Am we doing ok - 11 YOE. Couple in young 30’s . Our networth is $600k (150k in Roth 401k) . My wife wants to be a stay at home mom or work part time which I am fine with. We don’t have any debt as we just sold a house last year. We may inherit some amount from family but we don’t want to depend on that

likefunny
Posting as :
works at
You are currently posting as works at

If you consider being in better shape compared to the vast majority of people to be OK, yes

like

Here’s 1 validation token

likefunny

You aren’t in a retirement position, depends on life status lol. Home family kids, etc. Depends on COL, but if you run an personal P&L and BS and you can survive with single income, then go for it!

funny

Related Posts

McKinsey & Company Bain & Company Hello Fishers
I am looking to switch into the strategy consulting industry. I have been working in the tech domain for almost 3 yrs now. 2 years in NY and 1 currently in India. I have completed my masters degree from the US.I would like to pivot into strategy. Currently working for a boutique healthcare consulting firm within the analytics practice. Looking for referrals in McKinsey & Company Bain & Company Boston Consulting Group Kearney Oliver Wyman. Looking for guidance from the community.

After how many days post your joining date, do you get the mail on the laptop / desktop reimbursement? Also, have the Bangalore offices reopened after the rainwater clogging issue?

like

Received offer from UBS at last moment. I have just 1 week to decide. Both Offers are same. Please help to decide
Credit Suisse Vs UBS
Comparing WLB, Pay & Bonus, Onsite Opportunities, Employee Benefits, Leave Policy YOE - 10.5 Yrs (.Net)

Does EY 401k provides Brokeragelink feature from fidelity? If so how to start the process?

like

I have an offer from Capgemini with 10 LPA .. the salary components confuses me bcz it includes reimbursement and other things..can somebody may be from CG tell me what's my in hand salary.

Thanks in advance

Post Photo
like

Hello, patient services representative here. I had moved hospital patient registration to the clinic so I can get benefits. I took a $6 dollar pay cut although I do work from home. I’m pretty knowledgeable on insurance and have a good understanding of how things work. I get paid about $21/hr and it’s just not enough money. I making ends meet working 80 hours a week. Im currently going to school full time and would like some input on what I should do.

like

Reminder to claim your Delta Platinum and Diamond Choice benefits if you've been procrastinating (or waiting until last minute to select upgrade certs)!!

like

I've been asked to post this in the UK comp bowl.

Our household TC is £225k excluding bonuses (mostly my income). Somehow we manage to save £6k a month after paying our mortgage & bills and then a further £2k into corporate pension schemes. We invest our savings but the feeling of putting away £8k each month feels great. I thought when I'd get to this stage I'd have more desires to spend the money but there is nothing I can honestly think of right now that I'd love to buy. I didn't spend a....

likehelpful
like

EY - What is the maternity leave breakdown? 2 weeks prior to DD + X disability + 16 weeks parental leave + up to 3 weeks PTO? Is the usual 6-8 week disability/medical separate from the 16 week bonding leave?

like

Does anyone know if any FAANG or other companies offer maternity leave before you hit the one year mark? Most companies want you to be there for a year before you can use maternity leave.

like

Urgent: Can someone pls help?
IHS Markit(S&P Global) or EY GDS: Offer is almost same and designation is also same. I am from Healthcare domain- data engineering lead.

like

Hi everyone, I'm looking to pivot into healthcare consulting. Im currently @ the NIH doing cancer clinical research and looking to talk to someone about your insights / get a referral as I am in the application cycle. I don't have a preference on the firm. Would be happy to elaborate about myself if needed. Thanks!!

like

What are the benefits/ perks at PWC SDC Banglore apart from joining kit?

likefunny

Hi, I work under contract for a foreign company as an APM. I have an import export licence and send the monthly invoice to my HR. My benefits include the following in-hand allowances: food, internet, sports, vacation, training and hardware. Plus a yearly bonus.
Can someone help me out as this is new to me, how can I save my taxes? (I have to file ITR 4)

Do we gain the same benefits from a mushroom supplement pill vs a powder?

like

Why should I invest in a 401k instead of a 401k Roth? I am told that Roth IRA is better than 401k beyond traditional Match so shouldn’t I just dump it all into 401k Roth?

like

Hello everyone. Need urgent help. Does Deloitte India provide relocation reimbursement? HR says there is no relocation policy in Deloitte India. Please advice. Thanks in advance. Deloitte Deloitte India

like

Debating about two job offers...
Job 1: 63k
Job 2: 61k + 3k sign on bonus + 1200 for cpa exam costs! (Both offer the bonus)
I was much more ‘attracted’ to job 2 during my interviewing, the benefits are not great (typical public accounting) but regardless I’m not sure the benefits should matter that much. Would it be dumb to take job 2? I was doing a salary analysis with an assumed 6% annually and after 2 years I’ll be even with the additional 4200. But I’m sure with promotion I can renegotiate!

like

Hi All,

Would need your help please before joinig the Organization!! Need your kind help Folks!

1) Does VOIS(Vodafone) provide any transport service to employees or do we have any in EON park for employees residing far.

2) 'Work for 2 day in office' --> Until when do we have such Hybrid mode and is it for all teams at Vois.

3) Can we take Paternity leave just after joining in 2-3 months or is there some cool off period in the organization.

4) What the Notice period for new joinees. Thank You

like

More Posts

Is there any safe way to transfer documents from EY office laptop to self, without anyone getting any doubt at work??
P.S It allows to send documents through social media sites.

like

What are the daily hours like for larger transformation cases at MBB - are they less burn than traditional “strategy” cases and if so by how much?

like

How many MDs and staff are in S&C? And split by market? I assume most are Europe/US

like

Hi, Icertis is having opening for Software Engineers(.Net ) at various levels YOE:2+ years

Also multiple openings for Functional consultant having implementation experience.

DM for referral

like

Hello Fishes

Could you please help me evaluate the below package

Skill set : PMO , Project management

Offer in hand : EY LLP 19 lac fix + 2 lac joining bonus
Current package : 13 lac fix
Years of experience: 7.5 years

Can you please advise if i can get more ?

like

Hi fishes,
Can someone please refer my profile in Deloitte for the the following job?
Automation QA - Consultant- Bengaluru
P.S- If there is any other openings for Automation Tester role, please help me get referral for those as well.
Overall exp- 2 years
Skill set- Selenium, Java, Cucumber, Appium, Agile, Jira, etc
Preferred location- Bangalore

like

First year here in a quiet patch (following a very busy period). There have been a few days where I bill 0 hours, which I’m told isn’t worth worrying about in this quiet time. But how do you spend your time on days when you bill nothing? This is a major stress for me. Cheers!

like

My Kellogg interview Is with adcoms tomorrow. Can anyone who’s interviewed tell me what to expect? Super nervous

like

Infosys hey fishes , kindly help me on this. I had my salary discussion 3 weeks back with infosys HR offered 50% +1.2L joining + pwfh. I have requested for 60% +1.2L joining bonus + pwfh and hr told me She will send for approval to see and she said it might take a week Max to get back. But it's been 3 week I got a call from hiring hr for screenshoot interview. Upon checking my approval for 60% is still waiting to be approved. Any idea what's happening. How long can I wait ?

like

A D.C. Gelato Shop Is Delivering Whole Legs of Prosciutto for Pandemic Snacking

likehelpfulfunny

I bought a really cute dress, that hugs my body. I love it, but i have a little bit of a lower belly, which shows through. I'm wondering if I should return the dress or if someone can recommend contd

like

Hi All,
I have received an offer from Oracle HSBGU. I have been asked to accept the offer which i did and now they are asking me to send current address for first day welcome kit. But, i still have 2 and half months notice period left in my current organization. I am consfused as why they are asking me these details now. Are they going to send me welcome kit before my join date in oracle? Even though i accepeted offer, its not yet final that i will join Oracle.

like

McK in the house

Post Photo
likefunny

What would you say is the ‘standard’ production company fee?

like

Has anyone switched from PwC to Deloitte M&A tax? If so, pros and cons?

like
like

NYC ladies - any recommendations for cute bars that aren’t too crowded in lower Manhattan or downtown BK? Grabbing drinks with a couple of my girlfriends. TIA

likefunny

I have 9.3 years of experience in performance testing and engineering, having an offer of 34LPA from coforge, I have been selected for Atos, how much package Atos can give.

like

Good. Get things moving. The traitorous party may now better understand what it means to single handedly torpedo through agendas without any support from opposition, when you have the power to do so. In this instance, it's for the betterment of the people of the country and not necessarily for a certain subsection that believes in self-serving interests

Post Photo
likeuplifting

Additional Posts in Personal Investment Chatter

I don’t get why even the most reputable financial news still try to attribute market moves to people. It’s not individual investors who are in control of day-to-day moves anymore, it’s algorithms.

like

Hello, all, I’m currently working on my bachelors in accounting. I want to work as a purchasing director, analyst, or something with finance or management. Does an accounting degree make sense?

like

I’m in New York. I’ve got $80k just sitting in my savings account. I can’t afford to buy a place in NY. I’ve considered getting a house or condo in Orlando area since we vacation there quite a bit and I know I can rent out (assuming it’s approved for short term). Would it make sense to buy a place in FL and rent in NY?

like

I booked profits from the stock markets around Christmas 2020 thinking that there will be correction which will let me re-enter positions. Now I am FOMOing while sitting on a pile of cash for thr last 2 months. Please suggest the best way forward? Wary of mistiming market moves but also don't want inflation to eat away assets.

like

Just invested $20k in intel and clorox hoping it will go up.

likefunny

Landlord is raising my rent by $436/month next year - a 21% increase! Horrible!

I thought the housing market cooling down would have prevented a huge increase, even with inflation. I want to buy, but my wealth is tied up in the markets so I can’t afford a sizable down payment right this second. Where did you pull your down payments from?

likefunny

If I buy a car and finance it, but may no longer need it in 1-2 years, is it relatively easy to sell back to a dealer? I live in a city and haven’t had a car, but moving to suburbs for about a year. Thanks

like

Crypto people - I have about 10,000 0x coins. They jumped big this week. Should I convert to BTC?

like

The markets have hit the bottom and rebounding ..? Right? RIGHT?

😄

funnylike

Anyone have any experience angel investing?

like

My pension fund account finally hit 0% return yesterday. It was at 20% IRR at its peak.

Feeling numb.

like

A newbie earning around 70k in Jersey. I want to know how to save up/budget for buying a house in 5 years from now. Any tips?

Thoughts on getting the new Bilt card? Seems like a good idea if I’ll be renting for the foreseeable future. Am I missing some sort of catch?

like

Thoughts on ARK innovation ETF?

likeuplifting

Got my first regular paycheck at the new job at 145k vs 110k and its not nearly as much more as I thought it would be - is that normal? Feeling discouraged and like I need to make significantly more to really move the needle

likefunny

For the past two months, I’ve accidentally contributed 80% of my net pay towards 401K. Is there a way to withdraw from 401K without attracting any penalties

likefunny

Thoughts on trading with margins?

like

My wife and I each have our 401ks through Vanguard. What fund should we allocate them to? And why? It seems like the wisdom is to just allocate 100% to the 50, 55 or 60 fund.

like

Bought a house few months ago and have to pay PMI every month. What are the ways I can get rid of PMI?

like

Technically, if you are rich enough, isn’t self-insurance the best option? Insurance companies have to make money by taking in more in premiums than paying out in claims, so on average the customer is losing money and has a negative (albeit stable) NPV on their insurance money. But if you had enough money to tolerate the risk of a unexpectedly high expense, wouldn’t it be better to not pay for the insurance?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.