Any hacks for student loan refinancing to get the rate lower? Or, companies that tend to be more aggressively priced?

What is your current age and asset allocation? Im 30, and invest abt 60% in domestic equity, 5% in foreign equity, 5% in bond and 30% in high yield savings so I can have more liquid $ to buy a house

Hey anyone have any insights on Fundraiser, the real estate investment platform?

Any body use cred app to pay credit card bill above 2 lakh via cred app using debit card option?
Will it reflects immediately tomorrow is my due date for bill payment.

How do you know when you deserve a raise? I’ve been working as a real estate closing attorney for 4 months making 80k in Atlanta GA. With rising rent prices and what not I feel like I could really use a raise, besides that I do good work. Part of me feels like I just need to be grateful that I have a job and then another part of me doesn’t want to fall into the trap of undervaluing myself.

Do we have to update the tracking and trading with details of like mutual fund, life insurance

Relocating from the west coast in late spring. We have three kids under 6. School system is important to us. Thinking relocating to the Lake Norman area or Fort Mills. Pros and Cons. Looking to purchase a house and sq at least 3250-3500 min. Any advise for the area.

Just bought 10 k worth of the following
Steel - X
Zillow - Z
Exxon- XON ( Russia exports 75% natural gas and 25% crude believe Germany will begin looking at US for natural gas and Exxon is the largest natural gas provider)
Googl- believe google cloud can be a standalone 1t dollar industry
Qualcomm - QCOMM
RIVIAN
Disney ( return to
Meli - the Amazon of Latin amer)
Crocs- CROX ( believe there adquisición of hey dude undervalued the stock)
Gold- GDX ( gold does great against inflation)
JNJ

Who here has successfully built a side hustle or startup? Who here is successfully creating additional income? Does anyone have resources [books, podcasts, anything] that have helped them?

I'm going to accept an offer that's 150k+🎉 I'm a single filer, no kids. I'll be able to max out: 401k, HSA, but from my understanding, I will not qualify to utilize IRA? Aside from building a 6-month emergency fund (HYSA), what are potential next investment vehicles? I do know I want to start purchasing real estate for cash flow. But what about mega-backdoor Roth IRA? I'll admit, I still need to read more on it.

Just curious what investment vehicles you're using to get to FIRE.

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

What is LOI in amex?

Is VTSAX a buy rn? Or should I get a vanguard fund solely focused on the SP500

Need some help fam - I live in Colorado, but have a job "based in San Francisco" so working remote. I'm paying Cali state taxes/ deductions. Will I get the excess back when I do my tax return for 2022? Will I get penalized in Colorado?

I was paid a retention bonus last year which I have to return - couple of questions: Will I get a corrected W2 ? If yes, how much time does it generally to generate a corrected W2? Should I wait for corrected W2 to file the return ? (with the current comp - I owe taxes however with the W2C - I will probably not..) thoughts??

I’m interviewing for a company that does relocation packages in the form of a sign on bonus. I would be moving to a new state. How much should I be asking for? I rent but would be looking to buy a home if I make the move.

Best way to answer “why do you want to join private credit” or “why do you want to join private debt”. I have a general sense of why I want to but can’t really put my thoughts into words. Any insight would be helpful. Thanks.

People who travel every week, how do you feel about paying for an apartment you almost never use? Anyone else move back home with your folks to cut down rent?

Best book on finances / investments for a kid starting his freshman year of college?????

Does anyone wonder how they know whether they are a good lawyer? I feel like i work on long drawn out cases where it will take years for the “victor” to emerge so it’s not clear whether I’m actually a good advocate or not.

If one has a 401k (pre tax) thorough their employer and an independent Roth IRA (after tax), is investing in a Roth 401k (after tax) a better option if the employer allows it? Making a little under 100K for reference

I was in that group for 10+ years. Left in 2014. I can try to answer your question if you want

JPMC fishes, have a worrying thought, have you heard cases of offer being revoked or any slowdown you see in hiring ? With the current market conditions it is worrying to have just 1 offer in hand. Any insights on this would be helpful.

I am currently in the running for a supervisor position within my current brokerage. This position would include keeping all my current responsibilities as an account manager along with supervising up to eight coworkers. Has anyone gone through this before? If so, what salary increase should I be expecting? Is it bad to negotiate a salary for a promotion within my current company?

What is the bench policy in persistent? Can we switch to different projects?

Can anyone explain the benefits of joining the American college of Healthcare Executives? I have my MBA and currently pursing my doctoral degree. I have no management experience and it was suggested joining ACHE is beneficial

Need 11 likes for DM, Thank You in advance.

Can anyone help me with examples of strong brand narrative in pharma?

I live in a small market and literally the only re either on town sends me jobs below my pay grade. (cost accpunting, senior accountant). What to do?

Hi fishes, 2+ yoe Business Analyst (tech role) here. What should be my salary expectation for the the role of business Analyst-BI position at Cars24 company in gurgaon.? And how is the company? Please share any reviews and work culture information. Thanks in advance.

Strategist, to clients:
"Those two ideas should make out and have a baby."

I’m gonna create the most time saving keynote template with every phone, social, digital comp imaginable already built in with editable text within keynote, entirely plug and play.
Who wants it?

Hi ,

Where do tcs send all fnf documents after lwd on personal email or corporate email ? I had my lwd on 2 dec 22 and right now don't have access to outlook.

I’m a SaaS AE with 4 years of sales and sales recruiting experience. I’m revamping my resume and sadly due to 2 startup layoffs in the last 15 months I’ve had 3 roles.

How many job experiences on your resume is too many? How far back should I go to share my professional experience?

Any advice is appreciated!

Do you all think it’s best to wait until next year for new construction? Prices seem super inflated due to materials costs and/or supply shortages

If you were looking to make $1,000 a month in passive/mostly passive income, what would you do? My ex husband absolutely raked my bank account in our divorce so I’m really motivated to get some extra income flowing in.

Thoughts on baba?

Is the pre-tax 401k limit for your contributions+employer's contribution total?

For those of you that make passive income with the market, what strategies do you use to find and evaluate companies for investment? I’ve been hesitant to put money in the market because it “keeps going up” and I’m afraid right when I put money in, it’ll tank. With the right strategy I’m sure I can curb that mindset. Any advice?

Do they have economists running data and models at Fed anymore? Sounded like the decisions on rates are merely based on a wind vane.

At what age (kids) have you created kids bank account to teach them financial independence?

Is there a reason why we always focus on earned income tax rates as a means for generating tax revenue? Seems like instituting a minimum effective tax rate on corporate earnings or taxing capital gains as ordinary income would yield more tax revenue while providing the majority of Americans (and people on this app) with more after-tax income and the freedom to choose how to use it (spend, save, invest, etc.).

My SO and I are looking to invest in a beach front property in either Delaware or NC. We are using Redfin primarily for the search. We looked at a few airbnb calculators online to build our own. Plan on setting up llc as well for tax benefits.

Since this is the first time we are doing this, we are looking for any applicable advice or lessons learned from folks who have done this before, Tia!

Anyone else still trading GME and AMC? I’ve been able to make a bunch of money buying at low points and selling at high points over the past couple days. Not sure if it’s dumb luck but have made $20k so far on an initial $2k investment last week 👩🏼‍🔬

SAP continues to drop like a rock. Down 34% over the last three months. Anyone here buying?

Hi all - amateur investor here who somehow started getting in the market right as things took off. I didn’t pay rent this year due coming back home after COVID so had a lot of extra $ to invest. Currently maxing my 401k, Roth IRA, and ESPP. Not maxing HSA but contributing $3k, so close.
After this, I have a $500 monthly auto investment into a vanguard fund & have been intermittently buying stocks on Robinhood.
What else should I do with any extra cash I have?

Are you all excited for Airbnb?

I don’t know what’s wrong with me, but I bought like 10 bitcoin back in 2013 and sold them for minimal upside soon after and have some sort of weird seller’s remorse and emotional block from regaining some exposure when I honestly think that’s the rational thing to do. Thoughts? Sadly feel the same way about index funds I sold too during covid...

How safe is personal capital to use?

With all the talks about GME, AMC, NOK, a smart investor gets out before the music stops. If Chamath was on our side he would have exercised his options and held the stock and not sold the next day. He is not one of us, he is just anti-WallStreet. Do not put money you cannot afford to lose and no margins.

I have two kids and expecting my third - a 10 year old and a 5 year old. We live in NJ and work in NYC. We currently dont have a 529 plan for our kids; also not sure whether 529 is a good option for college education savings considering NJ doesn’t get a deduction for it; what other options are out there for college savings funds. My hubby wants to save 50k each for our older two kids in next two years but we are completely clueless where to put this money for a good return and get tax benefits.

When you transfer stocks from one broker to another do you incur fees and lose money on the difference..? Is it essentially you sell it from one broker and buy it from another broker? I need to exit from a broker due to independence requirements. Should I just sell everything? Need advice

Does Bank of America do a Mega Back door 401K?