up you work pace without screwing up? I feel like I'm the slowest person on my team.
How much do you think you can actually make a year in your company (long term, at your goal position)? Anyone know what a partner brings in?
Out of curiosity, who here was told when they were growing up "you have an answer to everything" or "you should be a lawyer"?
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Doesn’t bother me. Helping others escape debt through an unnoticeable amount of taxes is awesome to me. What does bother me is a lack of reform for the root cause
How dare you say that? I’d much rather spend my hard earned tax dollars on a useless war! Who cares about improving people’s lives.
I wish everyone that is so passionate against forgiving student debt could redirect their energy to all these companies and billionaires who receive bailouts and concessions all the time....
It’s not even just corporate taxes, local governments will offer companies money to move a warehouse or office building to their city (citing increased jobs and economic stimulus as a result) that’s so shortsighted though. Does Tesla need another $100M? That money is and will always be better in the hands of people, people who go out and buy things
Nope. Imagine the folks who didn’t go to college who’s taxes will be paying for it. Seems very unfair that others who made different financial decisions to avoid debts now have to foot the bill for those who took on debt.
Relieving student debt is effectively allowing bloated institutions continue to steal from tax payers. This is not for the greater good. I understand there are things we don’t always benefit from that our taxes go to, however, going to college is optional and making the choice to do it creates a financial burden. People make choices to not take on that financial burden will now have to pay for those who took on massive loads of debt to do it which seems incredibly unfair and unamerican to me.
I'm ok with it but under the following conditions:
1. Only undergrad
2. Only public schools
3. Endowments taxed
4. Tuition cap at public universities for X amount of years
People who went to private colleges like Boston College should NOT get loans forgive. It'a a privilege to do so. Also, grad school should not be forgiven either.
I wish it was grad. I worked 3 jobs during undergrad, maintained a 4.0 GPA and lived completely on my own. Was able to get through undergrad debt free. But that dumbass required masters for a CPA killed me.
Really they shouldn’t cancel any of it. Going to college is a choice. In order to pay for this bill - It will effectively be those that didn’t go to college or those that went to college and either paid for it/paid off their loans. Reforming the cost/structure of higher education seems more practical. While helpful this bill seems helpful to a lot of people - I don’t agree with forgiving loans
No you are not the only one who will be pissed! I put myself through school, nobody handed me anything, how come that was ok for me , but not college students now?
Get over it!
This person is saying that you can choose to let it bother you and you can choose to let it go and move on
What bothers me is the people that would have student loans forgiven for the worthless degrees they took out. $100k for a liberal arts degree from out of state university? I'm not okay with forgiving that as I paid off $70k myself.
@KPMG1 I don't disagree with you. However, they knew the cost was high while pursuing these degrees.
I don’t like forgiveness, capping interest at 3-4% would be ideal. Considering a lot of universities get state money, government needs to tighten down on rising tuition costs. Wouldn’t hurt to clear out the admin bloat that exists too
The admin bloat is real... so many unnecessary positions. For instance, my schools business program paid someone over 100k to help consult them how to manage budget cuts from the state when there’s people with PhDs in accounting. Also they literally inflate the cost to cram down diversity and inclusion trainings to students, which really has nothing to do with technical training for your career path. I was an RA and a major part of our job was to entice people to come to our programs/events in which we’d have to include materials and eduction on D&I, racial justice, etc. College should be treated like a trade schools (e.g., no one hires plumbers and auto mechanics on the basis of how “woke” they are). I didn’t need 9 credits of “thematic sequence” courses, which is an area explored outside of my career (I.e, paid over a $1,000 to focus on music courses and added almost another semester of room and board fees with a mandatory meal plan $5,000). Meanwhile some plumbers and mechanics can take on apprenticeships and get paid decent rates to learn their trade instead of going to trade school. No reason accounting couldn’t do that. I’d rather get a job at PwC getting paid minimum wage learning how to be an accountant. Go forbid companies actually go out of their way and share knowledge...
Nope. It’s like parental leave. It keeps getting better and I’m happy for future parents
Couldn’t you have picked a less expensive school? Idk a there are choices people make and those choices have consequences
I’m not at all bothered by it and I’ve paid off all but a small amount of my student loans. Colleges have become disproportionately expensive over the past 50 years and the costs seem to have accelerated over the past 15. Students are given the message that they need to go to college to be successful, but many struggle to find well paying jobs after they graduate. Most students take out loans when they’re 17 or 18 and really don’t have the maturity or life experience to really understand what that kind of debt will mean for them. So yeah, this problem still exists even though I’ve managed to pay mine.
And from a practical perspective, the economy is stronger when people are able to actually spend on things like housing, which many can’t do now due to student debt.
Student debt forgiveness isn’t a permanent solution. The cost of college needs to be fixed somehow and loans and loan interest need to be capped. But it is a stopgap to help those who are struggling now.
you know why tuition is so high? Part of the reason is because the government started to hand out aid like candy and colleges just jacked up prices because they knew students would get a loan from the government. Government helped create the problem
We can argue all day long whether or not it is "ethical" to cancel student debt and how people who paid cash for college or paid off their loans should be compensated, but it wont change the underlying issue.
The cost of college has gotten out of hand in the past generation or two. Until we take care of that issue we are just kicking the can down the road to create problems for future generations.
I feel erasing student debt is a short term answer that will fuel a long term problem
We need to design a bill to incentivize universities to be responsible. Put them on the hook for borrower default. Reward for producing high-earning graduates. Loan amounts proportionate to program exit salary. Tax incentives for enabling private investment in human capital. Etc.
Yes, it’s called empathy.
Agree with the above that 1. There are more economic ways of going to college and 2. Going to college is a choice. There are plenty of vocational jobs that don’t require university degrees and pay very well. I think we should address why college costs so much rather than throwing money at the end result which won’t change a thing.
A lot of it will be forgiven anyway. The rising cost of school tuition combined with the fact that salaries haven’t increased proportionally means a lot of people will die before they pay it off. It will be forgiven when they die. You can be mad or blame people who tried to get a good education and make the best of what our crappy education system has to offer or you can recognize that the reason we are in this situation is because the government created an environment for uncapped rising tuition. Debt is just America’s version of modern day slavery.
PwC 3 - it’s not that your tax dollars will go toward loan forgiveness instead of military spending, it’s in addition to. Fasten your seatbelt for ever increasing tax rates. Someone’s gotta pay for these stimmys and loan forgiveness.
I hope you realize part of the reason why tuition became so expensive is bc the government just started to hand out aid like free candy and colleges just jacked up prices because they knew students would just get loans.
Great example of how government intervention in the market can mess things up so badly
Technically they just promised to back all loans so banks handed them out like candy knowing they will always be paid back. So, knowing all loans would be approved, schools jacked up their prices. It takes a village to ruin a child for life!
Also checkout the investment bowl and how many people say they have the money to pay off their student loans in a brokerage account (or some other savings vehicle) but haven’t paid it off because 1) they think they can get better returns in the market or 2) they’re waiting for forgiveness so it would be stupid to pay it off now. Paying off student loan debt is one of the most regressive policies ever introduced.
#2 is me. I have 40k in Robinhood that I could use to pay off my 40k of student loans, but the forebearance and possibility of forgiveness keeps me from doing it.
Lol at student debt forgiveness being framed as a progressive policy when it is literally a bailout benefiting mostly middle to upper middle class i.e. those most likely to attend college . The bulk of the working class and poor have minimal if any post secondary education. Do they also get a cash equivalent bailout for foregoing a 4 year college degree? What about those who paid out of pocket for their degrees instead of taking on debt or aggressively down their debt - do they get a cash equivalent? Seems wildly unfair to those poor and working class folks who couldnt afford or were unable to attend college for whatever reason. As well as those who did attend and made sacrifices after graduating to pay down their debt.
EY8 How about not living beyond your means?
I know inflation and rising prices due to a higher demand is frustrating but on a PA salary there’s no reason to have an exorbitant amount of debt unless you’re just choosing to live like you have more money than you do. That’s unfortunately way too common these days.
I agree with the capping interest rates and not canceling debt overall.
Nope! If the economy and others can benefit from it and live lives somewhat normally, then I’m all for it! I had $75k and have had mine paid off for a few years now. I would not be one bit mad.
The thing that makes me mad is when most firms offer maternity leave now (most fully paid for at least 12 weeks) - my firm first instituted it when I was pregnant with my daughter. I would get comments from a lot of the older women saying it’s not fair how they could change that policy because back in my day it was 6 weeks unpaid
I agree with you. There’s no reason college should cost as much as it does, but I think it needs to be tackled in two fold. First addressing the 1st problem of the student loan debt burden on people and the 2nd the college costs.
I think that sometimes the problem is people have this ‘back in my day’ mentality among things that might help better people’s lives currently and they feel like that can’t be if they never get the benefit. That’s why I brought up the maternity leave
Yes. That’s like saying I want others to struggle because I had to struggle.
Also think you may need to look up the definition of "struggle."