Anybody have experience with Lending club or P2P Lending? It seems like it could be a little risky but think it may be a way to diversify some of my money instead of keeping it all tied to the stock market.

Amex has resumed its referral program. If anyone want to get a card with NIL fee for Year1, please dm, I'll share the link.

For those that choose to invest in real estate what is the approach on finding a good investment property to rent out? I would like to buy my first investment property but do not know where to start. Any guidance/ link it s really appreciated, thanks!

Rip anyone with a variable rate mortgage

Any recommendations for life insurance product...typically the group insurance from employer doesn't appeal much as it's bind with them. What should one look for outside. Asset under consideration..350k home loan and 70k car

If I sell a covered call deep ITM for a premium of $100 and buy a call of the same stock deep OTM for $10. Can I make a confident $90 profit consistently cycling through this method? What is the risk? Also I enough enough cash to buy 100 shares as well

Do I need to max out my 401(k) before doing mega backdoor Roth after tax contributions? Or can I pause 401(k) and max MBR to get money into my Roth IRA asap?

So, what will happen with GME after today’s earnings?

Is 45k for an art director right out of college good? Feel like I’m struggling to pay all my bills and loans

Anyone enjoy being a realtor just to view different homes? Lol

Can someone explain the obsession with owning rental properties to me? Does it just come down to diversification (not 100% correlated w/stock market)? Returns are lower than investing in equities.

Any recommendations for realty groups / realtors / apartment finders for Chicago? Feel like 90% of online listings are click bait for property mgmt companies just to get your email. Help please!

Might not be the right bowl for this but…

What is a good stocks & shares ISA to invest in for the long term? I have heard Vangurd a few times. But keen to hear of any others!

I am an associate at an AM200 firm and was (IMO) very clear prior to accepting this role that I value work-life balance and wanted to try to keep work at night on the weekends to a minimal, but since February, it seems like it’s always something that requires my time as needed disregarding “business hours” or my personal schedule. Thoughts on whether to bring this up or continue to be a team player until I burn out and pay off my student loans?

How much is an acceptable down payment for a home? I've seen some great listings asking for 10%, whereas some others are requesting up to 50%. Is this normal and what does it depend upon?

If you had to choose between $200+k in Waltham, MA and $100k in NY, which one would you choose?

Add to it the perspective and barriers faced by an international employee.

Can anyone recommend a reasonably priced lawyer or other means to write up a will and other estate planning? We have a very basic asset structure.

Best trick I’ve learned as a real estate agent: if you are trying to sell a home, ask the homeowners to bake some bread or cookies. Sounds silly, but the smell will fill the house and make prospective buyers feel warm and cozy. It's like magic!

Looking to buy a BMW 5 series and would like to know:
2019 vs 2020?
Finance or Lease?
Tips for a good deal?

TriCare reserve select vs Cigna oap: My new employer pays 100% for us so thinking of dropping TRS. There is a 12 month lock out, but I’m guessing that if I change employment I can get TRS again since that should be a QLE. Anybody else have experience with this?

Dumb question: investing in the market vs buying a house for investment? Which one you choose and why?

I am a second year associate working in international arbitration. It is usual for me to be in the office from 9.30/10 am to 8.30pm and frequently after 8.30 and sometimes until late night (e.g. until 1am and very exceptionally nighters). How much time do you usually spend in the office? What country do you work in?

Trump decided to do nothing about the Russian bounty program on US troops this week.

Any idea on the interview process in Microsoft for SharePoint developer???

Hi everyone,

I was affected by layoffs about a month ago and urgently looking for a good immigration lawyer. The lawyer should be experienced in handling this 60 day grace period situation and developing alternate strategies - such as change of status to B1/B2 or applying to jobs from India. There is a lot of noise and wrong information going in the market so looking for good recommendations. 

I have very little time left for my grace period to end and need a consultation soon. Thanks

What’s the nicest way to follow-up with somebody?

Does EY have an employer contribution towards HSA? Deloitte contributes 500 free towards the 3550.

Epic is so annoying! it’s like a mainframe that modern technologies cannot easily integrate with. how does this company remain in business?!?!?

Does anyone else have a partner that says Yes to everything even though it’s you who is going to wind up working the weekend? I always flag stuff with skepticism regarding timing but (continued)

Are we allowed to request for new laptops?

I’m over using the word “vanilla” to describe meh work. Vanilla is a completely acceptable flavor. Majestic in a minimalist way. Instead of vanilla let’s say Stranger Thingsy. It’s not THAT good.

I am switching employers and on my background check it came up that I forgot to include a retail job on my employment history (before I event went into public accounting). Do you think they will care?

Could a position as an Office Coordinator be the same as Administrative assistant or could be considered as a higher role?

How often to tech companies get you into the H1B lottery system? Is it merit based or for all?

Hi everyone, I am actively looking for a change.

I am working as a data scientist in a product based company and having over all experience of 5 years in industry. Expertise in machine

learning, prescriptive and descriptive analysis, data manipulation. Lead a project of predictive modelling. Tools- R and SAS.

Any leads would be much appreciated.

Thanks

There’s a post in the Confessions bowl about someone being a kicked off a project for occasionally deciding they’d begin working at 3PM. Somehow I feel this is super common at law firms and no one bats an eye???

Humble opinion needed: dream has always been buying a house in a nice area, goal is to put 10% down to purchase a house around 700-800k. Do you think this is doable for a Salary 150-160k ??

Where would you put money to hedge against the rush of mortgage defaults that hopefully won’t, but very likely could, be coming our way?

What do you think about moderna stock? I bought low and still have some gains left but it’s down so far from its high. I hate selling now knowing how high it was this summer but not sure if it will just keep dropping.

Rental eviction moratoriums end in Jan 2021. Should I buy rental property now or wait? Budget: 120k

Finally hit the Adjusted Gross Income limit on my Roth IRA this year. Is it fair to say that I’m no longer allowed to contribute to my Roth IRA so long as I can keep making > $140k every year?

Starting a new job. How do I transfer my pension and 401k without triggering tax? Do I transfer them into personal IRAs, or into my new 401k? Thank you!

I’m an attorney trying to learn about finance and economics. I didn’t take any economics courses in college and don’t have any experience in that area. What books or other resources would you recommend for a beginner? I’m not looking for investment guides.

Thoughts on using leverage at 21?

Background: I’m 21, thinking about dumping $30K in (20+ years treasury) and $60K in SSO (2x SPY) once I get a job offer.

I got $30K (or 40K? Idk) in student debt, and should have about $90K cash close to end of year when I’m about to graduate

Has anyone signed up for The Points Guy (TPG) App? I don’t like how much data I would be giving the app access to

I’m 34. I anticipate being in a higher tax bracket when I retire than this year. I have $250k in rolled over IRA. Does it make sense to take the tax hit now, take $15k from traditional IRA and move to a Roth IRA? That would keep me in the same tax bracket.

What is a good introduction book on investing?

I’m heavily in stocks & re-reviewed my portfolio. My financial advisor takes 1.1% . Thinking of switching to .3% managed fee for vanguard index (bonds), especially while mkt is down. Thoughts?

I have enough to pay off my student loans and credit cards. Should I do it or should I save it as an emergency fund right now given the economy?

Are people selling right now?

Noob Q - Deloitte 🐠 can we use coinbase?

Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?

Is there a good book to teach kids, teens and even college students about personal finance or should i write one?!

What pre or post Market data do you find helpful for planning?

Do you use any pre market indicators to set up Buy limits for ETFs or otherwise?

Looking to purchase a condo/apartment in Miami area. Any recommendations on neighborhoods and comps for each?
As a background, I’m a 28F with no kids.

Stock tip I suggested to my dad made him 240% over 8 months! ASC: AXE.

Australian room temp quantum computing company that just announced a partnership with IBM. Up 80%+ just today.

First ever tip