Any reading recommendations for beginners around personal finance, investing and the market?

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Bogleheads guide to investing

Simple path to wealth

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Many people on here are maxing out all tax-advantaged accounts. Why? I like having liquidity, but I’m curious if it’s a mistake to not take full advantage of everything. I max out my 401(k) now and will do a mega backdoor Roth for the remaining ~37k or so starting next year. Do I really need to max out my FSA and 529 (and whatever else is remaining) too?

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SOS. Wracked up a ton of credit card charges last month. Have three credit cards. One is fully paid off. One I can make the min payment. The last is Amex gold and I can’t pay it all down. What to do?

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Thinking of getting CSR + Chase Freedom Unlimited. I spend quite a bit on dinner/travel. Good combo? Are there better alternatives ?

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If I do a HDHP next year and contribute to a HSA, what happens to my HSA if I want to go back to a LDHP the following year or a few years later?

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Anyone have experience with Fortune Builders/Than Merrill? Is it a scam? Or have found success with them building up real estate?

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If you had $500K tomorrow, what would you do with it? Particularly in terms of investing.

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My side hustle idea is offering a service of directly helping people get set up with a good process for their personal finances. It would include budgeting, setting up savings accounts, determining what the best vehicles/debts to put their money to are, etc. I feel like so many people could benefit from this. I don’t know if people would be willing to pay for a lower cost service like this if they’re not the kind of person that would hire a professional financial advisor

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Looking to learn more about investing - any recommendations for insightful and interesting books?

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HSA question. We have a lot of medical bills coming up this year. I have enough balance to cover from HSA, but also expect to have itemized deductibles for the year. What would make the most sense from a tax perspective? Can these be deducted from straight income?

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Trying to sell 30k BTC on coinbase and f* by the sell limit, any way or platform to sell big amounts of BTC? Thanks

Hi all, I’m trying to transition to crypto/blockchain: preferably to one of the major crypto exchanges. Anyone with advise/connections that could help out? Would be life-changing for me.

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If I earn $135k base and don’t know if my September bonus will bring me over the ROTH IRA contributor earnings limit, and it does, will I be penalized next tax season for investing $6k into it this year?

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How do people save money to get to MBA? Non-tech/consulting/finance background.

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Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

New to investing, what % of my investments should be in crypto vs normal? Any other tips? Age - Early 30s in the UK

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Do people here consider having children and what it means for financial planning?

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Guys if you had the luck of having parents who had invested in land in early 90s or early 2000 and total valuation is around 15 crores now, what advice you will give to your parents. Whether to sell and keep in liquid form or hold it for long.

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What is happening to the stock market @@

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My 401k rollover check was deposited and distributed in my funds on Friday …. Why couldn’t it be today when the market dropped over 600 points! Darn their efficiency!

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Anyone know where I can get some Nastyass fast food style fried fish around here?

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Hi.How much CTC should i quote to genpact for business analysis skill, YOE 8.1, reporting analytics, current offer 24CTC, lwd march 1st

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Hi Fishes

If anyone has given an interview in D.E Shaw, please let me know about technical rounds ?

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anyone keep a car in midtown? How much is parking a month?

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Hi all! I'm currently working as a BA at a major bank, but would love to work at FAANG... I have a software engineering background so I was wondering if there are any open roles or hiring going on despite the hiring freezes some companies have currently put in place?

Coming from 15 years of Project Management and moved into Scrum 3 years ago, is the Scrum Certification really needed? Is it worth it? Thots pls

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Hi All. I would like to know which company I should join? IBM GBS or TransUnion. Which one is better ?

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Im joining Accenture Uk on 19th Aug 2021. Anybody else starting on this date? When does one usually receive the Teams invite / joining instructions for the first day orientation & induction?

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I hate clients.

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Hey fishes,
I have come across a job role of business analyst in PWC, is anyone of you currently working in that role?

If yes & could provide some insights it would be helpful

And I'm currently working with Icici bank as a Customer Service Officer having a package of 3LPA.

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Writers: thoughts on the American Medical Writers Association. Do you have their certification? Does it help your resume?

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Do you have any recommendations on how to approach second round negotiations to get a bit closer to what you said you were expecting? They increased the offer by 15% but original offer was v low

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Best spg or Marriott property near Lake Tahoe?

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What were Tell Day outcomes? SM, +20% rise to £115k base salary + £6.5k car allowance, +15% bonus

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Anyone have an Hermes Jige clutch? Would you recommend?

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TriCare reserve select vs Cigna oap: My new employer pays 100% for us so thinking of dropping TRS. There is a 12 month lock out, but I’m guessing that if I change employment I can get TRS again since that should be a QLE. Anybody else have experience with this?

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It’s a classic case of making plans then regretting them when they approach... any decent and easy Halloween costume ideas for a young buck?

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Anyone here working at Epsilon ? Have an interview with them and was hoping to get some insider insights.

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Hi everyone,
I joined in Capgemini as a fresher. I got banglore location. Is it possible to change my location to Hyderabad. I recently got project.

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Additional Posts in Personal Investment Chatter

I don't know where to post this. Please help if you can. NJ family of 2 with income of 150k. We want to buy a house. Both came from nothing so our home-buying knowledge is poor. Can anyone point..

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I make $140k in New York. Should I invest a Traditional 401K or a Roth 401K or do a split?

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How much do you do for recurring investments? My salary is currently $250K, I'm lucky enough to be sitting on ~$100K cash, but know that's wasted in a checking/savings account. Probably going to put it into VTI or similar, but I know dropping the whole lump sum probably isn't the way to do it. How would you slowly invest in portions and what recurring investments going forward would you suggest? Hoping to set up auto investments so won't end up in this position again.

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Looking to invest 10k in these ETFs below for 3-5 year horizon. Do you see any overlap and thoughts on this diversification?

VTI or VOO - 4k
QQQ - 2k
ARKK - 1.5k
ARKG - 1k
ICLN - 1.5k

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24 yo and pretty new to / nervous about investing — I started maybe 3 months ago and have been pretty successful (haven’t we all). I have $8k in stocks plus other retirement investments. Wondering if I should be investing more... How much of your total wealth should be in stocks versus just sitting in a savings account (e.g. as an emergency fund)? Thanks in advance!!

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Should you contribute to a HSA even if you don’t have a lot of health expenses to save on taxes?

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Has anyone entertained the idea of holding active mutual funds for small / mid cap exposure in your retirement account (as opposed to passive index funds)? Since these companies aren’t as widely covered, thinking there may be a better chance of outperforming the index.

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What’re the most tangible benefits of using a more traditional brokerage over Robinhood?
Signing up for another brokerage is quite a bit of work

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I'm returning back to school for 2 years and am trying to determine what to do with my 401k account (<100k if that matters).

I already have a personal IRA i could roll it into or I can just leave it in my current 401k plan and just roll it over into my new 401k after i graduate. Thoughts?

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Hi all - I just left my past role after 6yrs and moving my DB pension into a LIRA acct. I’m going to have $73k CAD and about $22k (before taxes) as a refund. I have $45k in debt I’ll be addressing with the refund and pay increase. As I support my mom and due to family issues, I had to take on this debt. I invest into 2 ETFs (FID6000 and Mackenzie Growth Series A) and have about $29k. What should I do outside of attacking the debt and invest with that amount? Damn it character limit reached…

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What’s the best coin to invest in crypto?

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My CFA (NW mutual) is suggesting I put my capital in American funds. I pulled out of a 529A for my daughter that had a 5% front load. I’ve played a bit with robinhood, but I want to do some adult investing and I don’t have time for real estate management. 1) why does anyone bother with American funds with the absurd fees over vanguard 2) am I looking in the entirely wrong place? I want a good place to put my bonuses YoY and a small sum monthly. Goal is cash flow in 20 years.

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What does this week look like for the stock markets ?

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Do you guys believe in the 50/30/20 rule? So 50% of post-tax income for mortgage/food, 30% discretionary spending, 20% savings?

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Buying SPY, VOO and QQQ repetitive? Have the latter two and thinking of buying SPY too. Thoughts?

Sorry, bit of a investing novice

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Thoughts on buying GM?

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The new Vanguard app is so…confusing!

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What’s so bad about using Robinhood for investing?

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How much should you save for a wedding? Trying to determine how to budget

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Any good value ETF or stocks for riding 2022 storm in tech or growth.i am looking to put 20% of my portfolio in value stocks or ETF. Mostly in industrial, energy or consumer Staples.

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