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Any recommendations on how to mentally approach the marathon that is paying down a mountain of debt while wanting to take advantage of investing and the time value of money? Feeling overwhelmed 😔

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You need to look at paying debt as investing. What’s your interest rate on your debt? By paying it, you’re automatically getting that X% as return.

You also need to remind yourself that you are poor as hell rn- your house is on fire, your net worth is negative, etc. This mindset will motivate you to get rid of it quicker. Good luck friend!

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If X% interest on debt is greater than Y% expected returns on investing, then prioritize debt. Otherwise, prioritize investing.

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