Has anyone had any experience with debt collectors? I was sent a letter from a company called convergent claiming they are acting on behalf of a creditor (a bank) that I’ve no interaction with. They are saying they’ll accept 50% of the amount due but there’s no mention of what the debt is. I’m assuming this is a scam but wanted to check with fish here. I have no idea how the letter got sent to me as the address is used only for my Amex cards as I don’t live in the US anymore

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I would ignore if you don’t owe anyone any money

helpful

Check your credit to see if any collections tradelines. Ignore if not.

Throw that thing in the trash!

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