Any clear guidance to keep in mind to avoid a wash sale rule trigger? Like, can I switch from the mutual fund to an ETF of the same?

How is commuting from Evanston into Chicago (the loop)? Specifically, if you don’t live in walking distance to the trains in Evanston is there parking at the train stations or is there a bit of walking from the parking to the trains? Just trying to figure out commute time if we I were to buy a house in Evanston not near the train. Thanks!

Planning to take out my 401k , any suggestion ? Concerned about my taxes .

What are some of the REITs you have invested in? Any suggestions on things to look out for while researching REITs?

I have so many things that I want in a house. Open layout, high ceiling, nice view from the backyard, prestigious neighborhood… one thing that I surprised myself with is that I want a house in a prestigious neighborhood, even though what I can afford is the entry-point price in this neighborhood. Am I being irrational?

Thoughts about Coinbase IPO? Though it’s stretched valuation but my long term take is people are going to invest more in crypto as faith in governments erode. Worth investing with a 2 year horizon?

Does anyone have recommendations for a good custom home builder in the Buford area?

I know NYC is a huge beast for real estate and it's a bit scary but nothing compares to the thrill of closing a deal in a multi-million dollar home. Happy homeowners, happy commissioned realtor!

What incentives can I offer to get my investment properties rented out quickly?

Bank accounts hurt today. But today I also I got my first freelance gig with an amazing company since being laid off in January. I feel so good about the gig and want to do a happy dance. Should I celebrate with buying a small amount of a cool stock in the dips? What company engages and inspires? Should I go Spacx? Or Airbnb? I’m thinking like 3k, maybe 5k.

If I get an offer for 105k in New Jersey - how much will I make after tax?

How does WageWorks or any other commuter benefit provider know if you’re actually using the money on transit or something else that’s not eligible?

JP MORGAN - SEPtember joiners will get any BONUS or HIKE for current financial year?

Hi Fishes,
I'm having 9 yoe and till last year my saving was around 18lakh that I used to take home with loan of 30L for 10 years and now I'm paying around 35k emi. As of now I have 1lakh in my account as emergency fund. I feel that I'm not saving well. Can anyone tell me how can I mange my saving better? I earn 1lakh/month and no family support.

Just booked 2 non stop tickets from JFK -> Istanbul in late July for 163,000 Chase points ($2250). I feel like I spent a lot, was this a good use of points or bad redemption rate? Tickets are around $1200 per person for cash

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

PY documentation- let’s discuss. Should we follow how we performed it in last year? Do you always assume that it was done wrong last year thus rewriting the wp? Good last year so good this year right?

So my wife mentioned she had some random stocks in an old brokerage account... she mentioned she had a few Amazon stocks in there... she went to consolidate to a new account and found 150 shares... anyone know how to minimize capital gain tax?

After being at a string of failed startups (one blew up after I left with no equity 😅) working on and paying for my degree all along the way, I have $40k in debt, $10k cash (after one year of saving post graduation), and make $120k total. I’m 40 next year and want to break the cycle, where the hell do I start? For reference, I want to travel and enjoy life but also want to have a solid savings. Probably my biggest issue is that I give zero f%*>s about money, it gives me very little value.

Just starting to invest and would love some guidance- would you recommend investing in index funds like BPTRX and FDCAX through a taxable brokerage like Fidelity?

Hi Fishes! I am searching for an opportunity in Financial Planning and Analysis role (Finance) with 7.7 years of experience. Any leads ? Appreciations in advance !!

Hi Any opportunity for Dynamics CRM Functional, 7+ year exp

Thanks

Is my bar too high in this day and age if I want guys to at least ask me out in person instead of reaching out on social media having never met me in person before? I just like when you have the guts to approach me in person instead of hiding behind a keyboard, or start with wanting to get to know me and not coming on too strong if we've never met.

I empathize that it's more comfortable for us to hide behind our keyboards, but I also like a guy with guts and conviction.

Hi fishes,
YOE-2 java backend
For someone who has been working in TCS trying to switch in a product company what should be the industry preference if the salary is almost same +— 2lacs or salary should not be something to be considered.
Option-
~ financial domain (principal, Barclays , ubs)
~ telecommunication (Netcracker,comviva)
~ healthcare (varian by seimens , eClinicalworks)
~ Automobile (john deere , daimler trucks)
~ Automobile parts (shell , bosch )
pls mention benefits of each domain

Hi friends,
I have offer in PS, I have 8+ years of experience. I got the role for senior associate QA L2. I am from automation testing background. Can anyone please guide me if we have enough projects and how soon we get the projects? How about the work life balance in PS. Please reply.

Has anyone recently gotten their CPA license in Guam without having 150 credit hours? I have work experience but not the education, wondering if it’s too good to be true? Googling has varying answers

Anyone working in global pricing & market access (P&MA) consulting? New to the field and conscious which firms are top in their game

Hi male here , any one interested msg me

My end goal is have my own small CPA firm and I currently work as a 2nd year senior for a national top 10 firm. I’m thinking of making a move to a smaller firm so I can actually understand how they

I’m a senior risk analyst at Amex. How can I break into Investment Banking? Need some advice/guidance please.

I wish I could just fast forward my life until I (hopefully) become an MD. Or maybe I can just become one of those ballers who become MD by the age of 30.

Are people including information on COVID protocols on their wedding websites for Summer/Fall 2022 weddings? I’m getting married Sept 2022 and I’m unsure whether to put a note about COVID on our website since it’s still so far out. Are others including info about potential protocols? If so, would you mind sharing what you have on your website (or whatever other kind of information source you’re using for your guests)? Thank you!

I’m at 80+ business days waiting for my global entry conditional approval. What is taking so long? I’m nervous my precheck is going to expire before this goes through!

How do layoffs work at consulting companies? Who goes first? I’m heating a lot of chatter from friends but am relatively new to the industry.

So yesterday I woke up with an awful migraine; probably one of the worst I’ve ever had. It just so happened that my wife and I had things planned with the kids, but I literally couldn’t get out of bed. Long story short, my wife is still pissed that I spent most of the day in bed because of how I was feeling, and in her words, I should have just “sucked it up and dealt with it for us.” This pisses me off to no end. And she’s still being in a bitchy mood today on top of it!

Currently a Tax Manager and so burnt out. Any advice on finding a new job or opportunities I should look into? At this point work life balance is what I’m looking for, I might even want to leave tax. What would I even be qualified for?

How do you determine if a stock is a good buy at a given price? Seems like the people that are really good with stocks have a mix of strategy and luck. I have only had luck so far. I would like to incorporate more strategy because I can see myself doing this long term and i’m not going to be so lucky everyday. Any tips?

I’m starting a business and need about $50K in upfront costs. I’ll fund half with cash and am looking to take a loan (which by my projections can be paid off in year 1) for the other $25K.

Would you recommend taking the loan through my personal name or through the company, assuming the interest rate for year 1 is 0%? I feel like it will take awhile to get the $25K for the business as the loan receiver pre-revenue… right?

What’s a good auto loan rate? Is it better to buy in cash if possible? Looking at either an X5 or Cayenne. Will be from $75-100k. I know people generally advise against paying all cash, but at what point (at what interest rate) does it make sense to buy with cash?

Spirit Airlines or Jet Blue...

Is TSLA the new bitcoin at this point?

Currently paying off student loan at 4.5% interest rate. Any refinancing options for non-citizen (also no PR)?

Thoughts on robo advisors? Using Schwab intelligent portfolio (no advisory/management fees) that invest mostly in low cost ETFs. Wanted to ask others thoughts/insights/pointers from others that I may be missing/may be overlooking. Thanks!

Hi, happy new year! I had some money saved up for down payment (~$75K) on house but I need to put that on hold. What’s the best way to invest this in the meanwhile? I am wondering about investing it all in one go or spreading it out over a few months. Also, I am mainly looking at stocks and funds but other ideas also welcome. Thanks!

Someone pls educate me on 401ks! If I earn 80k and my employer does a dollar for dollar match up to 3% of my contribution and then 50 cents on the dollar match for the next 2% I contribute, would the breakdown look like this:

3% employee contribution: 2400
2% employee contribution: 1600
First 3% employee match at 100%: 2400
Second 2% employee match at 50%: 800

Or is it based on the 19,500 401k max amount?

Some rules recently changed regarding 529 accounts. Anybody using this to pay off their student loans with tax free money?

What pre or post Market data do you find helpful for planning?

Do you use any pre market indicators to set up Buy limits for ETFs or otherwise?

My GF contributes to her company’s Roth 401(k). Do the contributions to this go toward the limits of $19.5k for 401k or $6k for a Roth IRA per year?

Best leveraged funds or places to park $100-$200 a month? Long timeframe, willing to take huge risk but still don’t want to ape into clear bubbles with it. The problem is that all the stuff i have in mind is hugely overvalued now (tqqq, crypto, etc).

Does it ever make sense to contribute to a Traditional IRA if you can't deduct the contributions (e.g. over income limits)? Aware of Roth conversion but does it ever make sense to stick with Trad.?

Is it bad to ask someone you are close with at work how much there salary is? Me and a colleague recently started a new position few months ago, same title. I’m sure we make the same, but curious to confirm. We talk about non work related stuff often and money.

Stock mutual fund recommendations for 2021???

Quick question on Personal Capital — I just downloaded and set up the app. It looks like only 3 months of my Chase credit card transaction history will import to the expenses. Is this right? I can’t see a way to get any more data than that, which is fine, but just wanted to