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Had a similar situation, put my mom on United Assurance. Most will not cover pre existing for an initial period of 2-3 years.
Sorry I mean United India Insurance
icici lombard. paying 65k for 2 yr coverage for both parents
Spoke to the ICICI agent and they mentioned they partner with United health. The deductible is 100USd but they expect you to pay up front. They saying they would reimburse later. Are these guys legit?