Any advice on how to invest about 15k of extra cash instead of having it sit in a bank account?

Question, or advice. If you leave your job and have a 401k balance under 5k what is the best option for me to do? Rollover to an IRA, keep the funds where they are, or would I lose that money? TIA

M, 44. After 21 years of marriage, my wife and I signed divorce papers with no contest. We have two adult daughters together, 18 and 21 So no child support, no alimony, and I make $170k at 44. I recently moved out of the marital house into an apartment,m. What should my next steps look like at this point? Do I need counseling?

I am a direct private lender. I offer fast and reliable loan at 5% interest rate with no prepayment penalty. I can close a deal within 3-7 working days.

Do you have any project/deals that needs 100% funding?

-Jeremy

Does ESPP make sense? Most companies deduct a portion from monthly paycheck to accrue over a period and then do the purchase at offering end. During this period of time, most tech stocks would already appreciated anyway to offset the 15% discount. Anyone with me?

Best company/bank for refinancing student loans? Main goal is to have lower monthly payments considering I’m making much higher rates of returns with my investments. Current avg interest rate is 5.8%

Are you going to invest in Navi's Index fund ?

Will be moving to the Bay area for a new job which pays a bit under 200k. I know SF is very expensive so just trying to gauge what would be a reasonable amount to spend on rent. I have no debt and decent savings. Bringing my car with me and will be commuting to Marin most days, but looking to live in SF. Otherwise tend to be fairly frugal and like to cook.

Any thoughts/suggestions are greatly appreciated!

A good realtor understands that sellers are more informed more now than ever. Agree?

TSA pre-check vs. Clear? Looking for feedback please as I’ve missed two flights due to security and want to buy one of these plans

Hey, where in europe do you work and how much do you earn? Quick survey :)

I got 900k in Tesla options. Leaps:
1000 2023
700 2022

Who with me?

Hi Fishes,

I want to know tax saving options as I am new to it so please let me know in what all options I can invest and save more money. Please help.

Salary : 14 lpa

Question: we’re in the process of closing on a personal home that’s a new build. If we use the preferred lender, we get $5k in closing costs. Can I close with the preferred lender and turn around and refinance with a different lender? Will I have to pay closing costs again?

Who here has successfully built a side hustle or startup? Who here is successfully creating additional income? Does anyone have resources [books, podcasts, anything] that have helped them?

Anyone buying ZCL? Incredible run so far! Overall market sentiment is negative. Do you guys think it will have some correction?

New to crypto investing here. Looking to buy 3-5 coins to DCA and hold long term. Curious to get thoughts from those that aren’t trying to get rich quick but more so using crypto as a way to hedge, diversify, and potentially grow wealth.

Looking at: BTC, ETH, SOL, ADA.

1. What else should I add? Any to remove?
2. I’m looking to put no more than 5k into crypto. Thoughts on Lump Sum vs DCA given current market conditions?
3. What % breakdown is ideal for long term investing for coins above?

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

If anyone wants to discuss about tax saving

Let's have chat

Iwe can save good amt of tax for you
& Ha it is free

So I know We can’t have a Robinhood account at Deloitte, but what about other firms? Are you guys allowed to have one?

I got a job offer for what seems to be a great company but I’m not sure if I would have the same life balance. I started interviewing as a way to see my worth in the industry. My current role is at a small company, and I’m not sure how I could grow within the role because Im not advancing my skill, I just do the same thing every day at a lower level. I like my current role because it’s flexible and I’m paid well for not doing very much work. Should I switch to a more rigorous job?

What are the paternity benefits at Accenture? Am I correct in reading 8 weeks?

Does TSG have a sign on Bonus? If so how much is it usually after taxes ?

Anyone doing in-person Passover this year? Or still hiding the afikomen virtually?

I’ve been in life underwriting for over 20 years and honestly have never enjoyed it. The strictly production related work is hard for me to stay focused and be interested in the job. Any ideas on what else I can do and still make decent money? I’ve always found it pretty stressful and would prefer a less stressful position.

So my bipolar dad got declined for a mortgage because disability gets shut off in < 3 years when he turns 65. So now he wants me to co-sign for him. Between housing markets being up, my concerns over his money mgmt, and concerns over tying up my credit there’s no way I can say yes. He sold his house before being approved for the new one he put in for (against my advice). I know he won’t understand and will take this personally, and the family will probably take his side. Gonna be a long week…

Any newly hired big law associates? What was your starting base salary? Thanks!

What are the bgv docs required in cgi?

What’s a reasonable salary bump when you’re promoted from ACD to CD in NY?

I’m making $180k right now as an ACD, got a raise from $170k earlier this year. Now with this promotion, what should I ask for or expect? This is at a small-ish agency, but they have huge clients.

How do you actually find a decent person to date when you’re working 80+ consulting hours? Like seriously...everyone I know who recently got engaged or married had been long term dating since high school or college. What has worked for people?

Veterinary clinical pathologists-- What do you love about your job, and what do you dislike?

Does anyone here work in life sciences consulting? I’d appreciate some help to clarify a couple of questions

For those roles in non strategy such as risk or implementation, does any of the mbb recruit out of non targets?
I'm a master's student in business analytics in a non target in NYC, and I really am interested in an implementation/ risk consulting at MBB.
( Different from big 4 risk)

I am currently interviewing for a Senior Partner Solutions Architect role and want to know what I want for compensation. What would be a good range to ask for annual compensation (base, bonus, stocks)?

Friday Wordle 279 3/6

⬛⬛🟨⬛🟩
⬛⬛⬛🟨🟩
🟩🟩🟩🟩🟩

Question for any external recruiters.

You placed me in my current role (and presumably were paid because of it). Can I reach out for a new role ?

Thank God we live in this country - good lord.

#WillYouShutUpMan

Hcl is offering me 19lpa. Yoe - 5 years.
Please help me with insights of yearly hike, hike cycle, bonus payout etc.

Also is this salary good as far as industry is concerned?

Have any of you thought about creating a running club at your school? Such as “ we run LA”?

Do you plan to retire outside the US? If so, how does it impact your retirement age?

My wife has EU citizenship and I also have a citizenship from a developing nation (cont)

Do any of you guys invest in iShare ETFs, specifically in $KSA? Looking to invest in Saudi development boom, but unsure which ETF vehicle to choose from.

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

Have a rental purchased for 250, market price is 330 , it cash flows $900 positive, have 148 remaining balance should I sell and invest the money in market or keep the rental.

Have contributed 19k to my 401k and maxed out IRA in the beginning of the year. Have been investing few k per month in my brokerage. Now that my 401k contributions will be almost 0- what should I keep on my watchlist in my brokerage to start positions in aside from vgt and vfiax which I already religiously invest in

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

Has anyone here successfully fought off a NYS residency audit when changing your state of residency? Hoping to relocate to FL to take advantage of no capital gains.

In the market for an affordable car. Should I buy a used car?

I bought VTSAX in 2020 at $56.00, 25k shares. Thinking of selling before it goes lower than that

For people who track monthly budgets with mint or similar, when do you adjust the discretionary areas like food/clothes/social/etc?

My lease is up September, 2023. I know that’s a bit away, but I’ll definitely be moving out from my current apartment and I’m wondering if I should be considering buying a co-op or continue renting. I have the money for a down payment, but wondering if it may be better to rent for a little while longer and save for an actual house

Spouse and myself are in Mid 30s both work for big 4 have a kid living in HCOL, save 100k a year in Cash after all expenses, medical and tax deductions. Is it decent or we are under par compared to the market?

Anybody planning on FIRE in the next 5 years? I’m nowhere close but curious if you changed your lifestyle to prepare for it?

Should I buy Everi stock?!

Care to share your favorite investing resources? (Books, websites, podcasts, videos, etc) I’m 24 and looking to get more into investing

Does APPL have the potential to go as high as Amazon or other high $ stocks?

Thinking about putting $5K in it .

Anyone buy property via rootstock? What has your experience been?