Any investment advice with no 401k match? Was planning on doing the full 18.5k

My niece is getting in on the points game. Aside from TPG where should I send her to self educate? Any card recommendations? Her hubby is military so they won’t have to pay fees on most cards. Thanks!

150K in Singapore, and $150K in Chicago. Which one would you accept?

6 months pregnant and just laid off. And 40% of my severance was just taken in taxes .. I just spoke with paid family leave and I no longer qualify even though I had been paying into the program (thanks NY).. I already applied for unemployment but doctors are telling me I’ve got 10-14 weeks left in this pregnancy.. so stressed having twins and being unemployed, no maternity leave, no paychecks coming in, and I’ve been applying but not a single interview.. just ugh. 😭

Anyone in Vancouver want a Programmer Analyst role doing data conversion from Oracle into WD? UBC is a great employer that pays well for Vancouver / Canada and the work is remote, though you have to be in Canada. 4 weeks vacation and benefits start on day 1

A very privileged question, but do any of you expect significant inheritance? And if so, how has that affected your retirement planning?

Are Vanguard target funds good options to invest my 401k money in?

So if I short a position in my rollover Ira- and buy different stocks. I won’t pay taxes on it?

Wanted to consolidate crypto in one wallet, coinbase pro. When I want to transfer BTC and ETH from Binance which network should I use? Options are BEP2, BEP20, BTC, ERC20.

Can someone point me to some material where I can read about profit sharing vs 401k. I get the concept, but I am trying to understand is 10% profit sharing vested over 5 years better than an employee 401k match of 6%?

From my understanding 10% PS is better because it’s just a standard 10% on top of whatever I contribute though it takes 5 years to vest. Does this mean if I leave before 5 years I don’t get any of it?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

I currently work in Atlanta for a healthcare management company that is local to the area. I just got into the healthcare industry and have my bachelors degree in health science. I work in a position in the revenue cycle and I am looking to possibly get a new job in a more established company. I want more stability and opportunity within a company. Does anyone know of any places in/around Atlanta or remote that may fit this criteria? Sorry for the vagueness. Thanks!

Fellow Bytedancers, will you be keeping your cash bonus or convert to RSU?

Any thoughts on large companies vs boutique firms? Have offers from Accenture Strategy and The Chartis Group but am having trouble making the final decision. Interested in healthcare consulting but not sure if I want to commit at this point.

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

As an investor, do you choose longer or shorter amortization periods when paying off your mortgage and why? Will return on investment be higher if the amortization period is longer?

Advice and tips for a first time rental property investor?

I am 24 saving up for my first property to purchase at the end of 2021 / early 2022 in the Long Island, NY area.

I’d like to save up around $50K in my HYSA for a property <$400K in LI. Does this sound reasonable?

Does anyone have any advice on investing in the LI area (best location, SFH v MFH) or just general first time rental property buying advice?

Thanks all

I filed my tax with TurboTax. It said my estimated refund is $700. I got a letter from IRS saying I actually owe $400. When I looked into it I realized they didn’t account for my 2021 quarterly estimates that I paid with my ex-wife last year. In our divorce decree we agreed to claim half of the credits each. But I guess for their record it’s all under her name. It’s impossible to reach IRS and also I really want to avoid contacting my ex. What would be the best approach for this?

I got dotnet lead oppertunity in luxoft banglore as remote from chennai,
Is luxoft has job safety? Anyone work there here?

After submitting the info for my background verification, I came to know that my ex-employer switched his number. I mailed the verifying entity about it but haven't received any response yet from them. Can they reject my verification based on it solely?

@McGraw Hill any idea on salary for academic design roles ?

Hello team,
I know that onsite opportunity at Oracle(non oci) is slim.
But if someone has got that opportunity, could you please share your experience?
Do they sponsor L1B for ICs who perform very well and impress the manager?
Apart from USA, has anyone got international assignment to some other country?

Can we claim HRA tax exemption without agreement copy and claim deduction in Cognizant?

Has anyone dealt with Peachtree Residential before? They build homes primarily in Atlanta and Charlotte.

Desi Fam,

Does anyone use Indian sim outside of India for otp and authentication purpose ?

If yes, which service provider and plan is the best ?

TIA

Hi guys,

I am in lot of confusion right now. On 5th of Jan was my scheduled joining but didn't received any invite link and when enquired got to know that my BGC is in progress. I checked with all the employers of mine and they seems to complied with all the requirements from TCS, still it is in progress. So I am not sure what to do? Please help me.

I am feeling hopeless. I’m a tax senior been through 4 busy seasons with Deloitte. The tax I’m in is pretty niche and I kinda wanna leave tax all together since I wanna start a family and personally can’t do it with another busy season. I don’t know who is willing to hire me because I feel pigeonholed. I’m just hating every moment with this firm right now. Any advice on what positions/companies might be best to look into?

Thanks everyone.

Hello fishes,
I have one year of experience in PV.
Any vacancy in PV?

Hi fishes..is it worth joining a company as a software engineer while my current designation is senior software engineer? Company is product based , using latest tech stack and providing wfh.

Yoe-5.7 yrs
CTC offered by company - 28lpa

Now that the craziness of 2021 is firmly in the mirror, what is your class year and when do you normally stop working at night, on average? For me 6 to 7 is the average. Have to wake up at 5 or 6 a.m. one or two days a week to make that happen though and it may not last through Q4..

Candid thoughts on the Ogilvy LA office?

Received an offer for $120k from AFS for a level 8 position in Hawaii with 5 yoe. Is this a fair offer?

Can anyone tell what would CTC TCS offers for a 15.5 Exp resource. What would be the best designation one could expect to be offered with 15.5 years of exp.

Any thoughts on how do we deal with an incompetent boss who you dont look up to and have no trust that you would ever get credit for the work you would do for him/her? Given that changing the boss is not an option.

Off topic.
Women - what outfits can be considered as business casuals?

Khaleesi is coming to Westeros!!!

Charter holders, any advice on level II studying? Just started going over the jumpstart material and feel like it’s pretty intense. Any pro tips from those who have conquered it?

What are 3 things clients don't know about our services that would scare the shit out of them if they did?

Transitioning from line of business familiarity (understanding financial statements) to... real(?) Finance (bonds and cap markets and other debt sales) any advice on books or resources to learn really from step 0?

Thoughts on serial dating, via social media apps?

I am currently finishing up CFP course work. Does anyone have tips or tricks for studying for the actual exam? I am particularly concerned about the investment planning section. I have 12 plus years in the industry and CRPC. I do planning literally everyday but a test is a test and this is the module I have had the most trouble with.

If I had a penny for every time I had to look up millennialisms...

What's your morning schedule like? Mine 1) wake up 2) curse and cry looking at myself in the br mirror 3) dress nicely to make myself feel better and 4) coffee up and head to office.

How do you cope with seeing your peers (either in this industry or outside) getting ahead of you (being promoted earlier) in their careers?

What quirks of your team members drive you crazy? I have a teammate who never silences his phone. He also happens to chew loudly, with his mouth open.

The discrepancy between the time I spend making a pitch book and the time the client spends actually reviewing them is something I'd rather not think about

Working in Risk Management, looking into the FRM exams. Does anyone have any insight or advice?

I love the only "flair" you can have as a man in banking is wearing funky socks, and even that one is getting a bit played out.

Is it just me or has there been a noticeable brain drain in banking in the past few years? Analysts are not what they used to be.

Wonky Q of the day: could we create executive incentive packages based on independent 3rd party evaluations of growth in intrinsic value rather than share price? Would that change buyback behavior?

Any advice for someone about to start a new role remotely and how to deal with the long hours? My new role is going to be more demanding and was wondering how some of you deal with the continual late nights.

Moving to Boston, anyone got any experience there?

Looking for a great espresso machine – willing to pay whatever as long as it lives up to its hefty price tag. Any recommendations?