Anyone has the Amex gold card? Was hoping to get opinions on if you like the card or not ( 250 annual fee + 35k points when u spend 4k)

like
Posting as :
works at
You are currently posting as works at

I got it for the signup bonus, don't feel it's worth it in combination with the platinum and will be canceling. I use Costco Citi card for restaurants and gas, would recommend mastercard double cash for everything else.

like

Used to have the Gold card and liked it. Upgraded to the Platinum when I made a large purchase (an engagement ring) and like it even more. The gold is more of a points play and the platinum offers a plethora of benefits for a couple hundred more in annual fees. I’d say bite the bullet and go with the platinum

like

I got mine through EY corporate advantage ($100 annual statement credit as long as I hold my corporate card. Makes the AF $150). AT $150, I get maximum point usage for dining, groceries, etc plus the credits for airline and grubhub. I don't have the platinum because the benefits overlap with my airline status benefits/ all my flights MUST go on my corporate green. If we could expense to our own cards, I'd have platinum 100%.

I have a Wells Fargo Propel Amex for gas, travel, streaming services, etc. And then a simple flat rate cashback card (quicksilver Visa) to complete the "trifecta"

like

Corporate advantage also has higher sign up bonus. Check if your company offers something like that. It's been a great card optimized for my spending habits

like

I have a referral link I can give you for a 60,000 point welcome offer for the Amex Gold! It’s my favorite card by far since most of my spending during Covid reviles around groceries, food, and dining. If you are curious, the Mint app can a analyze your spending and categorize it to show how many miles or points you’d earn on different credit cards based on your annual spending. Let me know if you’d like the referral link for the card!

like

Apply for an American Express Card with this link. We can both get rewarded if you're approved!
http://refer.amex.us/SARAHTeVhy?XL=MIDCP

I canceled my Platinum because I didn't get much benefit from paying the $450(?) of fees. How have you used the benefits?

I just call to cancel once a year and they give me a $400 credit or 40k points. Makes it way more value at that price point :)

likehelpful

Go incognito and that MR bonus should jump to 50 or 65k.

With amex it is really specific to what you spend your money on and what you want out of your rewards (points, cash, miles, etc.)

Check out the amex subreddit

Not worth it unless you spend a ton of money at restaurants. I think the sign up bonus is worth it. Just do it for one year then cancel it.

I think ultimately, the only Amex card that’s worth it is the platinum assuming you travel a lot and can take advantage of all those perks frequently.

Other ones are all too expensive. Like blue cash preferred is cool (6% on groceries) but a lot of cards offer up to 4% and not many people spend enough at grocery stores for the 2% to equal more than $100 a year

Related Posts

Anyone here who has rescheduled several times their visa interview appointment w/ embassy outside US. Allowed to schedule twice w/o penalty. On the 3rd time, it needs to be cancelled. Does yours say to wait 90 days to rebook and were you able to book immediately on the 91st day? Just wanted to know what you’ve went through ie, if there are other requirement needed when you cancel and then use the MRV fee.

like

I have an issue: just been informed by compliance I have a violation. Using a brokerage restricted and at this point I am at a loss. I sold off all my stock just to comply. Then put the only stock I kept with the broker, the other one is my wife’s employer 401k savings broker. The instructions say they will reach me within 90 days for next steps. It also says there may be financial penalties.

What should I do? I replied the email immediately asking for help. I am a new to Deloitte and the US

What’s a good salary range for someone with MBA and 5YOE in technology consulting and product management for a VP, Product Manager role at JP Morgan Chase? Also, any tips on how to structure the comp between base and incentive compensation?

like

Any company (consulting or others) still sponsoring h1b visa or green card for new hires?

I just opened a Marriott/SPG points account, I don't need to worry about anything merger related do I?

like

If one does not have 15year education, rule says its not eligible for h1b visa. Is it something like i cant even step in to US atall not even for any duration for work not for education.
Experts help me understand

Hi pls help me URGENT SUGGESTIONS NEEDED!
I've resigned my current organization and LWD is 4th July, I've got a job offer at australia they're sponsoring 482 visa, and documents are submitted but visa not lodged as of now.

Should I start working for other company here until i receive visa or should I wait for visa only. Few ppl say it's taking longer than usual but few say if it gets processed visa immigration consultant it will be completed in 20days.

Abroad job joining date is 18jul pls hlp

like

I’m current a DI employee and I’m filling form 11 right now as a joining procedure for another firm and it asks two questions: 1. Whether earlier a member of employees’ provident fund scheme, 1952
2. Whether earlier a member of employee’s pension scheme, 1995
I know the answer to 1st is yes, but what about 2nd one?

like

My husband, who had a successful career but is not yet 40, wants to retire and look after our kids while actively investing our money. I enjoy consulting and will gladly keep working. We also have a good amount of savings, mostly fueled by our frugality during his peak earning years. I feel like I need to support my husband’s dreams while negotiating clear terms. Has anybody been down a similar path and have advice?

like

If anyone needs a referral link for a chase credit cards please DM me!

like

Hi Fishes,
Please help....!

I got an offer form amex for band 30 for process manager risk and finance management having experience of 3.4 years
And got an offer of 10 lpa . Now I got another offer from Cvent of 16 lpa fix with 2L JB .So how should I ask to amex hr for negotiation and how much should I ask .
since 25 days left for my LWD.

like

Hi friends, recently I got 16 lpa offer. And I have 6.5years experience. In this 6.5 years experience I never did tax declaration. In my current company portal May 15 th is the last date to declare IT tax.

So my doubt is do I need to do tax declaration in my current company portal. If I do that means, whether want to know that will reflect in my new company salary?? What to do totally confused about this part...

like

McKinsey & Company Hi guys,

Please help me with the referral.

Senior/Lead data Engineer

Exp -- 8.5 years
Notice period -- 30 days
Tech stack -- Big data,Hadoop, Spark, Kafka, Azure,Python,Scala,Sql

Please ping your email id .I will share the Cisco" class="linkified" target="_blank" rel="nofollow" >resume.Cisco Target Bosch Intuit Amazon McKinsey & Company Indeed Flipkart JPMorgan Chase Morgan Stanley VMware Intel Corporation Hewlett Packard Enterprise Paypal Salesforce

Hey Fishes. I have a dependent L2 American Visa which probably will land to Texas. Do you guys think there's good opportunity for SDET roles. I have around 6 years of experience. Need to know whether coming 2 3 months is good enough to relocate or shud I wait until next year. Additionally do you guys think is it possible to fetch jobs from here for person having L2 Visa ?

like

Best investment book recommendations?

like

Topic: concurrency, multi threading, transactional,
Spring, hibernate

I have a requirement to insert a row in database only if it meets following requirements
Ex: there is a column "points", a new record should be inserted only if points in the new record is greater than highest points already inserted in db or else throw that points are less

How i should approach this if i get lot of requests (say 10k) all a time. How can I achieve consistency and handle with less response time

like

I’m client side and looking to find a new agency to build social creative. Would love suggestions for your favorites!! Bonus points for boutique/independent agencies.

like
like

More Posts

how is Visas SF vs foster city office? trying to decide which i want to live closer to.

like

TTC since 6 months with no success. 31 year old. Hubby’s semen analysis came back normal so we starting my testing. Just got AMH results and it is 6.52. Is this high? Always have regular periods so not sure if I should be worried? Talking to RE next week.

like

Recos for influencer agencies? Specifically for TikTok. Small budget. Thanks

like

Need 15 likes for DM. please help.

like

HELLO All, PLEASE HELP ME.. I got an offer from StandardChartered and want to join the company but due to family reasons i cannot relocate to Bangalore from Pune. Now that i have a joining in a week, i need to discuss the same with HR. Please help as i want to join SC for financial reasons. Also, I can come to Bangalore for few days if needed for meetings n all but not permanently. I dont know whether the HR will agree to WFH policy or not? YOE: 10 CTC: 35 LPA DEVOPS

like

EY gds Or Natwest group treasury which is better

like

I am so ready to return to the time when the biggest scandal was wearing a tan suit. Looks like the media is already starting again with Harris' pantsuit in Vogue.

like

Hey all! I have recently moved to a full time position wfh as a trial manager. It has been a struggle wfh so I am reconsidering my options. What positions are out there possible for transition for on site, except CRA?

Income tax return filing deadline extended to 15 March, 2022.

like

Always been a fan of FIRE and reading about it has definitely helped my finances but I can’t help but wonder if the movement is more about lifestyle change than early retirement.

After you achieve FI,you basically have to maintain the lifestyle that got you there.

What if you want to go on a lavish vacation or buy that flatscreen TV? Are you supposed to do away with material goods entirely? I suppose you could keep working for discretionary $ and live off interest but then you’re not retired.

like

Besides Lady Gaga, was there anything notable this year at Sapphire?

Is the instructional designer post still open at accenture, delhi?

like

Hi All,

I got an offer from Adobe and am currently serving my notice period. But in Adobe my joining is in Mid of September. So can I trust Adobe that they will honor the offer considering the recession in companies like Oracle, Amazon, and Microsoft?

like

How are your plants doing while you're home? Post some pictures!

like

Hi folks,
I have my HM round with Deloitte in 2 days.
Tot exp: 3.5 yrs
Curr CTC: 11 lpa
Tech: Full stack MERN
Loc: any

How much can I ask and at what should I settle finally?

like

Tata Consultancy Infosys IBM

Hi Folks,
My wife has 5 years of experience in Banking Industry now she want to switch her career in IT, she has worked as coding instructor for html/css/js/react native, she has React certification as well. Now she is ready to take interviews.

Now how to convey this to recruiters and are they ok to take interview for frontend developer, how much experience can be considered and what salary can be expected?

like

Please let me know if you want a job in big4 both India and offshore practice

KPMG KGS EY EY GDS DELOITTE DELOITTE USI PWC PWC SDC

like

Hi All. I am Director of sales and operations at an event space in Brooklyn NYC. I feel as though I am severely underpaid. Just fielding the community in hopes of answers. Thanks in advance.

like

What do everyone think of the designation CLTC, thank you

like

Additional Posts in Personal Investment Chatter

How much do you take home after tax and maxing pre tax 401k while making 144k? Not sure if I'm doing something wrong with my withholding. I'm married filing jointly withholding at a single rate, 1 federal and 1 state. DC location. I'm only taking home $6k a month.

like

Start tomorrow but I don’t get a match for 401k until 2nd year. Living at home and wanted to pay off my loans. Is it ok if I just do loans, max out IRA, and have an emergency savings? Projected CONTD

If you were to attend a 1-2hr free financial seminar, what would you want to learn? I'm thinking of hosting a free financial literacy workshop that will actually make a budget and networth statement.

likeuplifting

Any advice on the following investment mix? Late 20s, invested in funds mostly and not really looking at individual stocks. Long-term play and trying to maximize growth. Any of these duplicative, any I should specifically add/remove or consolidate? Thanks!

PS - Ignore the SPAXX

Post Photo
like

Looking for a used car - better option between used Mazda CX-5 and Subaru Crosstrek? Budget around 15-16k

like

About to get a payout from a legal settlement ($300k-$500k). How would you invest it or what would you do with this money if you got a payout like this? My goal is to build exponential wealth, but would love everyone’s thoughts even if it has nothing to do with investing! (I’m 25, not married, no kids, have about $240k in student loans, and no savings)

like

Is it a good time to buy first home condo for 300k chicago downtown now? 45k in HYSA, 31 single. Rest of my money went into gifting home for parents and edu loan.renting for 1700 per month

likehelpful

A family member is blaming me for them selling their stocks too early since I kept talking about how the market was going up from March and their stock didn’t change lol how should I deal with the situation. I find it childish tbh.

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

like

What are some ways you guys earn passive income (other than stock market) ?!

like

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

If you kids are the beneficiaries on my will — can I put one of them as the primary executor as well ? I’m divorced btw

like

Any thoughts on zero cost fidelity funds. Any you like?

like

If I’m above the Roth income limit, can I do back door Roth for my Roth IRA and mega back door Roth for my Roth 401k? And does back door Roth count against contribution limit for mega back door?

like

Better alternatives to mint for understanding spending/spending categories over time?

like

Selling 2022 sealed and brand new Kaplan CFA Level 1 books, comment or DM if interested

like

Anyone bullish on the marijuana market? CGC, aurora etc?

like

Are there any ETFs for blockchain companies?

like

What does a single family house (with basement) home owner insurance costs. Just looking for a range. Looking for a ballpark.

like

Looking to invest in some new stocks. Any recommendations? TIA

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Send download link to your phone

OR

Scan your QR code to download
Fishbowl app on your mobile

By continuing you agree to Terms of Use and Privacy Policy.

Messaging rates may apply

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal