Any good commodities ETFs or mutual funds? I like VCMDX, but has a $50k minimum.

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Any idea on an average TC salary range for Amazon L6 senior program manager (non technical) based out of Nashville?

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Does anyone know of any part time positions in healthcare? Wanted to get into medical sales. I have a ton of time outside of work so I figured it could be a good opportunity to make some extra cha-ching

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I turned down offers from a number of places over a year ago and now they're thriving. No one is inviting me in this time around. Airbnb: $450k at the time -> $1.2M now, Snap: $450k -> $780k now, Doordash $380k -> $700k now. I'm still at $500k TC where I'm at. Don't always play safe guys.

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What are you getting your significant others for Christmas? Looking for inspo!

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All my six-figure salary consultant friends are ranting about how poor they feel right now because their IRAs/portfolios are down. Think the people in this industry need to take time to volunteer or engage with some tougher parts of town and understand that by virtue of even having investment accounts, that they’re more financially safe than at least 50% of America. Sad to see

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Has anyone maxed out their Roth for the following year yet? Thinking of taking it out of my account for the following year and capitalize on the gains

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For anyone who has left the nonprofit field to the for-profit industry (tech, finance, etc.):

1) Why did you leave?

2) How did you transition out/what transferable skills carried over?

3) What is your current role?

4) What advice do you have for those of us trying to exit?

5) Are you open to connecting via DM?

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Hi all! On 28thjuly, i completed my managerial round at Deloitte and HR responded that she will update by EOD or Friday. But i haven't received any call yet. Can anyone let me know how many days will it take for HR to call to update status of Managerial round?Deloitte

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Thinking of exiting to pre-retirement type job. Something non-profit or at least beneficial with decent benefits. Any suggestions?

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What are your long term salary goals?

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Best general assembly courses? I know it’s dependent on where I want to go with my career but would be great to hear from all of you on some of the best courses.

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This Indian matchmaking show on Netflix is ridiculous. Does this actually go on still?

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Any comments monthly in hand ? no tax savings.

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Hi I have 4 years experience in Php programming (Laravel & CodeIgniter) Just started with Angular <1 yr but I am not in the track for Angular coding. I really confused to stick to php or need to learn Angular for career growth... Please give suggestions

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I’ve been given a verbal offer for a Marketing Associate position at a major bank. Comp is $110k base with an annual bonus. What is an appropriate counter?

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Has anyone on here worked at Amazon before, quit and joined Google, then boomeranged back to Amazon?

Do you regret it or happy you went back? Amazon

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I’ve been sick for two weeks and haven’t worked out and I feel shame. Normally I feel fine and have a positive attitude but I still have some lingering sickness making it hard to get the motivation to workout. How do you slowly get back into it? Also it’s cold Af outside still haha

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Started using Madison Reed to color my hair during the pandemic. I love the color, although the ends fade a bit faster than salon Aveda color. Trying decide if I should just keep doing it myself. The price point is so amazing. Thoughts?

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What is the market salary for a 10 year Salesforce Developer in Bangalore?.

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Additional Posts in FIRE Financial Independence Retire Early

I have 60k in the bank and have no idea what to do with it. Ik it’s a sin to have that much in an account and not making it work for me. I’m not saving for any big purchases either. I’m not too savvy when it comes to investing and really want to strengthen my financial/investing understandings. I plan on sitting down with an advisor. Any advice?

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Serious question - is there a reverse FIRE strategy? I like the idea of saving and retiring early, but the one hiccup I see (and sorry if this is grim) is if you die earlier than expected. I’d be worried that I would minimize lifestyle and fun for retirement at 50 but I’d die at 49. How about a way to work 9 months out of the year and retire/travel/relax for 3 months? This way you guaranteed your dreams/etc. are fulfilled

likesmart

Do you feel like your “wants” drive you to earn more or do you start to enjoy more expensive things because youI have the money now?

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Currently looking to refinance my first home (4.125) and considering a few options. What do you recommend?

Background: 36, single and hoping to meet someone, would move from townhome at that point. Would like to save on interest & reduce costs in the time being. No other expenses but car is 10 years old and would prob need a new one within 5 years.

Loan amt: $220k
Current Principle + Interest 4.125% : $1104

Refinance options:
7/6 arm 2.25%: $848
30 yr 2.87%: $920

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I have a lot of student debt from law school. I’ve refinanced a couple of times and received the best fixed rate available, but I’ve seen others refinance with a variable rate which of course is lower. I’ve read some other comments of people refinancing at a super low variable rate....isn’t this risky? Of course I am afraid of going variable and then the interest rates going up a lot. Am I missing something?

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Started/maxed out my 2020 IRA on Friday at the market high without knowing and now my whole portfolio is down 2-5% already 😔

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How much is your emergency fund? My husband and I are DINKS with 5K monthly expenses but (because we are very privileged) live near family who could help us if something happened. We only keep 5K in our emergency fund because I want to invest as much as I can in index funds.

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new to investing. have done some research - reading blogs and a few books on investing. I still have the question of do individuals that take the index fund route… do you all purchase the same funds for different accounts? Example, would you invest in VTSAX across a brokerage and roth account, or would you take a different approach for each account?

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What are the easiest / least time consuming 2nd careers? Ideally something where you can make your own hours or don’t demand more than 10-20 hours a week

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Is contributing to an HSA better than a taxable brokerage in CA?
(where HSA contributions and gains are not protected from state tax)

Or only superior if I avoid taxes in HSA via Treasury notes/IBonds?

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Where can I start learning about retirement in America? I’m naive on the topic and originally from another country so I need reliable learning resources. I’m 31 and don’t have anything yet, except 6months in emergency fund and I started traditional 401k a few months ago, but can’t max it out currently as I make less than $70k right and single, so I’m currently putting 6% on a targeted retirement age portfolio.

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Anyone have a net worth/budget excel tracker they want to share?! : ) prefer not to use the apps.

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I’m curious how much other people with similar incomes save/invest a year; I’m a 24M, making 70K a year in a HCOL city. I saved about $12K in my first year of working out of college, and I feel like that’s pretty good but I could’ve done better. My rent isn’t too pricey, but I went on 3 vacations, go out to the bars frequently, and spend pretty freely on food. Anyone care to share their income and corresponding savings for FIRE?

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If you had an extra 50K laying around and wanted to take advantage of the recent correction in growth stocks, what you invest in? ETFs or individual stocks welcome. Won’t need the funds for at least 6-12 months

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I am still waiting on a 2k federal tax refund from the 2019 tax year. I’ve called 20+ times over the past year, and haven’t gotten more than “we are working through an unprecedented backlog and will get to it soon.” Anyone in a similar boat and/or have any advice other than wait?

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When leaving a company, what do you do with your 401k and ESPP accounts?

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For those who rigorously budget to achieve FIRE, can y’all give me some tips that work for you? We’ve tried to do the tracking every item we buy thing but we’ve never been able to honestly track every purchase for a month. It feels like too much work with 2 kids! Any other tips and tricks that work for you? In general we automate savings first and kind of reflect on the bills at end of month and note where to tighten for the following month but I feel like we need more discipline

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Friendly reminder: IRA contribution limit increased from $5500 to $6000 in 2019. Make sure to update those automatic contribution amounts!

likesmart

newbie here for investing. where should i be most focused.
- US Stocks
- Foreign Developed stocks
- Emerging market stocks
- Dividend growth stocks
- Municipal bonds
- Cash

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I heard someone make a bold statement that contributing to a traditional 401k versus a Roth 401k were the exact same assuming the same tax rate. I ran the numbers and to my surprise they were not wrong (even considering the earnings). Can anyone explain why a Roth would ever make sense given that income will likely be lower and therefore lower tax rate in retirement?

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