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Rising Star
You can open a Treasury Direct account and invest in short term notes paying ~4.3%
I just opened one with PNC. 4% with no teaser rate. Mass residents are eligible for it so worth checking out.
You’re about to get all the Marcus recommendations but PNC has a higher rate and you don’t need to refer people.
Rising Star
Ally
I can send you a referral for Marcus. 4.4%—dm me.
https://www.marcus.com/share/JOE-QTB-S52M
I did an analysis comparing different HYS rates (Marcus, Varo and SoFi) and found that SoFi came out on top, since they also offer 2.5% on checking and 3.75% on savings. Downside is you need direct deposit and it’s an online only bank. Let me know if you’d like my referral code for a $25 bonus
Join me to start earning more money with SoFi Checking and Savings. You’ll earn up to 3.75% APY and pay no account fees. Use my link to sign up and you’ll get a $25 bonus and up to $250 when you set up direct deposit. https://www.sofi.com/invite/money?gcp=7c1a5d7c-3643-4f0d-a0bd-ed90076d479a&isAliasGcp=false