Anyone check out Personal Capital?

They are offering free 6 months of management and after charge 0.89%.

Thoughts?

Benz C43 AMG, BMW M340i xdrive, or Audi RS3?

Which would you guys choose? Male 25yrs old - should I lease?

When you sign up on bonvoy credit card, does the 15 elite nights get credited when you get approved and sign up for the card? Or after you spend the $x amount to earn the benefits?

What are good areas to invest in the Middle East (stocks, certificates, real estate etc.)? Open to hearing about both low-risk and high-risk asset classes. For people who invest in US / European markets, what platforms do you use?

I’d like some help evaluating the best deal. Airbnb potential house/ back house in Texas (furnished for $570k) Airbnb would break even (~3600)and most of not all of mortgage while I live in the back unit. Turnkey but not sure about appreciation or value. OR triplex for $625k that generates 4500/month, it’s in a questionable street in an amazing zip code.

Someone told me Bill Gates was one of the biggest land owners in the US, does anyone have an idea about how much land he owns and where it’s located?

Hi fishes,

Out of topic. Regarding insurance claim

I missed adding parents in health insurance for this financial year. my father cancer surgery happened and I spend 15 lakh from savings and debt. Their is further spends in next financial year April and May for chemotherapy & radiation.

If I add parent in health insurance in April ( next financial cycle) . Will I get claim ?? Since it is existing disease. Please help me out if anyone knows

I think I'll make my next biggest purchase of $30K spread across BTC, ETH and LTC on Jan1. I'm I crazy or smart?

Hi all, I’m in the market for a used luxury car. Which would you choose: 1) 2014 Lexus RX 350 with 100K miles for $19K 2) 2018 Audi Q5 premium with 81K miles for $20K OR 3) 2016 BMW 428i xDrive Gran Coupe with 40K miles for $20,000. I want a nice car that isn’t expensive to repair and I can trust and won’t regret getting

Just got my stimulus check direct deposit 😎💸 hoping everyone else’s comes in soon too!

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

Where do you buy used cars from? Any good sites for awesome deals? Looking for a car for parents. Nothing fancy- Toyota or Honda. $15K-ish tax, tag and title budget.

Would love some input on putting money into house renos, and whether they’ll be worth it in the long run. Thought this would be a good bowl for it.

First time homeowners. We splurged a little on the house and hope to make it a more long-term (10-15 year) place. It needed some upgrades and renovations, the biggest one of which is the kitchen. All in, we’re looking at around 90k for kitchen. It feels like an absurd amount of money, but all 4 quotes we got were around the same ballpark. Thoughts?

Is it advised to invest all of your money (other than what’s in your savings, checking, or emergency fund)? About to take a plunge and invest everything and just keep these three buckets of actual liquid cash.

what’s the ratio of equity/stocks to bond/fixed income in your Merrill lynch 401k plan?Do you make any modifications or just use recommended distribution? First job with 401k and not sure what to do!

Ah thank you so much for doing this! My husband and I are planning to dive into this this summer, but frankly it seems impossible. The downpayment thing is pesky

Is now a good time to buy property in London? For investment purposes.

Thanks

I have enough to pay off my student loans and credit cards. Should I do it or should I save it as an emergency fund right now given the economy?

Anyone selling an investment property in the northeast? New York, PA, NJ preferred. My family and I are looking for our 1st investment property so wanted to see if anyone had good deals that Zillow doesn’t normally offer

What shoes do you wear when it rains or snows?

What’s the best quality white dress shirt.

Faded jeans, black v neck and a cowboy hat? 6 ft, lean muscular. Recommendations for cowboy hat? :-)

Does IQVIA provides mobile phones to Consultants? If yes then which one?

What is comms planning

Is it worth getting travel MEDICAL insurance during these times?

Do we get annual leaves encashed on leaving KGS?

How much PTO do you typically take in a year? I've only been taking about 1.5-2 weeks and I'm starting to feel burnt out, but it doesn't seem like anyone on my team takes more!

Worst book on B2B sales? And what’s the one so good that you don’t want others to know.

Any Fed gov (Defense) opportunities in the Boston, MA area?

When you sign up on bonvoy credit card, does the 15 elite nights get credited when you get approved and sign up for the card? Or after you spend the $x amount to earn the benefits?

Advice: how to manage a reapplication as a R3 applicant who was waitlisted and finally dinged last week. I want to apply R1 to the same school (feel like this shows commitment) and I have an improved GRE score but otherwise not much in my profile has materially changed since it’s only been 3-4 months since I last applied... I will have 1 different recommender and 1 of 2 essays will be revamped. How else should I approach this? Anything I’m missing?

Hi, can someone from TCS confirm if they got approval from HR to work from home after submitting medical certificate?

Hi All, My brother just got his provisional degree in Bachelor of Tourism Studies. He has 6+ years experience in the tourism industry. Will he be eligible in any (IT) company. Please let me know of referrals can be given in companies like makemytrip or goibibo etc.

Hi Everyone, first time posting. I applied to P&T Strategy Associate for 2023 and was wondering if this is mainly for new grads; PWC has always been a dream company and I really want to try for it. Is there anything I should expect from a culture/interview experience? Thanks in advance!
Current 1 YOE.

I am an architect from Kolkata. B Arch completed in 2019. Working as an junior architect ever since. Looking for more opportunities for growth.
Skills include - Designing, All plans for sanctions, site handling.
Proficient in Softwares - AutoCad, Sketup, Vray, Photoshop, Illustrator, lumion.

Any guidance?

MBA1s: Tell the recruiting market is bad without telling the recruiting market is bad.

Now go!

Hi all,
Moving to Chicago in a few weeks time from Australia(!). Any recommendations re furnitures company to hire and/or buy from, apart from ikea etc? New to the US is all. TIA!

If I make 360K base, single with no kids. What would be the best way to invest so I can become a millionaire? I just turned 25, want to retire from corporate by 30

What American city would you choose from a FIRE perspective?

Hi in process of buying a house. Trying to negotiate a buyer rebate with a realtor - we will be moving from outside of town so need full service, (video tours, actual advice etc) - do most realtors work with rebates? Is 0.5 or 1% good?

Question about credit scores and MBA loans. (FYI I know this is not mathematically the best option but want to do it to remove mental burden of student loans). Planning on paying off the balance of my MBA loans, ~100K, at the end of the summer once I can save a little more. I have offers to refinance which would give me a free $1,000 and slightly lower interest rate. Would refinancing now and then paying off the “newer debt” in 3 months negatively impact my credit score?

Does anybody work a part-time job for spending money? I’m considering working one retail shift a week purely so I can have some frivolous spending money that doesn’t impact the budget. Is it crazy to kill 6 hours a week for less than $250 a month?

Anyone just got some loose diamonds for liquidity like in the movies?

Where do you all want to retire? Share your retirement location goals and reasoning!

Always been a fan of FIRE and reading about it has definitely helped my finances but I can’t help but wonder if the movement is more about lifestyle change than early retirement.

After you achieve FI,you basically have to maintain the lifestyle that got you there.

What if you want to go on a lavish vacation or buy that flatscreen TV? Are you supposed to do away with material goods entirely? I suppose you could keep working for discretionary $ and live off interest but then you’re not retired.

What happened here? I refinanced my student loans in November 2019 and got a 10-year variable at ~2.5% pegged to LIBOR. When 2020 hit, LIBOR tanked and my interest rate went down to 0.75%. Looking at similar loans now, I can’t find anything close to this rate. Is this just a quirk of my original timing?

Passive income ideas for consultants...real estate, Stonks, what else?

My wife and I are 25. What are some checkpoints if I want to retire at 55? What do I need at 30, 35, 40 to make that happen? My number is $3.5 Million.

Me - 25 yo, $80k income, $20k bonus
Wife - 25 yo, $65k income, $5k bonus

Our net worth is at about $32k right now.

Hi! Got 60k in VFIAX and 30k in VTSAX brokerage. Where should I invest my 6k for my Roth IRA?

Skip the pre-tax 401k in favor of mega Backdoor Roth? Thoughts?

Rationale is building up a tax advantaged nest egg for retirement and then using brokerage for more med term goals (5-8 years). I can afford to pay taxes now and compounding benefit is high.

Income ‘22,190k. ‘23, 295k. Age 26

I would be capturing company match with either 401k contribution. I wouldn’t be maxing out mega Backdoor, probably about 25-30k. Want to put another 50k in brokerages

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

I am in my 40s and started late. I starting buying index funds after Covid and now I am in net loss even with conservation approach. I did buy indexes on top as well. Shall I collect cash before I buy more in market?