Consulting

Anybody taken out a 15 year mortgage recently (within last month or so)? Is 2.75% - 3% possible without paying points?

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Check your local credit union they usually have way better rates - I got 2.75 3 years back

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Credit unions typically have less digital capabilities and the process as a whole may take longer

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Why would you choose 15 year? Why not choose 30 year and then put in extra payments that directly pay off the principal? Just curious.

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correct, mainly because of the lower rate

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