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Try credit union..
Thanks for the replies. Tried sofi and they rejected application. Prodigy gave a quote but still seems high. About 8%.
There is limited refinancing available for H1Bs, prodigy and SoFi. They might cater to you as well.
Prodigy is 9.5% upwards. I have with them. Try getting a co-signer if you can, else pay off as much and as soon as possible.
I used citizens bank and got something around 3%. I do think you will need a co signer. Look in to that