Anybody have a mortgage provider they like?

Guys can 2 people from 1 family claim tax deduction on HRA if we show the rent receipt living in parents house

My sister already claims tax deduction on HRA by showing rent reciept already can i also do the same ?

How many BTC do you own and roughly what % of your portfolio is it? (Serious) I’m curious of everyone’s risk tolerance

At what point does it make sense to buy an apartment instead of renting one? Consider a single 26 M, income of ~200K per year with $125k saved, just moved to NYC from LCOL city but not sure if I'll be here long-term

Hi all, I’m in the market for a used luxury car. Which would you choose: 1) 2014 Lexus RX 350 with 100K miles for $19K 2) 2018 Audi Q5 premium with 81K miles for $20K OR 3) 2016 BMW 428i xDrive Gran Coupe with 40K miles for $20,000. I want a nice car that isn’t expensive to repair and I can trust and won’t regret getting

What’s the average return on investment for real estate? Is it better to invest in real estate than stocks?

Hey folks, in need of help after doing online research. Joined a new firm ($107k salary). I currently maxed my $6k in Roth IRA. Figuring out HSA. And contributed up to employer match in 401k. My employer gives options of traditional and Roth 401k. I also have personal brokerage. Where should my money go next? Should I put more into 401k or try to do mega backdoor into Roth IRA? A bit confused on this. Thanks!

Finally hit the Adjusted Gross Income limit on my Roth IRA this year. Is it fair to say that I’m no longer allowed to contribute to my Roth IRA so long as I can keep making > $140k every year?

I have been living in my midtown apt (condo) since Sep 2021. There wasn’t a COVID discount when I signed. Lease is ending 8/31/2022. I would love to sign another year and stay. What’s the best way to navigate this for the lowest amount of price hike? I don’t think it is rent stabilized.

My landlord has multiple apts and has not mentioned price inc. to me yet. Doesn’t seem to be on top of things. Heard there is a 30 day notice rule for landlords to increase rent by more than 5%. Please advise!

Where would you put money to hedge against the rush of mortgage defaults that hopefully won’t, but very likely could, be coming our way?

Do you guys claim Home office expenses when doing taxes?

Is this the return of the crypto boom? Markets are way up the last couple days.

Which technical analysis do you mostly prefer when you buy stocks? And why?

Anyone following the news on this global crypto “crackdown” today?

Hey there, moving to NYC this summer. I have no idea where to start looking in the jungle that is the NYC real estate market... Where should I start for apts and for roommates as well?

Anyone think real estate prices might fall? 23 year old in market for first house (1 or 2 bd) in back bay or Fenway ideally

Is it advised to invest all of your money (other than what’s in your savings, checking, or emergency fund)? About to take a plunge and invest everything and just keep these three buckets of actual liquid cash.

For those who live in Edgewater. How much do you pay in rent? I’m looking for a place in Edgewater but near Andersonville and want to get a range for the price. I want a 2 bedroom with 1-2 bathrooms.

Thanks

Just heard that property prices are soaring in Florida, the news reported that mortgage rates are doubling. Meanwhile I’m over here in semi-rural Iowa, wondering if I will ever make a sale again…

I am going to join big4, what should I do with my current 401K money, transfer to new firm or roll over to IRA? What are some pros and cons? I am working on H1 so consider if I might have to go back to India before 59 years of age.

what’s the ratio of equity/stocks to bond/fixed income in your Merrill lynch 401k plan?Do you make any modifications or just use recommended distribution? First job with 401k and not sure what to do!

DM if u need referral to Infosys

Anybody purchase a LV Submariner with the green bezel lately? What sort of wait time / spend history did you have?

Would you consider yourself a Servant Leader?

Hi Folks,

I recently joined Capgemini

Are leaves allowed in probation period in Capgemini? Am I eligible to avail public holidays?

TIA😊

Newly pregnant here! Anyone get pregnant right after starting a new job? Nervous about telling my team and needing to take leave within my first year at the new company.

Failed my last exam (Far) with a 72, lost BEC as a result, and got dumped by my bf (bc he wants to try again with his ex).

Its been a great week. I am truly about to lose it.

Anyone who gave CAT today? If yes, How was the paper?

Do you think all adhd-ers work better from home? Since transitioning out of the office completely it's been so much easier for me to schedule things around my energy levels rather than try to turn it on for work and off when I get home. Anybody else feel this way or do you love working in the office?

Easiest online compsci masters?


Or people's experiences with them

My life threw a curveball at me and I
need a senior audit or audit manager
position that allows me work outside the
US for a limited time. Does anyone know
of companies that allows for this and
potentially help me get a referral there?

Looking for a good playlist to keep me motivated this morning :( I usually listen to Ava Max or something #ADHD is real!!

Anyone worried about layoffs?

This is my first time ever doing a self-review and my agency’s process doesn’t have a template or any questions to follow (assuming this is normal). I am sure I’ll do fine/ have a positive review, but I want to get the most out of this review so I can help propel my growth forward and prep to hopefully get promoted from AAE to AE. Does anyone have tips on where I can find some guidance for a self-review?

How do the different consulting firms stack up in the UAE? I’m looking to make a move and starting to look for opportunities in Dubai. At Accenture Strategy with a focus on digital and analytics

So spruce point capital, focuses on short selling, decides to downgrade MGNI and it tanks -15% intra day? Someone get these fkers off their high horse

I feel like such a failure already. 25 and not in the business. I'll by 26 by the time I finish up what I'm doing and can apply to agencies.

Noone will want a 26 yr old junior.

Justice for Botham! Dallas cop convicted in wrongful apartment killing of innocent man.

What do you think of Just Egg?

Why does fskax underperform vti?

Anyone just got some loose diamonds for liquidity like in the movies?

Skip the pre-tax 401k in favor of mega Backdoor Roth? Thoughts?

Rationale is building up a tax advantaged nest egg for retirement and then using brokerage for more med term goals (5-8 years). I can afford to pay taxes now and compounding benefit is high.

Income ‘22,190k. ‘23, 295k. Age 26

I would be capturing company match with either 401k contribution. I wouldn’t be maxing out mega Backdoor, probably about 25-30k. Want to put another 50k in brokerages

Is is advisable to contribute the full 19.5k in 401k? I am currently investing a total of about 20k with company contributions in 401k .

Need advice. 44 single female with 250k cash in bank, 140k in 401k, 15k in CD with 2.25% interest and 200k home mortgage. My taxable income is 230k with bonus. Have opened a trading account in (contd

Hi! Got 60k in VFIAX and 30k in VTSAX brokerage. Where should I invest my 6k for my Roth IRA?

Question about credit scores and MBA loans. (FYI I know this is not mathematically the best option but want to do it to remove mental burden of student loans). Planning on paying off the balance of my MBA loans, ~100K, at the end of the summer once I can save a little more. I have offers to refinance which would give me a free $1,000 and slightly lower interest rate. Would refinancing now and then paying off the “newer debt” in 3 months negatively impact my credit score?

HSA question: I’ve been maxing my HSA contributions for awhile and have close to $20k in it. Now married and planning to start a family - should I switch off my high deductible plan? Additionally, if I switch off, can instill use what’s currently in my HSA?

Do rewards matter when choosing a credit card?. Here is my monthly spending breakdown: online groceries, online food delivery, gas, little shopping on Amazon. Don’t know about travel until Covid ends. What would be the best credit card ? I’ve bofa cash rewards and travel rewards and a corporate amex

Just cleared $300k selling my primary residence and will move back into a house we used as a rental. Looking for investment recommendations with the $300k. Should we buy a business like a bar in a college town, buy a multi family property? Or break up the principal and invest into a mix of bonds/stocks etc?

Mega backdoor question - I wanted to take advantage of this while it still existed so I contributed to after tax 401k the last few paychecks. Is the correct process to do a withdrawal/rollover directly to my Roth IRA account? It seems like I can do a direct deposit from the 401k but it is asking if this is a checking or savings account which seems wrong.

What American city would you choose from a FIRE perspective?

What or who inspired you to FIRE? For me, I got to a point of being purely demotivated at work and had no drive to work for another company, I’m late to the path of FIRE (just starting this year).

Sell my house now at $450K (vs. $390K purchase price in Apr 2021) and pay 30% capital gains tax OR wait until Apr 2023 to sell avoiding capital gains but risk market uncertainty? The house is in a Maryland suburb of Washington, DC.

How do you strike the right balance between spending and saving? For example, if you’re looking to buy a car, do you wait until you can pay 50% in cash? 75% in cash? Full?

How do you do your retirement savings calculations? Online calculator? Your own excel spreadsheet? Any caveats you plug into the model? Hoping to improve mine, TIA!