{ "media_type": "text", "post_content": "Anybody on an H1B on a mortgage? Any lessons to share? Currently renting but wondering if that’s good business", "post_id": "5c45a352ad1ade00189e82f0", "reply_count": 6, "vote_count": 0, "bowl_id": "5abc4bc7cf9bd00013107acd", "bowl_name": "Global immigration " }

Anybody on an H1B on a mortgage? Any lessons to share? Currently renting but wondering if that’s good business

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If you can make a good sized down payment such that your monthly payment (principal, interest, property taxes) is lower than the rent your paying, it’s the best decision you’ll make. Plus you can deduct property taxes on your tax returns.

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Agree..

Keep rocking! Make sure you shop for a property management company to manage your property - just in case you move to a different city or country.

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Your risk of leaving the country gets reflected in higher interest rates and bigger banks usually don't pitch in. Lessons: Higher interest rate than citizens and lesser options of lending companies Also, factor in your risk of rejections for yourself for your savings. 3% down payment worked in my case so no, you don't need higher down payment but that comes with PMI

Higher interest rate than citizens??

^false, interest rates were extremely competitive and comparable. Bank with WF, Pwc and WF have an agreement.

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