Amateur expat question: currently 401k takes % of pay meaning I will contribute a little over $20.5k threshold. Is there a way to contribute exactly $20.5k or do people go naturally go over a little?

How do I break into a Financial analyst role? I have a pretty diverse background. Resume: (13 months) audit associate small regional accounting firm not top 10 (10-20 partners) (25 months) Corp Tax Associate Big 4. (No CPA got PIPd) (6 months) Revenue Accountant Audit Senior not top 10 small regional accounting firm (roughly 10 partners) 2 busy seasons- (24 months), Internal Audit Healthcare (17 months- last May 2021) Left after burntout/bored by IA and health issues also made decent $in crypto

Which is the safest ELSS fund ? I want to invest to save my taxes and not looking for any profits but just want to be on a safer side and consume the entire amount of 80C , so please suggest.

Dumb question but I buy individual stocks on my brokerage. My 401K is just compromised off Vanguard allocated index funds. Is there a way I can buy stocks on my 401K instead?

Can someone explain to me when a VA makes more sense than a total return portfolio or another strategy for income? If I’m wrong, I want to know that I’m wrong.

Should we buy a new property?
Context: newly engaged(27F & 30 M) we each own a house 1400 sqft(3 bed 2 ba $280 K bought 2021 @ $232K) & (4bed 2 ba $325 K bought 2020 @ $246 K) both at 3.0 interest rate.
We are looking to buy a new built 4 bed 3 ba for 4.75 for $370 K. The logic here is we will rent out our current properties and slowly build up our real estate portfolio. Don’t know if it makes sense. HHI is $425 K with an additional $100 K in passive variable income. No kids yet. TIA

Hi. Does anyone remember the provider of our 401k and wealthbuilder? Trying to rollover accounts but benefits express is closed!

hi how much is the max LTA exemption? i have declared for 52k this year.

I’m looking to hire a former Ed Jones/Ameriprise FA in the DFW metroplex that wants to grow their business, learn holistic planning without the unrealistic sales quotas with opportunity for equity ownership of their book. Base Salary, (DOE) health insurance and benefits available. PM if interested.

Hey guys, any advice on whether I should buy a house that had foundation repairs in Frisco? I’ve heard due to the soil lots of houses have foundation issues in the area. But a little nervous as a first time home buyer. Any thoughts? Will it make rentals and reselling very difficult?

How do options gains get taxed? Same as capital gains? Trying to learn more about options trading.

Anyone willing to share what assets they're investing in with the extra money from being overemployed?

what upgrades are worth buying on townhouse or SF home. planning to live there for 4-5 yrs and later move into bigger house. will rent or sale this property at that time. house is in MD.

The majority of my career has been in healthcare tech with some retail experience. Looking to break into event management/coordinating (I believe this is the correct job title) space in either the entertainment, fashion & retail or cosmetic industry. Any insights or advice is appreciated!

Anyone take Collagen Peptide supplements? Any noticeable benefits?

Hello and happy Thanksgiving! What are the pros and cons of living in San Diego vs San Francisco? I’m from NY and looking to move to one of those locations. I’m hoping to get more info on rent, dating, entertainment, taxes, and job stability.

What kind of rates are people getting for their mortgage right now? How should I find a lender without multiple checks against my credit?

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Best investment accounts if my firm doesn’t offer a 401K and I make too much to have a Roth IRA?

Can anyone explain why the Aston southend is so expensive ? 2.9k for a 1 bedroom?

I cried watching Rescued by Ruby

Anyone have a good, affordable financial planning service they recommend?
Saw someone on here mention The Financial Gym so I joined recently but not 100% sold just yet.

Any clue on how the Italian system is considered when applying to the Mba? My masters GPA is 27.6/30 but my overall grade is 110/110

What’s BBDO’s RTO sitch?

Hi Guys ,I been selected in BNP Paribas (.Net fullstack ) Bangalore ,got some mails from Peopledoc regarding some task ,data privacy consent,background verification and virtual on boarding,I have not received the offer letter yet ,how is the process in BNP ,when they officially give the offer letter ,normally after offer letter these on boarding things happen right ? Please correct me and let me know about project work life balance

How long do you think this red-hot healthcare startup / investment environment will last?

Have a few startups I would love to join but also want to stay in my current consulting role for another 1.5 years. Wondering if the massive rate of hiring /expansion at these startups will die down…

Hi Ladies, I’m 31 yrs old I‘m in birth control right now and will be starting Stims from 08/29 as part of IVF treatment. This is my first time IVF, all my results are normal but due to male factor had to go with IVF, and my insurance is not covering for my drug:Follistim-900 unit Pen/Gonal-F, my doctor prescribed Follistim. So I was doing price match for both in Freedom fertility and Village Pharmacy. I see Follistim is costing $2741 and Gonal-F is $847(due to some discount), which is best one?

Is anyone free for case study practice (mbb) on Thursday 27/10 from 3pm-5pm uk time?
Please send a DM.

Wondering what other high paying (6 figure) jobs might be out there that have the same level of intellectual stimulation as consulting without all of the schmoozing and social obligations. Any ideas?

There is no mention of variable pay in offer letter of hsbc. Do they pay variable without mentioning in offer letter?

What is ideal salary range for an Associate Business Analyst ?

If I’m looking at relocating across the country, do agencies normally offer some relocation money as part of the offer? What would be the standard to ask for?

I like DD work more than the boring project/IMO/SMO work but cannot put up with working weekends given the salary (I came from IB where you are actually paid for this time).

Open to thoughts - what other consulting firms or groups have interesting work and higher pay, but keep weekends free? Is it worth it to stay if I am a strong performer on DDs? MBA?

If you had to choose between Dallas or Houston to practice RE. My wife wants to move to Texas and we're narrowing options. Chime in if there's somewhere better I should be looking.

Hello guys,
I am from non IT background, I am having 3.3 years of experience in us healthcare. In Sutherland I gave interview for interface analyst. Manager told me to prepare basic SQL from YouTube. What questions can I expect from manager? Please help

Thanks in advance

Question for home owners - do you prefer to roll your Homeowners Insurance into escrow and pay over the year? Or do you prefer a 1x payment. My insurance is offering a discount if I pay at once

Hi everyone, I’ve seen a ton of posts recommending bogleheads. Would you all be willing to attest to it personally and share what kind of growth you’ve seen by following the simple three fund philosophy (or bogle’s philosophy as a whole)?
New investor here, a lot to learn so thanks for all the resource you all share.

Has anybody used personal capital advisors? Is it worth it?

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

As the year wraps up, what % did your total net worth rise YTD? Btwn earnings and market and crypto, my NW is up 25-30% this year

I’ve been working for a couple years, living at home with parents so I have a considerable chunk of savings, BUT I’ve made the folly of not investing my money. I really want to start investing meaningfully, but what’s the best way to go about it? I’m pretty risk averse so was thinking of just putting most of my money in index funds, but I’m not really educated in this space. Any tips?

I'm switching jobs and considering whether I want to roll over my 401(k). I have about $220k in my plan. Considering rolling it into an existing Fidelity IRA with a balance of about $50k. Since October of 2020, I've paid about $880 in "plan administrative fees" to my 401(k) provider as well as the fund expense ratios.

It looks like Fidelity does not charge administrative fees on IRA accounts, so that seems to make it a no brainer, plus the investment options are much broader.What am I missing?

How do I retire in Hawaii as soon as possible? Just came back from vacation and I can't stop thinking about it.

Let’s share food ideas we eat at home to help us save on dining out. This is where I need help since I love a good meal and don’t like to skimp here

So let’s say I meet my FIRE number but all my money is in retirement accounts....how do I retire early? By early I mean like late 30s early 40s. Wouldn’t I pay a penalty?

What’s your retirement withdrawal strategy? Age, $$, reinvestment into other instruments (life insurance, property, trust…?)

I’m 23 and my assets include $49K cash, $15K in ROTH IRA (will max for CY) and $5K in 401K (20% contrib). Liab is $9K for car loan. No HSA option since I’ll be staying on parents insurance until 26 yrs old. What should I do with my cash on hand and any “extra” cash from my paychecks? Goal to buy either personal or investment property in 3-5 yrs to support my family. How do people reach hundreds of thousand by early 30s? The concept seems like a stretch to me.

I’m 28 but new to FIRE and want to get started. What are the first steps for beginners? I feel so behind compared to everyone in this forum..!

Anyone tried being a realtor on weekends?

Open Poll: what’s your FIRE number, when do you pull the trigger, and where do you want to live? Personally, my ideal numbers are 10M, 35, and lower cost area of a HCOL (Brooklyn). One can always dream!