Anyone actively invest in tax liens? Do you ever get to redeem the lien for the property?

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Anyone getting into any straddling or interesting investments in the crypto space as more tools pop up?

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Please don’t judge me, I was never taught how to manage my finances and found myself buried in debt & divorced 3 years out of college. I have to get on the right path. Knowing myself, I know I need help. What type of financial professional do I need? A financial planner? Accountant? Somebody else? Thanks so much!

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Hi All, I'm a complete newbie here on H1b.

Are we allowed to buy or trade stocks and crypto currency on h1b..?

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Do we get our tax deducted refundable? I have submitted my IT returns on time?
Pls advice..

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None of those growth stocks going back to ATH anytime soon. Maybe in a few years some stocks with good resistance will bounce back to ATH.

Forget about your existing losses, and stop DCAing blindly. Do more research and find which stocks have strong balance sheet and strong future to be back over next few years.
Only pick selected few or blue chips for dca.

Easier would be to invest in index. Would still get solid returns.

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The way my blood boils when someone in the accounting field says ‘return’ instead of ‘refund’ is not normal 😬

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Hi all,
I have a small creative agency that I have built over the last 4 years. It’s been a rollercoaster when it comes to revenue, making it hard to predict finances & pay myself consistently. This year has been particularly financially stressful.

The thought of closing hurts my heart and my pride and can feel like wasted time. But financial stability vs time freedom is rough.

I also recently got a full-time job offer for $200k base with excellent benefits. It’s tempting. What would you do?

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Is anyone investing in mobile home parks or self-storage facilities?

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You have the following offers. Which do you choose?

1) $185,000 no 401k
2) $165,000 + annual 30% bonus based on company and individual performance (15% paid in stock options & 85% paid in cash) + 401k no match + $10,000 in stock options & $1500 at signing
3) $153,000 + $30,000 signing bonus + $16,000 annual performance bonus + 401k w/ 7.5% match
4) $100/hr 1099

For arguments sake healthcare benefits or lack thereof is immaterial.

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What changes should I make to my 401k?

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Since Nasdaq has recovered all losses YTD which tech stocks are still available at discount. Looking for 10-20% upside in 6 months. Or tech is in overbought zone and will cool off from here

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If I earn $135k base and don’t know if my September bonus will bring me over the ROTH IRA contributor earnings limit, and it does, will I be penalized next tax season for investing $6k into it this year?

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Are financial planners worth it? I just need guidance on budgeting/planning/someone to direct me on my current budget

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Can anyone recommend a company to use for a solo 401k for myself? I'd like it to be full service if possible. I don't want to have to worry about record keeping or 5500 reporting when it gets to $250k. Best if it's an open architecture platform. Thank you.

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I work with small business retirement plans and the profitability of different companies is amazing to me.
I have a small dog food company and a local flower shop, each with 2 owners, who max out their 401k every year for both owners, plus 25% profit share.
Who knew there was that much money there?

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For those making over 150k a year...

Besides your car and house.. what is the most expensive personal thing you've purchased? And provide price.

Let's motivate!

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Which application/service provider do you use for your ISA or other investments? I have Vanguard at the moment but the options are limited.

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Hobbies/side hustles that people have picked up since leaving biglaw? I've been spending more time reading up on investing, but any other inspiration appreciated!

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Moving to London from NA. Looking for rent and just wanted to ask here : how much do you pay for your rent? (1 or 2 bedrooms? + location?) Any things I need to pay attention to when looking for a place? Also, any great neighborhoods to recommend ( central but not crazy expensive. Lets say <2000 pounds ). Thx a lot

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Advice to young lawyers. Read a book.

I saw the thread about savings and many young lawyers (20s and 30s) don’t know how to open up a brokerage account or invest in their 401k. I know they don’t teach personal finance in school (though they should!), but my advice is that you should go to your local library and read a book about the subject. You have the skills necessary but you must invest in yourself. No one will look out for you.

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More Posts

Hi All, Any update on CTS work from home extension?

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Is you firm hiring for strategy/CDD roles??

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What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

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It doesn’t feel right that Bout is being traded for Griner and Whelan. A convicted arms dealer for a basketball player and a random. It doesn’t seem like a fair trade to me. I’d like to be enlightened though if anyone has insight.

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Anyone got any good turnip prices?

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Hi, i would like to understand about the future of SDRs and also would like to understand how we can grow from a package of 8lpa to something like 12-15lpa in the next 1-2 years.

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I just left a very toxic work place.
The crazy thing is they were just named the best local municipality to work for. It's upsetting. They advertise a "culture" but don'tapply it. It felt like a used car sales pitch, I was sold a dream but given junk. I am constantly replaying moments. I have read so many books and everything leads to they were the problem. How do I recover from this?

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As a copywriter I often feel guilty because my designers seem to work so many more hours than I do. I don’t know how much is that I’m fast, or design is just more time consuming. Other writers feel this way? Should I just accept it, or is there something more I should be doing?

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How do you collect and analyze feedback for your product designs?

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Given that people seem to be fleeing NYC, possibly long term, do you all think that this will create a substantial shift in the status quo of the legal profession? If the financial institutions switch to work from home long term or limit the amount of their workers in the city, will NYC still need to be the center of the legal profession or do you see other legal markets growing?

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How far do you require depts be with negotiating commercial contract terms before your legal review? I’m talking routine low value and risk contracts (e.g., vendor services), where Legal terms won’t kill the deal. My clients blindly forward contracts. I say “are you sure this term is ok?” And often get “no.” They’re surprised because they never read them. Checking the temp to see what others experience, what might be normal. I feel contract training in my clients’ future...

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Hi,

I have DOJ 25 may 2022 in Accenture. I have a 1.5 years kid to take care of and my base location is coimbatore. Is there any confirmation on new branch in coimabtore location?
I have 6 years exp in salesforce in infy and accenture offers 15.5 as fixed. Is this reasonable or need to ask more with counter letters?

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hello,

how do i use this mobile application? thank you in advance, i want to get a job.

-UA

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Does anyone have an Individual/Solo 401(k) for their personal business?
Are you doing the mega back door strategy?
If yes, what’s your plan provider?

I’m looking to set this up for my wife’s business but haven’t found a good one that offers the option for voluntarily after tax contributions with in-plan Roth conversion.

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New manager here. Our team is small and has 5. If you manage a team, how often do you have one to ones?

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Hi Guys, Need help
Opentext - 12L + 1L
Deloitte USI - 13L + 1.3L
YOE - 4, ABAP
Please guide me as its my first job switch

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What are some weekly activities you guys get into? Hoping for some ideas to help me think of something. Trying to get myself out of the house more, meet new people. I’ve tried looking at meetup but nothing really strikes my interest. Same with volunteering.

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I have joined TCS.

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Additional Posts in The Real Estate Bowl

Where do you typically post your rentals? Looking to list my townhome in Class A.

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Anyone have experience in new construction homes, especially in NJ? We're working with a builder who's already mostly built the home but are worried we're getting nickel and dimed on the finishes. It would be great to understand realistic expectations given the price point we're paying for the house.

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House hackers: How are you all finding tenants these days? I’ve been renting out a 4 bedroom house to the same group of friends for three years, but two left and I agreed to source two more people. I’m finding that Craigslist now seems to get much less traffic and Facebook Marketplace is full of really low quality applicants. Other websites now prohibit room rentals.

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Is it worth to buy a place in NYC?

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what resources have you used to setup a partnership from the legal side? want to start forming a company with a friend, but obviously want to make it so we can get outside funding.

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When closing on a home and you've gone through underwriting a while back, does the lender pull the credit again when you're close to closing? And if so do they do it without informing you? I see one check today, and I haven't applied for any other loans so I'm thinking it must be them - we're about 1.5 months from closing. Should I ask them to confirm if they did it?

I’m now in month 5 of waiting for my mortgage loan to be approved. I had hoped to be moved in months ago. Is there anything I can do to get the bank to speed up the process?

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Recommendations for good CPAs for rental property? Currently have 1 in PA but trying to grow and buy more in other states . I also have an unrelated business I'm trying to start (LLC). I'm located in NYC but open to a non-local CPA.

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In your experience, how accurate is Credit Karma? I’m looking to buy my first property in the near future and am basing my mortgage rate estimates on my TransUnion / Equifax scores.

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How long does it usually take for a seller to respond to an offer. (Currently looking in nyc at a condo)

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Do rental markets really get slow in the winter? What about now with how much people are holding off buying because of interest rates, do you think the rental market may remain strong? I'm in Colorado.

potential opportunity to buy an investment property worth $175k - gross rental income is $30k so ~17% ROI. property is not in a great area so probably little price appreciation - thoughts?

Has anybody bought a condo facing another building even because the building itself is amazing and the interior and finishes are A+?

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How can I learn about investing in real estate? Any good books or articles?

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Any preferred lenders for land loans?

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Hi all, we recently entered into an agreement with a builder for an under construction house that is expected to be ready by end of year. Wife was notified yesterday that she is being let go. Given that there is still some time to close ... Should we notify the lender or wait until we are close to actual closing while we look for another job.

Hey Folks - I’m planning to buy my first home in a metro that I want to move away in 5 years or less. In this case, is it wise to choose an 5 year ARM rather than 15-30 Y loan?

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Is it typical to get equity in ur house off the bat... Like statistically do sellers accept offers below appraised value or is that the rare ideal situation?

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Anyone looking to buy / rent a 2 bed 2 bath condo in Chicago? Great neighborhood, excellent primary school and right opposite a park!

I'm looking to sell / rent since I have relocated to a different city. DM me for details please!

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Make 110k base (no debt) and looking to buy a 400k condo. Can I afford this house? Not sure if this purchase price is typical for the income.

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