Recently got the Amex blue cash preferred card with 6% cash back on groceries.
How is this applied? I can't seem to figure if the money is coming off statements automatically or if I have to do something to gain the value.
Also whats the easiest way to see how much you've earned from this?
I'm finding Amex hard to navigate
Dog owners, Has your dog ever had a growth in his or her mouth? Was it benign? What did you have to do to resolve it? My one and a half year-old dog has a growth in his mouth and I’m nervous that it’s something serious
Hello everyone. Hope everyone’s doing good. I am a cloud developer(Azure) staying at Hyderabad(india) having experience in azure 204(PaaS),azure DP - 203(Data engineer) services and azure DevOps. Looking for the opportunities. Please help
I'm calling the bluff, they'll think up a way to monetize
For Google, can you basically only get in with a reference? Should you write up a cover letter with your application? Its optional and my understanding is that companies don’t have time to read it anyway. Currently an lower level counsel at FAANG.
Can anyone share the interview experience of Machine Learning Engineer role in McKinsey?
Are there any good paying weekend research/lab jobs in Austin Texas? Because I’m getting $23/hr as a research coordinator and know for a fact I’m being under paid lol all because I am “new to research” yet I have a bachelors is biology and have done research projects in school and have plenty of other work experience…. Anyways though, back to my question I need a side job to be able to afford ALL of my bills 🙂
If you have an opportunity to go work with someone who used to be your boss in a previous job life, would you? I’m in a similar situation where I saw a position posted at the company she is at currently and I reached out to her about it. She was happy to have the conversation with me but … to be cont in comments.
Almost bought this today.
How has COVID affected your workload, if at all? My group has a lot more work to do, and less resources with which to do it. But I don't worry about layoffs, so overall I'm happy to be where I am.
Does PwC SDC try to retain employees, genuine cases? Have an offer at 30% but apart from money don't see any other reason to switch. The project and team is good.
How does one get into product marketing?
Feels like a lot of the same work we do in brand strategy, but I can’t get any traction.
I feel like I am so inexperienced in my job that everything takes so long to complete and get used to. Hence, I constantly feel guilty that I am spending a lot of time on my tasks and I am not adding enough value especially given the cost that clients pay for our time. I also fear that most of my time will get written off at the end of the day by the matter managers. Is this feeling normal and does it go away?
I have recently been looking into PM positions, specifically associate roles due to my experience. My experience includes some digital marketing, event management, and an education background. Any tips on how I can break into this field?
How much salary should a lateral hire ask for this position , at Airbus Bangalore?
Scrum Master in Scaled agile Framework (safe).
9+ years experienced , with relevant experience of 3+ years.
Honest post, if you’re not going RIA i believe you’re wasting your time. Low payouts, heightened compliance, fewer options for clients. Indy B/D’s or conventional, you’re working for someone else.
Additional Posts in Big Law
Anyone go from big law to small/mid and then back to big and regret the move back to big law? Maybe I’m forgetting how bad it is in big law. Someone remind me and tell me to stay put — FWIW, 5th year making $215k, 1850 hour requirement. Yes, I took a MASSIVE pay cut.
Any substantive reviews of Servants of The Damned? Curious about it. Saw some topical remarks, wondering if anyone got through it.
I just joined a firm (start of November) and I have not gad much work, certainly not enough to meet the billlable. I have been asking for work and I know this is ramp-up but I am not looking forward to all the weekend work in Jan-March to make up for the hours.
Probably paranoid but do you think our firms know if we contacted a recruiter? A recruiter emailed my firm account and I want to respond thru my gmail but I’m so scared my firm will find out somehow.
Any other first years on track to bill like 1,300 hours this year? Pretty stressed out about it despite being told not to worry
Thoughts on thank you emails after interviews? Had my interview this afternoon with 3 partners including the head of the corporate group! Should I send one? To the head of the group leading the interview or to all three of them? And should do it by tomorrow I guess? Sooner the better?
Insight on Baker Hostetler hours?
Hear mixed things on hours billed for 2nd-3rd year associates in non-NY/DC/LA offices. Looking at real estate group. Any insight helpful.
Do you feel that people are having epiphanies or something and leaving big law altogether? I’ve never seen so many associates leave like this before — and most aren’t going to other big law firms. I need to be woke too lol
Is K&E a toxic firm? I have heard nightmare stories from current and former attorneys there.
What do you guys drink in the mornings and throughout the day to stay focused/awake when you’ve had to grind into the wee hours of the night for two weeks straight?
Thoughts on Allen & Ovary M&A NY?
Me and my husband are both associates and are busy (like everyone else). No kids and have our house cleaned every Friday, order all our groceries via delivery, but I’m looking to outsource more. I wish I had an “assistant” one day a week to do miscellaneous tasks like take things to the post office, go get the car washed, run random errands, put laundry away… has anyone found a good solution for this? If so what are you paying?
Anybody have experience with year-end bonuses after lateraling into big law? The firm has expressly stated that there isn’t a specific hours requirement for laterals, but I have no idea what that means for my actual bonus eligibility. By end-of-year, I’ll have billed close to/just above the pro-rated hours requirement for non-laterals. Should I expect a bonus? If so, what’s fair to expect?
Canadian litigator (Toronto)... a lot of my Corp friends got poached during covid to NYC and killed it.
I realize lit is much different, but would it be worth it to write the bar in any event and take a shot?
Is it normal for an associate not to be on the website for a few years? I know someone who says he’s an associate at Latham and Watkins but he is not on the website.
I work with a bunch of shitheads. Am I alone?
Serious question: are there ANY in house litigation positions that pay on par with biglaw? My firm is black box, below market but I can’t afford to jump for less than $300k sooo…am I stuck?!?
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If you have years until retirement, don’t try to time the market. You’ll lose.
I feel ya. Debated it myself. But, if I do, I’m sure this would happen shortly after:
“In a miraculous turn of events, the DJIA has rocketed above 40k points for the first time.”
So please take one for the team and let us know when you do! TIA
5% isn’t worth the capital gains tax, is it?
Let’s assume you take out $1000, up from $.01. You pay 20% cap gains, meaning you now have $800. The market falls 5%. You would have $950 had you stayed in, but now you have $800. You buy in and the market rises 10% again. You now have $880, but you could have had $1045. You are $120 down from where you started and realized an opportunity cost of $165.
However, let’s test this another way. Let’s say you have $1000, up from your $800 investment. Now the 20% cap gains only applies to $200 of your portfolio. You pay $40 only in taxes. Now, the market falls 5%. You have $960 and you buy in. You would have had $950 had you stayed in. The market rises again 10%. You have $1056 instead of $1045.
So as long as cap gains<correction, then yes. Else, no.
Except it’s virtually impossible to time the market and buy back in at the correct date. It’s FAR more likely that you would miss the gain and end up worse off than if you’d stayed in originally. Market data over decades shows that the bulk of gains over time are lost if you missed individual dates over those time period, and those individual dates usually follow loses in the market.
No. Don’t do this. I have done it before (e.g., early Covid) and always lost out.
The reverse play, however, of “stocks are on sale! Now’s the time to buy!” has worked out well for me (e.g., 2015 “Black Monday”). You can’t time the bottom of the market either but chances are if you buy right now you’ll see some good increases in a few years imo.
Time in market is better than timing the market
Do it once, lose some money, then never do it again. This is what happens to most of us. Worst case scenario you time the market well this time and thereby come to believe you know what you’re doing, which then leads you to repeat the doomed strategy with more money later on. Good luck!
What you really need to do is put more money in. I’m serious. This is a great time to take advantage of other people’s panicking and not panic yourself, if you don’t need the money now.
Exactly. It's like you're getting discounted prices. Buy more.
My friend who is an excellent economist saw all the warning signs of an overheated market and pulled out his money into cash— in late 2019, missing a few years of historic gains. He’s right- in the long run, but, you can’t time the market. Just make sure you are diversified and stick with the plan. If you make regular contributions you’re going to get the benefit of buying low when it bottoms out.
Someone once told me: invest when the market is up, invest when the market is down, invest when the market is steady. Don’t pull out your money. It is often times not a good idea.
Lol, no. Set it and forget it.
Can someone explain the dynamic between the federal reserve, bond markets and the impact it’s having right now? Seems like whatever the fed does, it will either negatively impact inflation or the stock markets.
Don't do it!!! The long term trend is always UP!
Do not do this.
Larger point: If you feel the need to liquidate your stocks during a correction, you should reevaluate whether you can handle the risk tolerance that comes along with investing in equititiss in the first place.
Nope. Regular investment schedule. Buy on the way down.