Any recommendations on a $1mn 20yr term life insurance? New York Life vs John Hancock vs Lemonade?

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cool, thanks!

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Go with NYL

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Go 30 if you aren’t too old

I’m 36.. can I go up to 30yr term plan?

I don’t know why you couldn’t. When are you hoping to retire? Do they have 25 year policies?

Agree

I don’t see the question that should be asked? Why put an expiration tag on your policy?
At 37 with a 30 year term, it expires at 67 and the new rates will be unaffordable after that. Then what? Have no insurance after that? If you want something that’s permanent that also gives you living benefits, then let’s talk about the new style insurance and not the old traditional no incentive insurance. Message me and we can setup a zoom some time. Thanks.

This guys talking about IUL. Do your research.

I would go with Massmutual I have a referral to my Insurance advisor there. Lemonade no it’s a startup and with life insurance - god forbid they close shop and your older and have developed health issues now your screwed paying a super high premium or your uninsurable.

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